- JP-listed companies
- The Bank of Toyama,Ltd.
The Bank of Toyama,Ltd.JP:8365
Market cap
¥8.9B
P/E ratio
14.6x
| Mar 31, 2013 | Mar 31, 2014 | Mar 31, 2015 | Mar 31, 2016 | Mar 31, 2017 | Mar 31, 2018 | Mar 31, 2019 | Mar 31, 2020 | Mar 31, 2021 | Mar 31, 2022 | Mar 31, 2023 | Mar 31, 2024 | |
| Profit (loss) before income taxes | 216 | 764 | 1,523 | 1,794 | 1,625 | 1,799 | 1,956 | 962 | 1,026 | 360 | 1,519 | 775 |
| Depreciation | 624 | 551 | 471 | 418 | 478 | 306 | 315 | 438 | 502 | 449 | 490 | 489 |
| Impairment losses | - | - | - | - | 89 | - | 28 | 103 | - | - | 47 | 8 |
| Increase (decrease) in allowance for loan losses | 918 | 308 | -621 | 540 | -292 | -54 | -95 | -396 | 520 | 1,165 | 491 | 387 |
| Increase (decrease) in provision for bonuses | - | 3 | -4 | 14 | -11 | -1 | 1 | -5 | 8 | - | 6 | 2 |
| Decrease (increase) in retirement benefit asset | - | - | -46 | -71 | -15 | -21 | -41 | -20 | 5 | -57 | -52 | -28 |
| Increase (decrease) in retirement benefit liability | - | 547 | -4 | 2 | 10 | 18 | -34 | -18 | 5 | 12 | 10 | 5 |
| Increase (decrease) in provision for retirement benefits for directors (and other officers) | -94 | 1 | 1 | 1 | 1 | -2 | 1 | -6 | - | 1 | 1 | - |
| Increase(decrease) in provision for reimbursement of deposits | - | 5 | - | - | - | 3 | -4 | 3 | -10 | -2 | -5 | -2 |
| Increase (decrease) in provision for contingent loss | 6 | 28 | -1 | 25 | -31 | 6 | 2 | 9 | -3 | - | - | 10 |
| Increase (decrease) in provision for environmental measures | - | - | - | - | - | - | - | - | - | - | 8 | -8 |
| Interest income | -6,214 | -6,333 | -6,200 | -6,101 | -5,611 | -5,316 | -5,399 | -5,742 | -5,118 | -5,100 | -5,236 | -5,201 |
| Interest expenses | 305 | 280 | 246 | 232 | 160 | 111 | 77 | 68 | 53 | 38 | 31 | 26 |
| Loss (gain) related to securities | -460 | -1,317 | -389 | -876 | -393 | -504 | -479 | 161 | -305 | -76 | -2,413 | -1,212 |
| Foreign exchange losses (gains) | -28 | -20 | -36 | 8 | -2 | 12 | -10 | 4 | -2 | -12 | - | - |
| Loss (gain) on disposal of non-current assets | 19 | 6 | 3 | 11 | - | 1 | 10 | 7 | -2 | - | 35 | 3 |
| Net decrease (increase) in loans and bills discounted | 197 | 7,585 | -819 | -6,960 | -2,291 | -17,743 | -17,317 | -13,844 | -31,535 | -9,924 | -8,606 | 2,565 |
| Net increase (decrease) in deposits | 5,940 | 5,739 | 16,786 | 5,353 | 4,128 | 5,509 | 6,819 | 754 | 32,529 | 9,243 | 958 | 2,021 |
| Net increase (decrease) in borrowed money (excluding subordinated borrowings) | 334 | 136 | -695 | -664 | -975 | 90 | 249 | 3 | 9,977 | 9,853 | -16,501 | 1,341 |
| Net decrease (increase) in due from banks (excluding due from Bank of Japan) | 303 | 1,087 | 915 | -1,166 | -2,508 | 3,056 | 881 | -305 | -250 | 974 | 928 | 185 |
| Net increase (decrease) in call money | - | - | - | - | - | 13,500 | - | - | - | - | - | -1,800 |
