- JP-listed companies
- North Pacific Bank,Ltd.
North Pacific Bank,Ltd.JP:8524
Market cap
¥226.7B
P/E ratio
24.5x
Mar 31, 2013 | Mar 31, 2014 | Mar 31, 2015 | Mar 31, 2016 | Mar 31, 2017 | Mar 31, 2018 | Mar 31, 2019 | Mar 31, 2020 | Mar 31, 2021 | Mar 31, 2022 | Mar 31, 2023 | |
Ordinary income | 162,208 | 228,533 | 143,933 | 149,791 | 147,972 | 143,611 | 138,362 | 138,035 | 135,620 | 124,461 | 126,734 |
Interest income | 96,205 | 136,729 | 80,983 | 80,727 | 78,229 | 76,218 | 70,644 | 67,699 | 66,697 | 68,710 | 69,400 |
Interest on loans and discounts | 78,685 | 73,163 | 69,566 | 66,828 | 63,446 | 62,013 | 59,761 | 57,917 | 58,140 | 57,584 | 57,412 |
Interest and dividends on securities | 17,024 | 62,777 | 10,742 | 13,113 | 14,137 | 13,528 | 10,246 | 9,137 | 7,680 | 7,795 | 9,236 |
Interest on call loans and bills bought | 219 | 164 | 90 | 71 | -7 | 17 | -13 | 8 | -8 | - | 7 |
Interest on deposits with banks | 51 | 393 | 356 | 490 | 438 | 429 | 428 | 425 | 691 | 3,153 | 2,571 |
Other interest income | 224 | 230 | 226 | 223 | 215 | 229 | 221 | 209 | 193 | 176 | 173 |
Fees and commissions | 27,630 | 29,160 | 29,967 | 30,386 | 29,594 | 28,898 | 29,290 | 29,079 | 27,900 | 27,723 | 27,154 |
Other ordinary income | 35,003 | 51,032 | 29,868 | 32,212 | 32,480 | 29,696 | 31,675 | 36,207 | 32,595 | 24,813 | 24,603 |
Other income | 3,369 | 11,610 | 3,114 | 6,465 | 7,667 | 8,798 | 6,752 | 5,049 | 8,425 | 3,214 | 5,575 |
Recoveries of written off receivables | 90 | 5 | 3 | 29 | 3 | 2 | 1 | - | - | 1 | - |
Other | 3,279 | 11,604 | 3,111 | 5,268 | 5,812 | 8,795 | 6,750 | 5,048 | 8,425 | 3,212 | 5,575 |
Other | 3,279 | 11,604 | 3,111 | 5,268 | 5,812 | 8,795 | 6,750 | 5,048 | 8,425 | 3,212 | 5,575 |
Ordinary expenses | 132,049 | 130,354 | 116,509 | 119,351 | 126,575 | 128,467 | 118,558 | 125,308 | 119,852 | 105,214 | 109,422 |
Interest expenses | 5,667 | 5,161 | 4,169 | 4,127 | 3,471 | 4,083 | 2,834 | 2,094 | 1,912 | 885 | 1,615 |
Interest on deposits | 2,091 | 1,791 | 1,697 | 1,601 | 619 | 471 | 410 | 361 | 232 | 133 | 125 |
Interest on negotiable certificates of deposit | 243 | 274 | 262 | 271 | 124 | 67 | 41 | 26 | 15 | 11 | 10 |
Interest on call money and bills sold | - | - | - | - | -3 | 6 | -2 | -1 | -2 | -15 | -32 |
Interest expenses on securities sold under repurchase agreements | - | - | - | - | - | 346 | 301 | 29 | 13 | 13 | 537 |
Interest expenses on cash collateral received for securities lent | 1 | 7 | 41 | 228 | 842 | 1,380 | 302 | 20 | 16 | 46 | 298 |
Interest on borrowings and rediscounts | 3,080 | 2,902 | 2,069 | 1,990 | 1,883 | 1,805 | 1,777 | 1,653 | 1,634 | 694 | 674 |
