- JP-listed companies
- Shinkin Central Bank
Shinkin Central BankJP:8421
Market cap
¥3.97T
P/E ratio
128.2x
| Mar 31, 2013 | Mar 31, 2014 | Mar 31, 2015 | Mar 31, 2016 | Mar 31, 2017 | Mar 31, 2018 | Mar 31, 2019 | Mar 31, 2020 | Mar 31, 2021 | Mar 31, 2022 | Mar 31, 2023 | Mar 31, 2024 | |
| Profit (loss) before income taxes | 41,448 | 52,622 | 84,866 | 60,057 | 52,804 | 62,873 | 61,935 | 56,358 | 43,426 | 48,181 | 35,650 | 44,079 |
| Depreciation | 9,129 | 9,033 | 8,442 | 8,984 | 10,647 | 9,691 | 10,260 | 11,266 | 10,259 | 9,776 | 9,858 | 10,626 |
| Impairment losses | 1,813 | - | 64 | - | - | 60 | 1,567 | 86 | - | - | 52 | 83 |
| Increase (decrease) in allowance for loan losses | 1,277 | 10,836 | 3,867 | 1,992 | -544 | -2,341 | -12,919 | 832 | -1,106 | -4,651 | -1,338 | -137 |
| Increase (decrease) in provision for bonuses | 32 | 84 | 22 | 148 | -38 | -4 | 57 | 33 | -5 | -18 | -24 | 67 |
| Increase (decrease) in provision for bonuses for directors (and other officers) | 8 | 1 | 2 | - | 3 | 6 | -3 | 4 | 1 | 2 | -4 | 1 |
| Increase (decrease) in retirement benefit liability | - | 600 | -507 | 12,512 | 1,105 | - | 881 | 2,133 | -2,596 | 1,148 | -2,792 | -5,883 |
| Increase (decrease) in provision for retirement benefits for directors (and other officers) | 21 | -42 | 15 | 29 | -18 | 59 | -8 | 63 | -117 | 36 | -58 | 30 |
| Interest income | -240,936 | -230,006 | -219,763 | -204,873 | -201,637 | -220,528 | -193,754 | -207,202 | -175,162 | -175,199 | -208,252 | -283,914 |
| Interest expenses | 162,183 | 141,383 | 130,841 | 127,331 | 122,381 | 121,559 | 119,534 | 113,700 | 83,930 | 70,183 | 105,263 | 177,395 |
| Loss (gain) related to securities | -97,298 | 14,890 | -11,585 | -24,225 | -32,002 | 23,339 | -767 | -7,908 | 3,251 | 37,374 | 120,682 | 105,397 |
| Loss (gain) on money held in trust | -1,452 | 716 | -1,465 | 721 | -224 | 128 | 112 | -529 | -440 | -95 | -2 | -18 |
| Foreign exchange losses (gains) | -372,743 | -326,395 | -183,218 | 127,630 | 43,797 | 39,214 | -13,474 | 67,494 | -112,246 | -199,997 | -189,856 | -317,089 |
| Loss (gain) on disposal of non-current assets | -38 | -9 | 128 | 118 | 11 | 117 | -50 | 266 | 127 | -6 | 315 | 62 |
| Net decrease (increase) in trading account assets | -11,562 | 237,764 | 19,394 | -56,286 | 42,064 | -18,336 | 1,838 | -162,689 | 130,844 | -53,436 | -151,818 | 134,919 |
| Net increase (decrease) in trading account liabilities | 12,315 | 10,198 | -12,222 | -16,853 | -45,116 | -17,709 | 5,529 | -34,607 | -5,932 | -3,714 | 58,790 | 68,498 |
| Net increase (decrease) in trading account payables | 23,179 | -19,038 | -2,607 | -7,054 | - | 19,738 | 2,877 | 30,515 | -9,088 | -3,905 | -5,243 | -21,825 |
| Net decrease (increase) in loans and bills discounted | -85,469 | -515,664 | 90,093 | -878,083 | -1,231,567 | 1,042,731 | -86,124 | -1,429,337 | 22,075 | 691,257 | -1,756,520 | 652,990 |
| Net increase (decrease) in deposits | 403,111 | 1,673,969 | 1,877,031 | 1,664,356 | 1,936,177 | 1,080,882 | 710,341 | 232,549 | 2,579,025 | -629,069 | 1,529,014 | -1,588,321 |
| Net increase (decrease) in debentures | -416,610 | -375,540 | -161,130 | 52,240 | -102,920 | -244,510 | -221,190 | -349,780 | -363,650 | -225,500 | -92,410 | -150,790 |
| Net increase (decrease) in borrowed money (excluding subordinated borrowings) | 5,240 | -37,050 | -2,000 | -6,000 | 482,700 | 650,100 | 556,400 | 1,283,800 | 769,500 | 147,400 | -169,200 | 1,293,800 |
| Net decrease (increase) in deposit (excluding due from central bank) | -16,419 | -96,021 | 594,734 | 252,517 | 35,045 | 333,793 | 116,589 | 88,688 | -166,116 | 17,661 | -147,722 | 7,187 |
| Net decrease (increase) in call loans | 20,608 | 51,918 | 104,743 | 206,500 | -28,146 | -121,024 | -302,627 | 677,995 | -733,519 | -502,301 | -504,806 | 1,363,757 |
| Net decrease (increase) in cash collateral provided for securities borrowed | -115,493 | 13,632 | 30,663 | 22,185 | 34,334 | 70,866 | -7,889 | 21,798 | 1,430 | - | - | -10,944 |
| Net increase (decrease) in call money | 61,349 | -115,583 | 45,547 | -370,851 | 98,023 | -77,538 | 51,969 | 87,601 | 18,929 | 903,539 | 1,426,807 | 917,072 |
