- JP-listed companies
- The Shikoku Bank, Ltd.
The Shikoku Bank, Ltd.JP:8387
Market cap
¥42B
P/E ratio
6x
| Mar 31, 2013 | Mar 31, 2014 | Mar 31, 2015 | Mar 31, 2016 | Mar 31, 2017 | Mar 31, 2018 | Mar 31, 2019 | Mar 31, 2020 | Mar 31, 2021 | Mar 31, 2022 | Mar 31, 2023 | Mar 31, 2024 | |
| Profit (loss) before income taxes | 8,221 | 10,494 | 8,917 | 10,202 | 12,409 | 10,752 | 9,021 | 2,474 | 9,339 | 10,526 | 7,891 | 9,288 |
| Depreciation | 3,093 | 3,074 | 3,047 | 2,875 | 1,946 | 2,151 | 2,410 | 2,396 | 2,262 | 2,212 | 2,124 | 1,910 |
| Impairment losses | 663 | 238 | 1,999 | 1,365 | 71 | 1,536 | 552 | 599 | 227 | 456 | 66 | 63 |
| Share of loss (profit) of entities accounted for using equity method | -24 | -14 | -30 | -24 | -1,787 | -149 | -155 | -114 | -110 | -182 | -113 | -88 |
| Increase (decrease) in allowance for loan losses | 3,259 | -2,428 | -2,760 | -878 | -875 | -1,320 | 595 | -5,025 | -5 | 821 | 356 | 22 |
| Decrease (increase) in retirement benefit asset | - | - | - | - | - | - | -308 | 193 | -2,325 | -1,528 | -1,639 | -4,276 |
| Increase (decrease) in retirement benefit liability | - | -633 | -1,314 | 1,063 | -2,263 | -2,004 | -706 | 1 | 4 | - | 1 | - |
| Increase (decrease) in provision for retirement benefits for directors (and other officers) | -290 | -3 | 1 | 1 | 4 | -4 | -7 | - | - | - | 2 | - |
| Increase (decrease) in provision for reimbursement of deposits | 28 | 35 | 55 | 183 | -56 | 231 | -204 | -255 | -207 | -141 | -121 | -103 |
| Interest income | -33,640 | -33,165 | -31,163 | -31,425 | -30,754 | -31,492 | -32,229 | -28,511 | -28,110 | -30,430 | -30,728 | -34,123 |
| Interest expenses | 2,248 | 2,137 | 2,323 | 2,733 | 2,633 | 2,694 | 3,099 | 2,687 | 1,415 | 1,090 | 1,790 | 1,282 |
| Loss (gain) related to securities | -3,918 | -288 | -3,961 | -1,959 | -1,898 | -1,220 | -498 | 528 | -1,697 | 1,807 | 3,322 | 2,584 |
| Loss (gain) on money held in trust | -70 | -12 | -80 | 464 | -390 | -513 | -65 | -99 | -170 | -140 | -113 | 92 |
| Foreign exchange losses (gains) | -10 | -9 | -8 | -7 | -7 | -6 | -5 | -5 | -1 | -2 | -1 | - |
| Loss (gain) on disposal of non-current assets | 107 | 60 | 31 | 40 | 81 | -65 | 12 | 23 | -85 | -34 | -54 | -32 |
| Net decrease (increase) in loans and bills discounted | -13,754 | 336 | -39,207 | -30,253 | -34,160 | 4,322 | -97,292 | -10,638 | -92,247 | -35,150 | -67,356 | -106,210 |
| Net increase (decrease) in deposits | 7,063 | 35,550 | 79,240 | 24,907 | 48,078 | 64,383 | 15,561 | -2,916 | 208,452 | 145,979 | 8,748 | -4,474 |
| Net increase (decrease) in negotiable certificates of deposit | 73,257 | 47,084 | -31,973 | -56,865 | -10,572 | -535 | 24,103 | -41,921 | 19,742 | 21,419 | 7,488 | -43,480 |
| Net increase (decrease) in borrowed money (excluding subordinated borrowings) | 5,945 | 2,314 | 22,000 | 28,563 | 13,402 | 4,607 | -17,863 | -29,182 | 81,053 | 147,474 | -272,818 | 63,021 |
| Net decrease (increase) in due from banks (excluding due from Bank of Japan) | -104 | 44 | -96 | 183 | -510 | -249 | 681 | -5,150 | -2,597 | -389 | 324 | 5,746 |
| Net decrease (increase) in call loans | 4,283 | -1,226 | -263 | 779 | -1,297 | -2,455 | -22 | 2,297 | 2,990 | -1,316 | 778 | 1,130 |
| Net decrease (increase) in trading securities | -174 | -43 | -156 | 591 | 27 | -10 | 4 | - | -2 | - | -17 | 26 |
| Net increase (decrease) in call money | 10,881 | -7,818 | 55,426 | -55,896 | 11,897 | -20,417 | -5,675 | 15,299 | 1,190 | -5,333 | -13,487 | - |
| Net increase (decrease) in cash collateral received for securities lent | - | - | - | 47,275 | 49,480 | -60,693 | 43,281 | -23,592 | 5,885 | -4,306 | -23,455 | -33,804 |