| Net decrease (increase) in foreign exchanges - assets | -46 | -418 | 113 | -144 | 218 | -54 | -7 | 240 | -379 | -81 | 117 | 172 |
| Net decrease (increase) in lease receivables and investments in leases | -102 | -60 | 292 | 151 | 393 | 188 | -122 | -185 | -45 | -178 | -382 | -83 |
| Interest received | 5,857 | 6,334 | 6,031 | 5,757 | 5,140 | 5,176 | 5,290 | 5,411 | 4,673 | 5,032 | 5,275 | 5,117 |
| Interest paid | -393 | -317 | -289 | -241 | -180 | -140 | -106 | -68 | -69 | -41 | -38 | -29 |
| Other, net | 316 | 1,747 | -291 | -557 | -1,728 | -3,043 | 72 | 1,813 | 79 | 129 | 4,343 | -1,479 |
| Subtotal | 9,807 | 11,501 | 25,516 | -2,469 | -1,796 | 2,899 | -7,910 | -10,611 | 11,659 | 11,788 | -18,970 | 3,267 |
| Income taxes paid | -38 | -55 | -338 | -112 | -946 | -251 | -604 | -547 | -208 | -507 | -287 | -626 |
| Income taxes refund | - | - | - | - | - | 209 | - | 3 | 238 | - | 37 | - |
| Net cash provided by (used in) operating activities | 9,768 | 11,446 | 25,178 | -2,581 | -2,743 | 2,858 | -8,514 | -11,156 | 11,688 | 11,281 | -19,220 | 2,641 |
| Purchase of securities | -67,804 | -31,961 | -17,992 | -5,612 | -24,164 | -18,289 | -8,611 | -11,007 | -37,182 | -29,321 | -20,402 | -14,091 |
| Proceeds from sale of securities | 23,737 | 10,365 | 1,859 | 2,360 | 4,200 | 6,226 | 2,299 | 17,540 | 6,482 | 10,479 | 6,961 | 5,080 |
| Proceeds from redemption of securities | 11,327 | 11,466 | 11,448 | 21,720 | 18,308 | 15,379 | 16,270 | 12,621 | 11,588 | 5,692 | 27,888 | 10,433 |
| Purchase of property, plant and equipment | -493 | -134 | -70 | -423 | -198 | -300 | -2,710 | -2,328 | -74 | -82 | -419 | -319 |
| Purchase of intangible assets | -726 | -79 | -46 | -18 | -209 | -126 | -59 | -171 | -50 | -71 | -202 | -141 |
| Payments for retirement of property, plant and equipment | - | - | - | - | - | - | - | - | - | - | -36 | -2 |
| Proceeds from sale of property, plant and equipment | 95 | 7 | - | - | - | - | 26 | - | 23 | - | - | 13 |
| Net cash provided by (used in) investing activities | -9,962 | -10,336 | -4,809 | 18,025 | -2,062 | 2,890 | 7,215 | 16,654 | -19,213 | -13,302 | 13,789 | 972 |
| Dividends paid | -271 | -271 | -271 | -271 | -271 | -271 | -271 | -271 | -271 | -271 | -270 | -270 |
| Dividends paid to non-controlling interests | - | - | -3 | -2 | -1 | -1 | -1 | -1 | -1 | -1 | -1 | -1 |
| Purchase of treasury shares | - | - | - | -2 | -2 | -1 | -1 | -1 | - | -68 | - | - |
| Net cash provided by (used in) financing activities | -275 | -275 | -275 | -285 | -275 | -274 | -274 | -274 | -273 | -341 | -272 | -272 |
| Effect of exchange rate change on cash and cash equivalents | 4 | 2 | 2 | -1 | - | - | - | - | - | - | - | - |
| Net increase (decrease) in cash and cash equivalents | -464 | 837 | 20,096 | 15,157 | -5,081 | 5,473 | -1,572 | 5,223 | -7,798 | -2,362 | -5,702 | 3,341 |