- JP-listed companies
- The Bank of Nagoya, Ltd.
The Bank of Nagoya, Ltd.JP:8522
Market cap
¥106.9B
P/E ratio
11x
| Mar 31, 2013 | Mar 31, 2014 | Mar 31, 2015 | Mar 31, 2016 | Mar 31, 2017 | Mar 31, 2018 | Mar 31, 2019 | Mar 31, 2020 | Mar 31, 2021 | Mar 31, 2022 | Mar 31, 2023 | Mar 31, 2024 | |
| Profit (loss) before income taxes | 10,767 | 9,781 | 11,428 | 11,272 | 8,244 | 8,203 | 8,738 | 6,178 | 15,536 | 16,059 | 11,482 | 14,513 |
| Depreciation | 1,949 | 2,360 | 2,604 | 2,497 | 2,647 | 2,505 | 2,161 | 2,051 | 2,489 | 2,563 | 2,515 | 2,556 |
| Share-based payment expenses | - | - | 38 | 40 | 36 | 36 | 26 | 24 | 26 | 26 | 25 | 33 |
| Increase (decrease) in allowance for loan losses | -42 | -2,914 | -4,667 | -3,629 | 124 | -454 | -442 | 213 | 416 | 827 | 458 | 3,141 |
| Increase (decrease) in provision for bonuses | -56 | -12 | -22 | 12 | -22 | -22 | -55 | -52 | 80 | 53 | 3 | 3 |
| Increase (decrease) in provision for bonuses for directors (and other officers) | 3 | 6 | -2 | -8 | -5 | 2 | -7 | -1 | - | 5 | -5 | 2 |
| Decrease (increase) in retirement benefit asset | - | - | -5,208 | 4,509 | 3,619 | -1,070 | -68 | 747 | -2,434 | -2,070 | 1,796 | -9,041 |
| Increase (decrease) in retirement benefit liability | - | -162 | -1,900 | 1,112 | 118 | -367 | -342 | -293 | -834 | -1,079 | 588 | -2,649 |
| Increase (decrease) in provision for retirement benefits for directors (and other officers) | 30 | -61 | -590 | - | 6 | 1 | -4 | 8 | -3 | -1 | -4 | 10 |
| Increase (decrease) in provision for reimbursement of deposits | 4 | 34 | 6 | -24 | -8 | -6 | 22 | 48 | -121 | -120 | -94 | -51 |
| Increase (decrease) in provision for contingent loss | 462 | -498 | -988 | -611 | 323 | -69 | -81 | -673 | -265 | -14 | 194 | 309 |
| Increase (decrease) in provision for loss on interest repayment | -10 | -10 | -19 | -18 | -14 | -10 | -7 | -125 | -4 | -5 | -3 | -2 |
| Interest income | -38,336 | -37,028 | -35,652 | -34,886 | -33,112 | -31,927 | -30,861 | -29,618 | -30,667 | -33,111 | -36,474 | -41,134 |
| Interest expenses | 2,150 | 1,886 | 2,041 | 2,539 | 2,489 | 3,115 | 3,628 | 2,606 | 1,197 | 1,020 | 5,993 | 8,518 |
| Loss (gain) related to securities | -68 | -1,138 | -847 | -1,162 | -2,283 | -1,609 | -3,417 | -2,067 | -4,783 | -5,146 | 79 | -2,547 |
| Foreign exchange losses (gains) | -5,645 | -4,418 | -12,475 | 5,263 | 1,410 | 6,368 | -4,028 | 3,388 | -2,334 | -11,474 | -10,340 | -21,273 |
| Loss (gain) on disposal of non-current assets | 2 | 33 | 25 | 1 | 5 | 205 | -35 | 52 | -6,278 | 38 | 12 | - |
| Net decrease (increase) in loans and bills discounted | 13,824 | -37,442 | -32,110 | -100,068 | -147,512 | -68,563 | -137,933 | -220,757 | -348,263 | -173,588 | -287,716 | -154,568 |
| Net increase (decrease) in deposits | 40,816 | 39,092 | 141,718 | 52,411 | 75,311 | 123,491 | 79,697 | 86,108 | 433,106 | 86,762 | 254,301 | 231,412 |
| Net increase (decrease) in negotiable certificates of deposit | -3,890 | 6,665 | 580 | 3,178 | 6,417 | -1,279 | -417 | -8,231 | 6,947 | 1,801 | 9,851 | 51,490 |
| Net increase (decrease) in borrowed money (excluding subordinated borrowings) | -6,680 | 1,992 | 2,085 | 4,377 | 7,681 | 6,609 | 3,662 | -1,992 | 484,319 | 142,636 | -368,587 | 49,495 |
| Net decrease (increase) in due from banks (over 3 months) | -670 | 176 | -1,227 | 660 | -328 | 29 | -5,279 | 397 | -80 | 375 | 1,344 | -903 |
| Net decrease (increase) in call loans | 134 | 862 | 159 | -2,223 | 1,173 | -290 | -2,656 | 2,475 | 1,580 | 589 | - | -1,059 |
| Net increase (decrease) in call money | 8 | 620 | 3,010 | -73 | 2,199 | 4,657 | -9,784 | 1,255 | -2,091 | -2,614 | 2,269 | -5,606 |
