- JP-listed companies
- The Ehime Bank, Ltd.
The Ehime Bank, Ltd.JP:8541
Market cap
¥41.7B
P/E ratio
9.3x
| Mar 31, 2013 | Mar 31, 2014 | Mar 31, 2015 | Mar 31, 2016 | Mar 31, 2017 | Mar 31, 2018 | Mar 31, 2019 | Mar 31, 2020 | Mar 31, 2021 | Mar 31, 2022 | Mar 31, 2023 | Mar 31, 2024 | |
| Profit (loss) before income taxes | 7,275 | 9,669 | 9,986 | 9,616 | 7,254 | 8,923 | 8,240 | 8,168 | 8,121 | 8,805 | 8,186 | 7,086 |
| Depreciation | 905 | 820 | 778 | 831 | 978 | 988 | 1,191 | 1,349 | 1,356 | 1,675 | 1,803 | 1,675 |
| Impairment losses | 90 | 166 | 151 | 63 | 164 | 425 | 213 | 381 | 478 | 504 | 66 | 679 |
| Increase (decrease) in allowance for loan losses | 2,600 | -726 | 470 | -172 | 554 | -1,451 | -1,378 | -781 | -460 | 551 | 525 | -760 |
| Increase (decrease) in provision for bonuses for directors (and other officers) | -15 | 7 | 8 | - | -8 | -5 | - | - | - | 5 | 5 | - |
| Increase (decrease) in retirement benefit liability | - | 257 | -39 | 38 | 65 | -44 | 16 | 184 | -39 | 124 | 150 | -190 |
| Increase (decrease) in provision for retirement benefits for directors (and other officers) | -111 | 63 | - | 118 | -255 | -234 | 2 | -7 | - | 1 | -7 | 2 |
| Increase (decrease) in provision for share-based payments | - | - | - | - | - | - | - | - | - | 3 | 38 | 7 |
| Increase (decrease) in provision for reimbursement of deposits | 40 | -16 | 15 | 33 | -34 | 23 | -17 | - | - | - | - | -39 |
| Increase (decrease) in provision for loss on interest repayment | -4 | -8 | -3 | 9 | 1 | -19 | 13 | -29 | 2 | -11 | - | -6 |
| Interest income | -31,245 | -31,439 | -32,923 | -33,085 | -33,120 | -34,696 | -36,384 | -36,024 | -32,012 | -32,247 | -41,767 | -51,878 |
| Interest expenses | 3,217 | 2,908 | 2,775 | 2,772 | 2,861 | 3,453 | 5,524 | 5,343 | 2,138 | 1,476 | 8,600 | 16,652 |
| Loss (gain) related to securities | -2,456 | -3,132 | -1,550 | -1,537 | -837 | -119 | 152 | -249 | -403 | 298 | 772 | -661 |
| Foreign exchange losses (gains) | -6 | -4 | -4 | -3 | -3 | -3 | -1 | -1 | - | - | -2 | - |
| Loss (gain) on disposal of non-current assets | -185 | 102 | 41 | 80 | 54 | 24 | -379 | 125 | 83 | 23 | 101 | 142 |
| Net decrease (increase) in trading securities | -23 | 97 | -25 | -55 | -113 | 6 | 15 | 78 | 31 | 107 | 14 | 9 |
| Net decrease (increase) in loans and bills discounted | 20,401 | -36,801 | -88,360 | -44,784 | -80,783 | -53,067 | -31,011 | -43,940 | -59,127 | -70,683 | -88,668 | -12,448 |
| Net increase (decrease) in deposits | -170,512 | 51,322 | 37,656 | 39,753 | 994 | 40,999 | 29,238 | 120,945 | 72,127 | 81,060 | 58,317 | 116,763 |
| Net increase (decrease) in negotiable certificates of deposit | 207,434 | -8,626 | 3,494 | -2,374 | 21,671 | -9,977 | 15,410 | -74,452 | -27,824 | 11,738 | -13,818 | -91,538 |
| Net increase (decrease) in borrowed money (excluding subordinated borrowings) | 65 | 863 | -4,172 | 771 | 10,996 | 3,380 | 4,753 | -2,018 | 34,681 | 59,662 | -82,808 | -2,846 |
| Net decrease (increase) in due from banks (excluding due from Bank of Japan) | -2,122 | 2,668 | -8,980 | -172 | 10,275 | -123 | 121 | -2,544 | 2,552 | -259 | 42 | -148 |
| Net decrease (increase) in call loans | 161,481 | 189,124 | -25,693 | -111,521 | 120,608 | -4,373 | -4,588 | 11,123 | 15,636 | 4,793 | -9,400 | -4,096 |
