- JP-listed companies
- The Hyakugo Bank, Ltd.
The Hyakugo Bank, Ltd.JP:8368
Market cap
¥138.7B
P/E ratio
10.1x
| Mar 31, 2013 | Mar 31, 2014 | Mar 31, 2015 | Mar 31, 2016 | Mar 31, 2017 | Mar 31, 2018 | Mar 31, 2019 | Mar 31, 2020 | Mar 31, 2021 | Mar 31, 2022 | Mar 31, 2023 | Mar 31, 2024 | |
| Profit (loss) before income taxes | 15,682 | 18,803 | 16,766 | 20,914 | 13,156 | 16,619 | 15,304 | 15,666 | 18,265 | 18,908 | 20,458 | 19,881 |
| Depreciation | 3,157 | 2,997 | 2,899 | 2,481 | 2,973 | 3,225 | 3,520 | 3,914 | 4,243 | 4,249 | 3,937 | 3,756 |
| Impairment losses | 139 | 397 | 5 | 226 | 65 | 66 | 108 | 9 | 172 | 202 | 139 | 50 |
| Increase (decrease) in allowance for loan losses | -237 | -523 | -453 | -4,370 | 347 | -3,539 | -279 | 413 | 3,539 | 1,602 | 637 | 4,957 |
| Increase (decrease) in provision for bonuses | -9 | 25 | - | 4 | 6 | 6 | 11 | 7 | 7 | -4 | 15 | 11 |
| Decrease (increase) in retirement benefit asset | - | - | -830 | -1,550 | -1,063 | -1,076 | -1,103 | -3,677 | -7,266 | -5,338 | -3,662 | -10,291 |
| Increase (decrease) in retirement benefit liability | - | 7,446 | 67 | -15 | -215 | -241 | -318 | -317 | 1,169 | 1,149 | 537 | 7,604 |
| Increase (decrease) in provision for retirement benefits for directors (and other officers) | 10 | -17 | 9 | 12 | 11 | -5 | 19 | -8 | -13 | 19 | -17 | 5 |
| Increase (decrease) in provision for reimbursement of deposits | 24 | 96 | 90 | 179 | 117 | 198 | 195 | -27 | 28 | 26 | 56 | 67 |
| Increase (decrease) in provision for point card certificates | 7 | 4 | 5 | 30 | 39 | 27 | 32 | 70 | 54 | -26 | -10 | 2 |
| Increase (decrease) in provision for contingent loss | 99 | -392 | 12 | -25 | 24 | -46 | -42 | -50 | -78 | -37 | 30 | 52 |
| Interest income | -56,279 | -54,182 | -52,526 | -52,177 | -50,867 | -52,928 | -53,381 | -54,816 | -50,593 | -54,167 | -59,481 | -73,613 |
| Interest expenses | 5,230 | 4,717 | 4,925 | 5,029 | 4,612 | 5,080 | 4,686 | 6,276 | 3,318 | 2,381 | 6,379 | 9,333 |
| Loss (gain) related to securities | -961 | -4,514 | -3,070 | -4,347 | -5,197 | -1,532 | -1,736 | -1,259 | -6,499 | 2,903 | -542 | 327 |
| Loss (gain) on money held in trust | -17 | 51 | 10 | -3 | 18 | -44 | 26 | 41 | -61 | 21 | - | -10 |
| Loss (gain) on disposal of non-current assets | 54 | 189 | 82 | 1,068 | 65 | 88 | 68 | 183 | 102 | 311 | 196 | 122 |
| Net decrease (increase) in loans and bills discounted | -76,365 | -174,424 | -108,134 | -68,787 | -53,531 | -159,344 | -336,125 | -184,883 | -354,925 | -229,210 | -346,274 | -337,256 |
| Net increase (decrease) in deposits | 140,010 | 157,408 | 179,085 | 38,150 | 98,261 | 170,327 | 160,493 | 67,650 | 436,858 | 261,443 | 130,437 | 117,001 |
| Net increase (decrease) in negotiable certificates of deposit | 46,095 | 33,042 | -12,888 | 22,932 | -22,746 | 8,165 | -5,315 | -20,624 | -5,355 | 17,161 | -21,807 | 27,329 |
| Net increase (decrease) in borrowed money (excluding subordinated borrowings) | 735 | 31,429 | 9,984 | 301 | 13,566 | 114,723 | 118,886 | 42,783 | 341,686 | 146,048 | -374,779 | -1,495 |
| Net decrease (increase) in due from banks (excluding due from Bank of Japan) | -511 | -1,047 | 709 | 370 | -45 | -174 | 197 | -393 | -848 | -294 | 1,076 | -35 |
| Net decrease (increase) in call loans | 14,080 | 36,062 | 5,975 | 14,533 | -79,533 | 4,409 | 57,787 | -7,432 | 9,310 | 8,866 | -4,038 | 9,422 |
| Net increase (decrease) in call money | 21,917 | 52,038 | -67,481 | -64,425 | -1,126 | 100,000 | 140,000 | -30,000 | -10,000 | 85,000 | 80,800 | 263,500 |
