The San-in Godo Bank,Ltd.JP:8381

Market cap
¥195B
P/E ratio
12.2x
Mar 31,
2012
Mar 31,
2013
Mar 31,
2014
Mar 31,
2015
Mar 31,
2016
Mar 31,
2017
Mar 31,
2018
Mar 31,
2019
Mar 31,
2020
Mar 31,
2021
Mar 31,
2022
Mar 31,
2023
Mar 31,
2024
Cash and due from banks-206,186293,170410,740586,531553,638565,961769,410571,248872,988775,086820,839886,423
Cash-----------48,48746,778
Due from banks-----------771,847839,018
Call loans and bills bought-67,101150,93491,59527,71836,1423,718332---3,2714,012
Call loans-----------3,2714,012
Monetary claims bought-6,9298,1498,1048,9819,74410,22910,80111,23010,91411,69913,15913,889
Money held in trust-5,0005,0087,0006,4973,9964,0004,0004,9554,9784,9984,9884,993
Securities-1,601,0601,632,4311,756,9281,860,3331,920,6581,847,4141,599,3061,654,9171,809,6821,931,5051,562,5111,558,741
Government bonds-----------259,611227,905
Local government bonds-----------265,863261,653
Corporate bonds-----------155,903168,936
Stocks-----------41,71447,824
Other securities-----------836,660851,908
Loans and bills discounted-2,278,2892,306,0062,427,6442,589,6592,798,2382,983,6033,090,0463,322,3763,554,5533,909,4374,322,9184,744,248
Bills discounted-----------8,6358,785
Loans on bills-----------79,00781,437
Loans on deeds-----------3,840,5084,236,202
Overdrafts-----------415,327441,884
Foreign exchanges-2,7343,3293,1545,6154,3174,5565,9576,3249,49410,0204,7682,485
Due from foreign banks (our accounts)-----------4,7682,485
Other assets-24,07827,04728,13530,68341,85282,77269,97271,58567,39277,01366,33367,907
Prepaid expenses-----------501590
Accrued revenue-----------5,5065,993
Financial derivatives-----------5,3917,330
Cash collateral paid for financial instruments-----------3,8303,588
Other-----------38,62734,897
Lease receivables and investment assets-25,82926,23525,01225,28225,42727,17728,99730,39229,51429,28728,17928,155
Property, plant and equipment-41,80840,89539,45738,25136,74636,49636,24535,25934,22634,22034,70134,326
Buildings, net-15,42914,86413,90413,48912,95112,75412,47612,10511,25110,65211,26310,807
Land-22,94122,82222,03721,05820,84220,79620,78620,04419,73719,71320,02819,910
Construction in progress---6-12323781436-11
Other, net-3,4373,2093,5093,7032,9392,9422,9593,1023,1573,4183,4093,596
Other assets-24,07827,04728,13530,68341,85282,77269,97271,58567,39277,01366,33367,907
Prepaid expenses-----------501590
Accrued revenue-----------5,5065,993
Financial derivatives-----------5,3917,330
Cash collateral paid for financial instruments-----------3,8303,588
Other-----------38,62734,897
Property, plant and equipment-41,80840,89539,45738,25136,74636,49636,24535,25934,22634,22034,70134,326
Buildings, net-15,42914,86413,90413,48912,95112,75412,47612,10511,25110,65211,26310,807
Land-22,94122,82222,03721,05820,84220,79620,78620,04419,73719,71320,02819,910
Construction in progress---6-12323781436-11
Other, net-3,4373,2093,5093,7032,9392,9422,9593,1023,1573,4183,4093,596
Intangible assets-3,7363,0682,5672,1871,9012,4275,3275,5964,8944,3743,8543,320
Software-3,4332,7762,2871,9081,6222,1585,0585,3284,6264,1123,5932,974
Other-302291279279279269268268268261261260
Goodwill------------85
Other-302291279279279269268268268261261260
Intangible assets-3,7363,0682,5672,1871,9012,4275,3275,5964,8944,3743,8543,320
Software-3,4332,7762,2871,9081,6222,1585,0585,3284,6264,1123,5932,974
Other-302291279279279269268268268261261260
Goodwill------------85
Other-302291279279279269268268268261261260
Prepaid pension costs-----------5,9566,713
Retirement benefit asset---------4431,5894,1508,411
Deferred tax assets-------2623,6633915,40835,52134,614
Deferred tax assets-------2623,6633915,40835,52134,614
Customers' liabilities for acceptances and guarantees-19,03019,23018,42118,11316,52914,72016,44114,32313,97113,26913,33412,779
Customers' liabilities for acceptances and guarantees-19,03019,23018,42118,11316,52914,72016,44114,32313,97113,26913,33412,779
Allowance for loan losses--40,843-37,436-37,547-39,870-38,109-34,834-37,517-40,465-42,629-42,571-40,886-43,612
Allowance for loan losses--40,843-37,436-37,547-39,870-38,109-34,834-37,517-40,465-42,629-42,571-40,886-43,612
Allowance for investment loss--93-78-61-107-127-26-46-39-179-182-156-134
Allowance for investment loss--93-78-61-107-127-26-46-39-179-182-156-134
Assets-4,241,9254,478,7394,782,0305,160,5565,411,4725,548,6045,599,5975,691,4606,370,2856,775,1586,877,4897,360,564
Assets-4,241,9254,478,7394,782,0305,160,5565,411,4725,548,6045,599,5975,691,4606,370,2856,775,1586,877,4897,360,564
Deposits-3,609,4893,687,3573,777,7653,868,6383,937,5623,989,4043,818,9343,911,7924,432,4814,872,0425,508,3495,923,978
Current deposits-----------197,906216,554