| Net increase (decrease) in cash collateral received for securities lent | 31,451 | -670,409 | 333,169 | 114,721 | 192,408 | 182,054 | -4,466 | 3,849 | -85,439 | 25,606 | -366,429 | 788,963 |
| Net decrease (increase) in monetary claims bought | 62,158 | 61,174 | 37,724 | 54,169 | -2,788 | 3,117 | -44,372 | -443 | 41,866 | -24,149 | 32,259 | -87,644 |
| Net decrease (increase) in foreign exchanges - assets | -1,286 | -799 | -3,965 | -4,622 | -6,714 | 54 | -669 | -57,984 | 58,437 | 1,054 | -3,078 | -765 |
| Net increase (decrease) in foreign exchanges - liabilities | 24 | 371 | -293 | -8 | 112 | 78 | 949 | 16 | 641 | -895 | -507 | 268 |
| Net increase (decrease) in borrowed money from trust account | -113 | -107 | -61 | 2,963 | -2,964 | 5,015 | 8,650 | 7,996 | 8,278 | 12,520 | 713 | 1,883 |
| Interest received | 362,836 | 338,837 | 312,999 | 288,660 | 268,378 | 275,967 | 250,883 | 261,547 | 216,361 | 198,753 | 173,377 | 339,793 |
| Interest paid | -236,719 | -198,296 | -176,962 | -158,037 | -139,300 | -142,068 | -145,715 | -136,007 | -97,318 | -75,813 | -134,553 | -274,043 |
| Other, net | 133,363 | 17,827 | -19,646 | -82,091 | -352,062 | -516,450 | -62,350 | -215,922 | 197,501 | 50,614 | 86,025 | -43,609 |
| Subtotal | -262,453 | 54,376 | 2,879,440 | 1,180,492 | 1,176,436 | 2,561,001 | 803,994 | 346,184 | 2,433,146 | 316,356 | -155,807 | 3,121,891 |
| Income taxes paid | - | -1,046 | -3,857 | -17,962 | -18,665 | -17,362 | -11,141 | -13,440 | -16,472 | -9,555 | -16,126 | -11,453 |
| Net cash provided by (used in) operating activities | -264,099 | 53,330 | 2,875,582 | 1,162,530 | 1,157,771 | 2,543,638 | 792,853 | 332,744 | 2,416,674 | 306,800 | -171,934 | 3,110,438 |
| Purchase of securities | -8,190,402 | -5,062,421 | -4,093,109 | -2,434,862 | -4,333,235 | -4,221,520 | -4,304,819 | -3,688,121 | -11,019,193 | -9,619,387 | -8,107,365 | -8,727,731 |
| Proceeds from sale of securities | 4,435,726 | 2,838,619 | 1,832,394 | 1,150,848 | 2,195,709 | 2,326,190 | 2,297,629 | 1,437,278 | 1,092,846 | 2,293,222 | 4,655,227 | 2,131,240 |
| Proceeds from redemption of securities | 5,167,006 | 3,706,085 | 1,929,034 | 2,492,517 | 2,575,669 | 1,805,703 | 2,607,537 | 2,182,320 | 8,902,375 | 8,773,788 | 5,723,515 | 4,404,449 |
| Increase in money held in trust | -41,707 | -51,000 | -21,048 | -40,000 | -40,000 | -100,000 | -50,210 | -60 | -10,004 | -10,000 | - | -6 |
| Decrease in money held in trust | 40,000 | 100,000 | 21,000 | 98,717 | 112,955 | - | - | 39,839 | 10,000 | 1 | 39,913 | - |
| Purchase of property, plant and equipment | -5,001 | -3,773 | -5,876 | -3,532 | -4,542 | -1,775 | -11,835 | -2,724 | -2,729 | -3,776 | -3,458 | -6,609 |
| Purchase of intangible assets | -3,690 | -2,648 | -3,660 | -3,061 | -4,007 | -3,416 | -14,660 | -7,771 | -5,032 | -2,957 | -9,522 | -3,985 |
| Proceeds from sale of property, plant and equipment | 154 | 793 | - | 117 | - | - | 153 | - | 90 | 260 | 193 | - |
| Net cash provided by (used in) investing activities | 1,402,083 | 1,525,654 | -341,264 | 1,260,745 | 502,548 | -192,401 | 523,793 | -39,240 | -1,031,648 | 1,431,150 | 2,298,503 | -2,202,642 |
| Repayments of subordinated borrowings | -201,960 | - | - | -100,000 | -108,150 | -216,200 | -226,990 | - | - | - | - | -162,480 |
| Proceeds from increase of shares | - | - | - | 200,000 | - | - | - | - | - | - | - | 200,000 |
| Dividends paid | -14,603 | -16,603 | -16,603 | -18,957 | -18,115 | -19,603 | -19,603 | -19,603 | -19,603 | -19,603 | -19,603 | -19,603 |
| Dividends paid to non-controlling interests | - | - | -66 | -133 | -66 | -66 | -66 | -66 | -133 | -66 | -66 | -66 |
| Net cash provided by (used in) financing activities | -430 | 145,809 | -16,670 | 80,908 | -126,332 | -235,870 | -246,660 | -19,670 | -19,737 | -19,670 | -19,670 | 17,849 |
| Effect of exchange rate change on cash and cash equivalents | 1 | - | - | -1 | - | - | - | - | - | - | 1 | - |
| Net increase (decrease) in cash and cash equivalents | 1,137,554 | 1,724,794 | 2,517,648 | 2,504,183 | 1,533,987 | 2,115,366 | 1,069,986 | 273,834 | 1,365,289 | 1,718,281 | 2,106,900 | 925,646 |