- JP-listed companies
- AIFUL CORPORATION
AIFUL CORPORATIONJP:8515
Market cap
¥157.5B
P/E ratio
7.3x
| Mar 31, 2013 | Mar 31, 2014 | Mar 31, 2015 | Mar 31, 2016 | Mar 31, 2017 | Mar 31, 2018 | Mar 31, 2019 | Mar 31, 2020 | Mar 31, 2021 | Mar 31, 2022 | Mar 31, 2023 | Mar 31, 2024 | |
| Profit (loss) before income taxes | 23,600 | 31,108 | -35,853 | 6,860 | 7,399 | 3,527 | 3,420 | 1,569 | 18,149 | 12,265 | 23,959 | 21,493 |
| Depreciation | 6,020 | 3,761 | 2,753 | 2,362 | 2,338 | 2,384 | 2,653 | 3,017 | 3,418 | 3,417 | 3,599 | 3,913 |
| Increase (decrease) in allowance for doubtful accounts | -36,918 | -16,905 | -22,814 | -7,097 | -2,471 | -3,667 | 3,531 | 1,497 | 5,781 | 132 | 897 | 12,424 |
| Increase (decrease) in provision for bonuses | 51 | -3 | 3 | 12 | -1 | 78 | 328 | 35 | 40 | -19 | 139 | 112 |
| Increase (decrease) in provision for bonuses for directors (and other officers) | - | - | - | - | - | - | - | - | - | 4 | 4 | -44 |
| Increase (decrease) in provision for share awards | - | - | - | - | - | - | - | - | - | - | 50 | 7 |
| Increase (decrease) in provision for loss on interest repayment | -17,246 | -31,539 | 33,523 | -29,966 | -28,798 | -10,308 | -1,367 | 2,069 | -12,119 | 11,680 | -7,210 | -5,623 |
| Interest and dividend income | -38 | -24 | -43 | -36 | -52 | -101 | -179 | -224 | -237 | -254 | -54 | -146 |
| Foreign exchange losses (gains) | - | - | - | - | - | - | - | - | - | - | -206 | -551 |
| Loss on valuation of shares of subsidiaries and associates | - | - | - | - | - | - | - | - | - | - | 14 | 420 |
| Loss (gain) on valuation of investment securities | - | - | - | - | - | - | 690 | 264 | - | - | 14 | 47 |
| Share of loss (profit) of entities accounted for using equity method | - | - | - | - | - | - | -81 | -110 | -204 | -150 | -184 | -63 |
| Loss (gain) on sale of non-current assets | - | - | - | - | - | - | - | - | 91 | - | - | -79 |
| Decrease (increase) in operating loans receivable | 64,377 | 69,485 | 33,499 | -26,830 | -37,081 | -54,585 | -45,284 | -57,770 | -553 | -31,185 | -64,201 | -92,280 |
| Decrease (increase) in accounts receivable - installment | -4,935 | -1,378 | 931 | -4,869 | -5,070 | -2,979 | -4,332 | 2,400 | 1,222 | -8,524 | -26,314 | -31,194 |
| Decrease (increase) in other operating debentures-OpeCF | 1,374 | -55 | 1,131 | 227 | -230 | -728 | -1,018 | -1,110 | 109 | -1,492 | -2,943 | -3,387 |
| Decrease (increase) in purchased receivables | 1,442 | 909 | 43 | -664 | -87 | 67 | 401 | -648 | -52 | -1,867 | -1,647 | -1,394 |
| Decrease (increase) in distressed receivables | 5,399 | 2,978 | 2,869 | 2,037 | 2,622 | 1,536 | 806 | 3,371 | 1,526 | -484 | 4,400 | 3,035 |
| Decrease (increase) in operational guarantee deposits | -2,639 | -1,837 | 1,707 | 18,635 | - | - | - | -154 | -3,705 | - | 1,218 | -41 |
| Decrease (increase) in other current assets | 222 | 5,619 | -1,346 | 1,540 | -380 | -2,789 | -2,487 | -3,626 | 5,734 | -2,284 | -9,685 | -17,328 |
| Increase (decrease) in other current liabilities | -11,366 | 33 | 3,083 | 8,047 | 16,764 | -7,639 | 1,865 | -411 | 1,925 | 7,884 | 9,724 | 39,274 |
| Other, net | 103 | 428 | -135 | 18,837 | -518 | -671 | -139 | -185 | 1,405 | 1,133 | -471 | 147 |
| Subtotal | 21,638 | 56,447 | 18,855 | -31,223 | -51,256 | -69,769 | -41,500 | -50,238 | 22,626 | -12,308 | -68,909 | -71,260 |
| Interest and dividends received | 38 | 24 | 43 | 36 | 52 | 101 | 192 | 246 | 242 | 342 | 74 | 167 |