Ordinary deposits-----------3,043,6983,124,935
Savings deposits-----------45,75144,989
Deposits at notice-----------8,79490,729
Time deposits-----------2,180,6302,407,420
Installment savings-----------88
Other deposits-----------43,14950,985
Negotiable certificates of deposit-1,20020,5001,500-7,20072,190321,370309,400285,982151,444138,957306,743
Call money-----------98,81244,665
Call money and bills sold-11,3329,1245,48731,55029,73035,29275,973108,793115,456120,89598,81244,665
Cash collateral received for securities lent-61,335140,321157,220278,390410,793517,951468,440443,097445,776429,129106,42692,129
Borrowed money-125,294185,738337,635458,117510,342451,050447,367447,717597,672703,317586,637563,602
Borrowings from other banks-----------572,000552,000
Foreign exchanges-3519211617247248350741
Foreign bills sold-----------217
Foreign bills payable-----------424
Other liabilities-73,58075,118103,234101,04189,06063,25156,96978,22283,830117,16097,39478,393
Income taxes payable-----------2,1072,832
Accrued expenses-----------3,2593,402
Unearned revenue-----------2,3822,546
Reserve for interest on installment savings-------------
Financial derivatives-----------9,7638,415
Cash collateral received for financial instruments-----------1,2204,401
Lease liabilities-----------2847
Asset retirement obligations-----------432451
Other-----------71,69947,329
Provision for bonuses-1,0751,0711,0611,0541,0661,0371,008970966950957948
Provision for retirement benefits-9,071---------8,8388,361
Retirement benefit liability--11,85211,59412,74212,52211,38311,25811,1959,6819,5039,1478,706
Provision for stocks payment-----99211315388392420414418
Provision for reimbursement of deposits-333387386363371388414350319279252168
Provision for retirement benefits for directors (and other officers)-103871018189116887776575877
Provision for contingencies-liabilities-BNK-760857806837840865969981862812804785
Provision for reimbursement of deposits-333387386363371388414350319279252168
Deferred tax liabilities for land revaluation-3,0943,0732,6272,3762,3632,3282,2932,1612,1332,0612,0502,015
Provision for contingencies-liabilities-BNK-760857806837840865969981862812804785
Acceptances and guarantees-19,03019,23018,42118,11316,52914,72016,44114,32313,97113,26913,33412,779
Deferred tax liabilities-------5,24431274357067420
Liabilities-3,919,3764,156,4574,428,3194,786,8285,058,6255,186,1895,227,0985,329,8095,990,4326,421,9676,564,2817,035,474
Deferred tax liabilities for land revaluation-3,0943,0732,6272,3762,3632,3282,2932,1612,1332,0612,0502,015
Acceptances and guarantees-19,03019,23018,42118,11316,52914,72016,44114,32313,97113,26913,33412,779
Liabilities-3,919,3764,156,4574,428,3194,786,8285,058,6255,186,1895,227,0985,329,8095,990,4326,421,9676,564,2817,035,474
Share capital-20,70520,70520,70520,70520,70520,70520,70520,70520,70520,70520,70520,705
Capital surplus-15,51615,51615,51615,51621,38121,38121,38121,38522,05822,05822,05822,058
Legal capital surplus-----------15,51615,516
Retained earnings-221,905230,087237,697247,413256,590267,604276,800283,495290,042301,096310,618322,070
Legal retained earnings-----------17,58417,584
Other retained earnings-----------284,463295,090
Reserve for tax purpose reduction entry of non-current assets-----------148143
General revenue reserve-----------241,829246,829
Retained earnings brought forward-----------42,48648,118
Treasury shares--848-756-766-629-851-697-724-947-749-643-1,847-2,679
Shareholders' equity-257,278265,552273,152283,006297,825308,993318,162324,637332,056343,217351,535362,155
Valuation difference on available-for-sale securities-45,62140,41763,97775,08955,44953,22754,69738,19147,9127,137-36,842-42,381
Deferred gains or losses on hedges--12-8-85-433625-88-2,688-3,0201,434
Revaluation reserve for land-3,2033,1863,1383,0012,9702,8922,8202,5222,5102,3482,3312,251
Valuation and translation adjustments-48,81239,45662,32972,10253,26351,67452,71635,40747,0929,358-38,886-37,570
Remeasurements of defined benefit plans---4,138-4,701-5,944-5,194-4,470-4,792-5,314-3,330-2,814-1,3541,125
Share acquisition rights-53354666752147034929228117012310330
Valuation and translation adjustments-48,81239,45662,32972,10253,26351,67452,71635,40747,0929,358-38,886-37,570
Net assets304,692322,548322,281353,710373,728352,846362,415372,498361,650379,852353,191313,208325,089
Share acquisition rights-53354666752147034929228117012310330
Non-controlling interests---17,56118,0981,2871,3961,3261,323532491455475
Net assets304,692322,548322,281353,710373,728352,846362,415372,498361,650379,852353,191313,208325,089
Liabilities and net assets-4,241,9254,478,7394,782,0305,160,5565,411,4725,548,6045,599,5975,691,4606,370,2856,775,1586,877,4897,360,564