Other interest expenses | 249 | 185 | 99 | 34 | 6 | 4 | 3 | 3 | 2 | 2 | 1 |
Fees and commissions payments | 8,506 | 9,168 | 8,725 | 10,119 | 10,420 | 10,767 | 10,694 | 10,889 | 11,285 | 11,474 | 11,355 |
Other ordinary expenses | 25,356 | 26,416 | 25,138 | 26,065 | 33,954 | 31,733 | 28,985 | 26,741 | 28,174 | 20,880 | 21,121 |
General and administrative expenses | 74,599 | 76,882 | 75,804 | 75,332 | 76,200 | 74,488 | 71,452 | 70,109 | 68,345 | 64,038 | 67,398 |
Other expenses | 17,919 | 12,725 | 2,670 | 3,706 | 2,529 | 7,394 | 4,591 | 15,473 | 10,134 | 7,935 | 7,931 |
Provision of allowance for loan losses | 6,444 | 6,327 | 249 | - | - | 4,931 | 1,079 | 2,263 | 7,674 | 2,820 | 5,266 |
Other | 11,475 | 6,398 | 2,420 | 3,706 | 2,529 | 2,463 | 3,512 | 13,210 | 2,459 | 5,115 | 2,665 |
Other | 11,475 | 6,398 | 2,420 | 3,706 | 2,529 | 2,463 | 3,512 | 13,210 | 2,459 | 5,115 | 2,665 |
Ordinary profit (loss) | 30,159 | 98,178 | 27,424 | 30,440 | 21,396 | 15,143 | 19,804 | 12,726 | 15,767 | 19,247 | 17,312 |
Extraordinary income | 43 | 141 | 99 | 9 | 2,114 | 398 | 605 | 1,786 | 242 | 163 | 25 |
Gain on disposal of non-current assets | 43 | 141 | 99 | 9 | 2,114 | 398 | 22 | 1,786 | 239 | 131 | 25 |
Other | - | - | - | - | - | - | - | - | - | 31 | - |
Extraordinary losses | 1,316 | 2,923 | 831 | 1,192 | 669 | 453 | 478 | 860 | 1,301 | 1,168 | 1,527 |
Loss on disposal of non-current assets | 545 | 412 | 356 | 265 | 247 | 195 | 226 | 241 | 470 | 516 | 226 |
Impairment losses | 770 | 2,511 | 475 | 926 | 422 | 258 | 252 | 618 | 828 | 644 | 302 |
System conversion expenses | - | - | - | - | - | - | - | - | - | - | 998 |
Other | - | - | - | - | - | - | - | - | - | 8 | - |
Profit (loss) before income taxes | 28,886 | 95,396 | 26,692 | 29,256 | 22,841 | 15,087 | 19,931 | 13,652 | 14,708 | 18,241 | 15,810 |
Income taxes - current | 2,501 | 773 | 1,885 | 3,260 | 1,787 | 1,188 | 3,990 | 5,995 | 6,863 | 6,643 | 6,604 |
Income taxes - deferred | 6,409 | 6,724 | 8,484 | 7,272 | 4,011 | 715 | 1,498 | -32 | -1,900 | -323 | -38 |
Income taxes | 8,910 | 7,498 | 10,369 | 10,533 | 5,798 | 1,904 | 5,489 | 5,963 | 4,963 | 6,319 | 6,566 |
Profit (loss) | - | - | 16,323 | 18,722 | 17,042 | 13,183 | 14,441 | 7,689 | 9,745 | 11,921 | 9,243 |
Profit (loss) attributable to non-controlling interests | - | - | 548 | 706 | 337 | -503 | 300 | 124 | 322 | 165 | -403 |
Profit (loss) attributable to owners of parent | - | - | 15,774 | 18,015 | 16,704 | 13,686 | 14,141 | 7,564 | 9,422 | 11,756 | 9,647 |