| Income taxes refund | 423 | 71 | 369 | 127 | 118 | 6 | 10 | - | - | 32 | 482 | 54 |
| Income taxes paid | -287 | -1,476 | -764 | -614 | -136 | -558 | -462 | -1,135 | -2,910 | -3,694 | -2,238 | -3,169 |
| Net cash provided by (used in) operating activities | 21,812 | 55,066 | 18,503 | -31,674 | -51,222 | -70,221 | -41,765 | -51,133 | 20,280 | -15,628 | -70,589 | -74,208 |
| Payments into time deposits | - | - | - | - | - | - | - | - | -5,001 | -5,297 | -5,351 | -4,949 |
| Proceeds from withdrawal of time deposits | - | - | - | - | - | - | - | - | - | 5,001 | 5,286 | 5,332 |
| Purchase of property, plant and equipment | -1,155 | -621 | -1,405 | -989 | -1,170 | -1,189 | -201 | -502 | -1,722 | -461 | -996 | -2,296 |
| Proceeds from sale of property, plant and equipment | 220 | 1,269 | 141 | - | - | - | - | - | 200 | - | - | 175 |
| Purchase of intangible assets | -450 | -650 | -813 | -1,644 | -1,043 | -983 | -959 | -1,756 | -2,881 | -3,059 | -3,487 | -7,806 |
| Purchase of investment securities | - | -1 | -4,386 | -320 | -2,175 | -417 | -1,085 | - | - | -281 | -4,246 | -1,302 |
| Long-term loan advances | - | - | - | - | - | - | - | - | - | - | -770 | -2,354 |
| Proceeds from collection of long-term loans receivable | - | - | - | - | - | - | - | - | - | - | 305 | 137 |
| Other, net | -323 | 860 | 220 | -89 | -1,802 | -956 | -2,478 | -459 | -409 | 1,879 | 314 | 301 |
| Net cash provided by (used in) investing activities | -1,175 | 1,524 | -6,385 | -3,043 | -6,192 | -3,546 | -4,219 | -2,718 | -9,274 | -2,218 | -8,947 | -12,762 |
| Proceeds from short-term borrowings | 130,420 | 542,310 | 611,820 | 964,740 | 853,380 | 898,299 | 874,947 | 1,353,270 | 1,543,207 | 1,607,229 | 1,304,135 | 1,635,716 |
| Repayments of short-term borrowings | -124,520 | -533,960 | -609,610 | -948,210 | -847,760 | -888,878 | -871,631 | -1,337,105 | -1,545,224 | -1,629,114 | -1,312,462 | -1,605,238 |
| Proceeds from issuance of commercial papers | - | - | - | - | - | - | - | - | - | 2,500 | 40,500 | 184,400 |
| Redemption of commercial papers | - | - | - | - | - | - | - | - | - | - | -31,000 | -196,400 |
| Proceeds from long-term borrowings | 10,351 | 1,500 | 68,100 | 108,600 | 76,450 | 127,758 | 132,470 | 187,087 | 120,450 | 201,495 | 259,557 | 259,187 |
| Repayments of long-term borrowings | -44,797 | -51,744 | -125,751 | -80,624 | -32,207 | -47,659 | -101,940 | -154,703 | -131,050 | -164,251 | -190,908 | -210,131 |
| Proceeds from issuance of bonds | - | - | 28,800 | 2,600 | 1,300 | 7,200 | 20,500 | 15,000 | 15,000 | 20,000 | 45,000 | 35,000 |
| Redemption of bonds | -17,571 | -8,700 | - | -25,000 | - | -31,400 | -1,385 | -7,370 | -20,170 | -15,075 | -35,000 | - |
| Dividends paid | - | - | - | - | - | - | - | - | - | -483 | -483 | -483 |
| Other, net | -63 | -359 | -52 | -121 | -160 | -219 | -303 | -823 | -1,026 | -1,129 | -1,142 | -1,119 |
| Net cash provided by (used in) financing activities | -46,181 | -50,954 | -26,588 | 22,002 | 51,054 | 67,560 | 52,657 | 55,356 | -18,813 | 21,028 | 78,195 | 100,929 |
| Effect of exchange rate change on cash and cash equivalents | 46 | 41 | 179 | -12 | 14 | 244 | 111 | -718 | 232 | 20 | 79 | 89 |
| Net increase (decrease) in cash and cash equivalents | -25,497 | 5,678 | -14,290 | -12,728 | -6,345 | -5,963 | 6,784 | 784 | -7,574 | 3,201 | -1,261 | 14,048 |