| Net increase (decrease) in cash collateral received for securities lent | 2,879 | 1,206 | 6,305 | 8,096 | 12,599 | 12,624 | -20,321 | -20,646 | 3,000 | 24,185 | 46,269 | -58,837 |
| Net decrease (increase) in foreign exchanges - assets | 612 | -1,721 | -2,117 | 4,417 | -902 | -1,139 | -1,050 | -3,581 | 2,183 | 1,134 | 500 | 1,360 |
| Net increase (decrease) in foreign exchanges - liabilities | 95 | -72 | -6 | -28 | -27 | 122 | -71 | -34 | 42 | -38 | 267 | -244 |
| Net decrease (increase) in lease receivables and investments in leases | 749 | -173 | -296 | -3,563 | -2,149 | -3,385 | -3,033 | -2,655 | -494 | 1,440 | 74 | -2,507 |
| Net increase (decrease) in borrowed money from trust account | - | - | - | - | - | - | - | - | - | 1,140 | 461 | -12 |
| Interest received | 38,617 | 37,942 | 36,000 | 35,322 | 33,939 | 32,247 | 31,515 | 30,618 | 31,453 | 32,849 | 36,009 | 39,409 |
| Interest paid | -2,952 | -3,171 | -1,728 | -2,164 | -2,546 | -3,050 | -3,919 | -3,205 | -1,607 | -1,042 | -5,574 | -8,542 |
| Other, net | -1,280 | 42 | 6,672 | -9,841 | -11,213 | -44,213 | -4,181 | -2,037 | 23,159 | 29,841 | -1,338 | -6,246 |
| Subtotal | 53,320 | 14,113 | 112,806 | -22,245 | -41,594 | 42,953 | -98,466 | -159,677 | 605,894 | 112,666 | -335,641 | 87,027 |
| Income taxes paid | -2,240 | -3,688 | -3,329 | -1,684 | -1,467 | -2,746 | -2,114 | -1,849 | -1,413 | -4,827 | -4,097 | -2,508 |
| Net cash provided by (used in) operating activities | 51,079 | 10,424 | 109,477 | -23,929 | -43,061 | 40,206 | -100,581 | -161,526 | 604,481 | 107,838 | -339,738 | 84,519 |
| Purchase of securities | -261,663 | -288,476 | -311,733 | -313,906 | -437,881 | -394,490 | -342,036 | -358,663 | -410,994 | -470,130 | -327,045 | -278,739 |
| Proceeds from sale of securities | 166,010 | 153,174 | 174,652 | 161,916 | 328,683 | 336,816 | 278,540 | 251,252 | 330,897 | 311,640 | 152,646 | 224,487 |
| Proceeds from redemption of securities | 62,353 | 108,273 | 138,606 | 153,797 | 155,956 | 112,111 | 124,023 | 147,749 | 117,150 | 84,206 | 111,111 | 85,683 |
| Purchase of property, plant and equipment | -2,217 | -3,101 | -2,329 | -2,570 | -1,647 | -2,350 | -1,076 | -1,920 | -4,638 | -1,247 | -1,586 | -6,123 |
| Purchase of intangible assets | -779 | -870 | -458 | -627 | -684 | -615 | -409 | -634 | -2,269 | -219 | -296 | -277 |
| Proceeds from sale of property, plant and equipment | 141 | 212 | 2 | 657 | 3 | 206 | 139 | 53 | 7,733 | 2 | 80 | 17 |
| Net cash provided by (used in) investing activities | -36,158 | -30,788 | -1,260 | -732 | 44,429 | 51,677 | 59,181 | 37,835 | 37,878 | -75,382 | -65,091 | 25,048 |
| Issuance of subordinated bonds | - | - | - | - | 9,942 | 9,943 | 9,948 | 9,948 | - | - | - | 10,000 |
| Redemption of subordinated bonds | - | - | - | - | - | - | - | - | - | -10,000 | -10,000 | -10,000 |
| Increase in subordinated borrowings | - | - | - | - | - | - | - | - | - | - | 20,000 | - |
| Dividends paid | -1,330 | -1,329 | -1,329 | -1,380 | -1,380 | -1,325 | -1,315 | -1,317 | -1,267 | -1,358 | -2,430 | -2,394 |
| Purchase of treasury shares | -6 | -9 | -3,348 | -10 | -3,297 | -570 | -4 | -2,302 | -1 | -1,424 | -909 | -2,734 |
| Proceeds from sale of treasury shares | 1 | 1 | - | 1 | - | - | - | - | - | - | - | - |
| Net cash provided by (used in) financing activities | -1,338 | -1,341 | 7,237 | -1,665 | 5,262 | 6,654 | 8,545 | -4,830 | -1,311 | -13,422 | 6,660 | -5,129 |
| Effect of exchange rate change on cash and cash equivalents | 41 | 18 | 28 | -1 | 6 | -2 | 10 | 1 | - | 4 | -1 | - |
| Net increase (decrease) in cash and cash equivalents | 13,624 | -21,687 | 115,481 | -26,328 | 6,635 | 98,536 | -32,844 | -128,519 | 641,048 | 19,038 | -398,171 | 104,437 |