THE TOTTORIBANK,LTD. (8383) Stock Price

Tottori Bank provides diverse financial services centered on banking operations. Specifically, the bank engages in deposit services, lending services, securities trading, securities investment, domestic remittance services, and foreign exchange services, while conducting community-focused business activities.

Tottori Bank's affiliated companies include Torgin Card Service Co., Ltd., which handles credit card operations. Additionally, Torgin Lease Co., Ltd. provides leasing services, and Tottori Capital Co., Ltd. manages venture capital operations. These companies play a complementary role in expanding Tottori Bank's financial service offerings.

Furthermore, Tottori Bank holds two investment limited partnerships; however, these are excluded from the scope of consolidation and equity method accounting due to their immateriality. Through this structure, the bank maintains banking as its core business while providing diversified financial services through its affiliated companies.

Tottori Bank has adopted "Contributing to the community and sound management" as its fundamental philosophy, and established a new purpose in April 2024: "Creating, protecting, and supporting the future of our community." Based on this purpose, the bank aims to become a consulting bank that leads regional development with strength.

The bank has set three missions as its medium-to-long-term vision through fiscal year 2026: "Supporting the region and dedicating full efforts to community development," "Cultivating professional talent," and "Building a resilient management foundation." Through these missions, the bank seeks to advance regional businesses and create a better society.

The bank largely achieved the targets of its medium-term management plan "Co-creation Innovation" for fiscal years 2021 to 2023, and is now implementing a new medium-term management plan titled "for the FUTURE ～Toward Tomorrow～" from fiscal year 2024 to 2026. This plan focuses on creating regional value, deepening consulting services, strengthening the management foundation, and practicing human capital management.

The bank has also set numerical targets from four perspectives: "profitability," "soundness," "efficiency," and "expertise." Specifically, by fiscal year 2026, the bank targets ordinary profit of 2 billion yen, a capital adequacy ratio of approximately 8%, a core OHR in the low 80% range, and 150 professional in-house talent. Through these targets, the bank aims to realize a sustainable community.