| Net decrease (increase) in foreign exchanges - assets | 453 | -2,786 | -2,214 | 40 | -4,974 | 5,136 | -2,427 | -1,170 | -4 | -4,542 | -988 | 5,774 |
| Net increase (decrease) in foreign exchanges - liabilities | 6 | -2 | - | 21 | -24 | 12 | -11 | 38 | -22 | 2,622 | -2,635 | 38 |
| Interest received | 33,296 | 32,183 | 29,877 | 30,544 | 31,555 | 30,970 | 29,452 | 28,560 | 27,203 | 27,761 | 28,599 | 32,435 |
| Interest paid | -4,480 | -2,085 | -1,956 | -2,640 | -3,098 | -3,040 | -3,509 | -2,883 | -1,663 | -1,144 | -1,677 | -1,391 |
| Other, net | -10,462 | 3,179 | -6,799 | 375 | -5,580 | -42,343 | -24,078 | 2,240 | -4,345 | 24,392 | -8,344 | 20,097 |
| Subtotal | 85,811 | 86,211 | 80,927 | -27,749 | 73,340 | -39,723 | -56,270 | -94,116 | 226,178 | 301,853 | -362,057 | -84,470 |
| Income taxes paid | -470 | -543 | -916 | -1,487 | -546 | -4,137 | -2,644 | -1,435 | -1,928 | -2,622 | -177 | -1,157 |
| Net cash provided by (used in) operating activities | 85,340 | 85,668 | 80,010 | -29,236 | 72,794 | -43,861 | -58,915 | -95,552 | 224,249 | 299,231 | -362,234 | -85,628 |
| Purchase of securities | -374,502 | -528,846 | -678,310 | -489,889 | -429,069 | -333,536 | -214,611 | -254,119 | -329,834 | -239,093 | -505,313 | -676,457 |
| Proceeds from sale of securities | 202,024 | 266,858 | 377,551 | 455,572 | 388,426 | 341,268 | 191,143 | 107,203 | 158,108 | 185,756 | 589,667 | 553,950 |
| Proceeds from redemption of securities | 230,006 | 147,346 | 123,090 | 61,819 | 61,210 | 86,840 | 172,491 | 132,295 | 45,050 | 65,466 | 49,017 | 29,442 |
| Increase in money held in trust | - | - | -935 | -1,000 | -935 | -1,000 | - | - | -1,000 | -35 | -19 | -1,000 |
| Purchase of property, plant and equipment | -1,134 | -1,279 | -1,813 | -1,681 | -2,296 | -1,467 | -1,529 | -851 | -728 | -1,019 | -1,324 | -998 |
| Proceeds from sale of property, plant and equipment | 293 | 104 | 72 | 173 | 44 | 305 | 86 | 205 | 549 | 216 | 245 | 194 |
| Purchase of intangible assets | -392 | -472 | -498 | -683 | -1,127 | -1,862 | -648 | -537 | -442 | -1,392 | -477 | -996 |
| Payments for asset retirement obligations | -1 | - | -6 | -7 | - | - | -1 | -4 | -9 | -1 | -6 | - |
| Net cash provided by (used in) investing activities | 56,294 | -116,289 | -180,849 | 25,272 | 16,253 | 94,548 | 146,931 | -15,809 | -128,306 | 9,896 | 131,788 | -95,865 |
| Repayments of subordinated borrowings | - | - | -7,000 | -8,000 | - | - | -5,000 | - | - | - | - | -5,000 |
| Dividends paid | -1,189 | -1,187 | -1,291 | -1,293 | -1,293 | -1,281 | -1,497 | -1,277 | -1,278 | -1,250 | -1,770 | -1,463 |
| Dividends paid to non-controlling interests | - | - | -5 | -5 | -5 | -1 | -1 | -1 | -1 | -1 | -1 | -1 |
| Purchase of treasury shares | -10 | -11 | -8 | -9 | -585 | -8 | -543 | - | -724 | -1 | -1 | -1 |
| Proceeds from sale of treasury shares | 1 | - | 1 | - | - | - | 28 | 35 | 30 | 36 | 36 | 34 |
| Repayments of lease liabilities | -525 | -549 | -590 | -588 | -347 | -345 | -350 | -341 | -310 | -201 | -125 | -59 |
| Net cash provided by (used in) financing activities | -11,729 | 8,246 | -8,895 | -9,896 | -10,293 | -1,637 | -7,364 | -1,586 | -2,284 | -1,417 | -1,861 | -6,490 |
| Effect of exchange rate change on cash and cash equivalents | 10 | 9 | 8 | 7 | 7 | 6 | 5 | 5 | 1 | 2 | 1 | - |
| Net increase (decrease) in cash and cash equivalents | 129,916 | -22,364 | -109,725 | -13,852 | 78,761 | 49,056 | 80,657 | -112,943 | 93,659 | 307,712 | -232,306 | -187,983 |