| Net increase (decrease) in cash collateral received for securities lent | 23,387 | -2,607 | 76,581 | 36,262 | 134,809 | -199,197 | 113,181 | 130,540 | 168,762 | -219,452 | -32,940 | 33,527 |
| Net decrease (increase) in foreign exchanges - assets | -770 | -1,083 | -735 | 751 | 1,074 | 27 | -753 | -3,355 | -1,680 | 2,279 | 798 | -2,268 |
| Net increase (decrease) in foreign exchanges - liabilities | 45 | -13 | -22 | 9 | -13 | -8 | 231 | -190 | 290 | -201 | 463 | -429 |
| Net decrease (increase) in lease receivables and investments in leases | 1,930 | -458 | -138 | -1,040 | -1,031 | -2,631 | -2,209 | -2,423 | -2,403 | -3,392 | -864 | -365 |
| Interest received | 60,132 | 59,100 | 57,170 | 55,940 | 54,180 | 55,794 | 54,902 | 57,075 | 51,497 | 54,079 | 56,937 | 70,658 |
| Interest paid | -5,858 | -6,353 | -5,048 | -4,814 | -5,439 | -5,833 | -4,753 | -6,513 | -3,603 | -2,514 | -6,081 | -9,524 |
| Other, net | -13,136 | 20,424 | -12,117 | 4,587 | -11,435 | -35,533 | 3,044 | 17,921 | -9,038 | -30,034 | -5,272 | -42,714 |
| Subtotal | 178,904 | 150,938 | 90,911 | -1,360 | 91,086 | 16,629 | 266,676 | 26,585 | 586,933 | 61,966 | -552,871 | 89,605 |
| Income taxes paid | -5,113 | -6,748 | -6,068 | -3,898 | -4,053 | -3,733 | -4,239 | -3,769 | -3,195 | -6,013 | -3,575 | -5,442 |
| Net cash provided by (used in) operating activities | 173,790 | 144,189 | 84,843 | -5,259 | 87,032 | 12,895 | 262,437 | 22,815 | 583,737 | 55,952 | -556,447 | 84,162 |
| Purchase of securities | -532,949 | -508,032 | -624,915 | -471,763 | -468,033 | -823,864 | -482,952 | -520,499 | -531,344 | -464,054 | -378,853 | -342,694 |
| Proceeds from sale of securities | 198,249 | 226,808 | 339,972 | 347,124 | 242,750 | 938,617 | 293,189 | 273,150 | 281,921 | 493,330 | 219,458 | 180,305 |
| Proceeds from redemption of securities | 206,377 | 207,811 | 254,058 | 248,369 | 170,795 | 164,114 | 226,734 | 198,689 | 366,474 | 223,284 | 200,483 | 147,881 |
| Increase in money held in trust | - | -2,051 | -10 | - | -1,037 | - | -24 | -22 | -2 | -2 | -21 | -14 |
| Decrease in money held in trust | 17 | - | - | 3 | 2,000 | 61 | - | - | 23 | 5 | - | 1,038 |
| Purchase of property, plant and equipment | -1,448 | -5,851 | -8,266 | -7,360 | -1,871 | -2,438 | -2,584 | -3,004 | -2,224 | -2,221 | -2,042 | -3,298 |
| Proceeds from sale of property, plant and equipment | 27 | 11 | 12 | 56 | 5 | 55 | 37 | 72 | 100 | 181 | 372 | 322 |
| Purchase of intangible assets | -1,101 | -849 | -804 | -1,384 | -1,861 | -2,205 | -964 | -740 | -923 | -728 | -794 | -1,655 |
| Net cash provided by (used in) investing activities | -130,827 | -82,159 | -39,953 | 115,045 | -57,251 | 274,220 | 33,436 | -52,354 | 114,024 | 249,797 | 38,603 | -18,114 |
| Dividends paid | -1,906 | -2,023 | -2,026 | -2,031 | -2,030 | -2,029 | -2,157 | -2,282 | -2,411 | -2,662 | -2,912 | -3,799 |
| Purchase of treasury shares | -420 | -31 | -9 | -10 | -5 | -2 | - | - | - | -160 | - | -2,366 |
| Proceeds from sale of treasury shares | 2 | - | - | - | - | - | - | - | - | - | - | - |
| Other, net | - | - | - | - | - | - | - | - | - | - | - | - |
| Net cash provided by (used in) financing activities | -12,329 | -12,059 | -2,040 | -2,046 | -18,763 | -6,337 | -2,158 | -2,282 | -2,411 | -2,822 | -2,912 | -6,165 |
| Net increase (decrease) in cash and cash equivalents | 30,654 | 49,998 | 42,874 | 107,726 | 11,015 | 280,772 | 293,721 | -31,827 | 695,358 | 302,943 | -520,757 | 59,883 |