| Net increase (decrease) in call money | - | - | - | - | 3,365 | -178 | 142 | 15,171 | -14,072 | -4,428 | 50,000 | -20,000 |
| Net increase (decrease) in cash collateral received for securities lent | - | - | 20,034 | -20,034 | 5,297 | -337 | 244 | -4,078 | 15 | 99 | -1,239 | - |
| Net decrease (increase) in foreign exchanges - assets | 1,571 | -2,217 | -2,188 | 2,325 | 3,124 | 3,731 | -1,298 | -3,161 | 1,322 | -1,366 | -1,073 | 2,312 |
| Net increase (decrease) in foreign exchanges - liabilities | 2 | -8 | -2 | - | 1 | 5 | 81 | -48 | 54 | -19 | 4 | 72 |
| Interest received | 32,036 | 32,378 | 32,968 | 33,358 | 33,163 | 34,421 | 36,565 | 36,964 | 32,523 | 32,082 | 40,181 | 50,632 |
| Interest paid | -3,337 | -3,334 | -2,917 | -2,912 | -3,276 | -3,388 | -5,299 | -5,564 | -2,591 | -1,436 | -6,983 | -16,026 |
| Other, net | -9 | 2,870 | 196 | -3,217 | -404 | -13,790 | 520 | -770 | 5,583 | -4,485 | 4,904 | -17,569 |
| Subtotal | 227,413 | 207,005 | -58,283 | -130,099 | 102,595 | -25,384 | 22,143 | 26,216 | 40,202 | 88,074 | -72,054 | -22,173 |
| Income taxes refund (paid) | -2,232 | -2,675 | -4,762 | -3,219 | -2,138 | -2,066 | -803 | -3,709 | -1,307 | -3,466 | -2,563 | -2,795 |
| Net cash provided by (used in) operating activities | 225,180 | 204,329 | -63,045 | -133,318 | 100,456 | -27,450 | 21,340 | 22,507 | 38,895 | 84,608 | -74,618 | -24,969 |
| Purchase of securities | -523,634 | -514,626 | -497,954 | -238,044 | -929,833 | -205,536 | -160,134 | -238,249 | -151,046 | -77,267 | -111,882 | -75,293 |
| Proceeds from sale of securities | 129,615 | 293,577 | 68,942 | 47,333 | 17,686 | 11,423 | 13,398 | 19,799 | 14,058 | 10,807 | 20,503 | 25,959 |
| Proceeds from redemption of securities | 336,025 | 270,952 | 390,661 | 215,414 | 895,614 | 181,750 | 156,668 | 196,578 | 98,306 | 44,276 | 47,430 | 64,498 |
| Purchase of property, plant and equipment | -939 | -1,112 | -691 | -1,873 | -1,608 | -770 | -2,261 | -1,130 | -450 | -1,313 | -1,715 | -2,304 |
| Proceeds from sale of property, plant and equipment | 836 | 96 | 97 | 148 | 109 | 79 | 2,334 | 130 | 210 | 120 | 220 | 1,185 |
| Purchase of intangible assets | -310 | -155 | -255 | -758 | -64 | -257 | -633 | -811 | -532 | -962 | -508 | -1,026 |
| Net cash provided by (used in) investing activities | -58,405 | 48,732 | -39,180 | 22,220 | -18,096 | -13,311 | 9,372 | -23,683 | -39,454 | -24,338 | -45,951 | 13,019 |
| Dividends paid | -1,061 | -1,062 | -1,061 | -1,420 | -1,064 | -1,156 | -1,255 | -1,181 | -1,179 | -1,178 | -1,177 | -1,178 |
| Dividends paid to non-controlling interests | - | - | - | -2 | -3 | -3 | -2 | -5 | -5 | -8 | -1 | -1 |
| Purchase of treasury shares | -3 | -4 | -5 | -4 | -5 | -241 | -1 | - | -90 | -1 | -1 | -131 |
| Proceeds from sale of treasury shares | - | - | - | - | - | - | 4 | 5 | 9 | 41 | 13 | 19 |
| Net cash provided by (used in) financing activities | -2,066 | 6,932 | -7,067 | -8,426 | -1,072 | -1,401 | -1,256 | -4,682 | -4,688 | -7,030 | -1,167 | -1,292 |
| Effect of exchange rate change on cash and cash equivalents | 6 | 4 | 4 | 3 | 3 | 3 | 1 | 1 | - | - | 2 | - |
| Net increase (decrease) in cash and cash equivalents | 164,715 | 259,999 | -109,288 | -119,520 | 81,291 | -42,160 | 29,458 | -5,856 | -5,246 | 53,239 | -121,734 | -13,241 |