JP-listed companies
The Kiyo Bank, Ltd.

The Kiyo Bank, Ltd.JP:8370

Market cap

¥127.3B

P/E ratio

31.8x

Income statement Balance sheet Cash flow

	Mar 31, 2013	Mar 31, 2014	Mar 31, 2015	Mar 31, 2016	Mar 31, 2017	Mar 31, 2018	Mar 31, 2019	Mar 31, 2020	Mar 31, 2021	Mar 31, 2022	Mar 31, 2023
Ordinary income	84,963	76,346	74,275	81,599	75,485	74,257	74,364	86,759	78,909	81,596	84,449
Interest income	56,266	53,312	52,583	51,605	48,691	47,398	45,402	48,353	43,347	45,690	47,586
Interest on loans and discounts	43,677	41,292	39,137	37,004	34,179	32,800	32,509	33,076	33,505	34,147	34,875
Interest and dividends on securities	12,258	11,647	13,037	14,125	14,005	14,138	12,475	14,882	9,398	9,771	11,329
Interest on call loans and bills bought	138	79	37	18	1	3	9	6	-	-	6
Interest on deposits with banks	36	149	204	308	324	291	290	289	375	1,735	1,298
Other interest income	154	143	166	148	180	165	117	98	69	36	75
Fees and commissions	11,314	11,403	11,579	12,356	13,023	13,238	13,445	14,535	15,864	16,551	16,762
Other ordinary income	14,011	8,475	6,369	10,156	8,149	6,739	7,843	16,764	11,472	10,758	11,064
Other income	3,370	3,155	3,743	7,481	5,621	6,879	7,672	7,106	8,225	8,596	9,036
Recoveries of written off receivables	1,629	1,436	1,704	1,433	1,272	1,317	1,286	1,870	1,583	1,285	1,909
Other	1,540	1,719	2,038	6,047	4,348	5,562	6,386	5,235	6,642	7,311	7,126
Other	1,540	1,719	2,038	6,047	4,348	5,562	6,386	5,235	6,642	7,311	7,126
Ordinary expenses	56,082	61,449	59,020	60,119	61,923	56,695	56,206	65,072	58,494	57,314	79,376
Interest expenses	5,508	4,242	4,043	4,249	3,504	2,776	1,998	3,867	1,212	614	4,376
Interest on deposits	4,244	3,074	2,843	3,161	2,318	1,239	853	637	301	131	107
Interest on negotiable certificates of deposit	52	38	55	49	25	17	9	5	3	1	1
Interest on call money and bills sold	-	-	-	-	-19	-64	-52	-44	-16	-52	-78
Interest expenses on securities sold under repurchase agreements	-	-	-	-	-	82	163	-	-	-	116
Interest expenses on cash collateral received for securities lent	299	173	236	479	947	1,286	658	2,884	599	399	3,873
Interest on borrowings and rediscounts	609	593	475	243	126	91	66	11	134	-	-
Other interest expenses	52	139	156	75	1	49	245	373	189	133	356
Other interest expenses	52	139	156	75	1	49	245	373	189	133	356
Fees and commissions payments	3,986	4,048	4,175	4,270	4,250	4,333	4,559	4,825	5,012	5,124	5,260
Other ordinary expenses	4,049	5,376	4,917	5,447	8,655	7,305	8,420	15,316	7,456	11,937	35,405
General and administrative expenses	37,882	40,988	41,462	40,228	39,482	38,126	35,787	34,974	34,393	31,999	31,295
Other expenses	4,655	6,793	4,421	5,924	6,029	4,152	5,440	6,088	10,420	7,637	3,038
Provision of allowance for loan losses	-	2,014	234	471	2,022	267	463	244	4,135	3,675	823
Other	4,655	4,778	4,186	5,452	4,007	3,884	4,977	5,844	6,284	3,962	2,215
Other	4,655	4,778	4,186	5,452	4,007	3,884	4,977	5,844	6,284	3,962	2,215
Ordinary profit (loss)	28,880	14,897	15,255	21,479	13,562	17,561	18,158	21,686	20,415	24,281	5,072
Extraordinary income	2	15	10	37	16	16	2	95	343	-	15
Gain on disposal of non-current assets	2	15	10	37	16	16	2	95	343	-	15
Extraordinary losses	67	359	216	390	326	494	287	1,567	220	191	219
Loss on disposal of non-current assets	59	24	125	134	112	72	128	53	94	185	100
Impairment losses	8	335	90	255	214	421	159	1,513	125	6	118
Profit (loss) before income taxes	28,815	14,553	15,049	21,126	13,252	17,084	17,873	20,214	20,538	24,090	4,868
Income taxes - current	1,619	1,147	405	542	1,361	3,963	4,540	5,298	6,243	7,608	720
Income taxes - deferred	7,164	2,800	3,223	3,425	734	1,246	1,585	1,113	654	919	146
Income taxes	8,784	3,948	3,629	3,967	2,096	5,209	6,125	6,412	6,898	8,527	866
Profit (loss)	-	-	11,419	17,158	11,156	11,874	11,747	13,802	13,640	15,562	4,001
Profit (loss) attributable to non-controlling interests	-	-	148	135	127	152	127	82	49	102	77
Profit (loss) attributable to owners of parent	-	-	11,270	17,023	11,028	11,722	11,620	13,719	13,591	15,460	3,924