- JP-listed companies
- The Fukui Bank, Ltd.
The Fukui Bank, Ltd.JP:8362
Market cap
¥44.9B
P/E ratio
14.9x
| Mar 31, 2013 | Mar 31, 2014 | Mar 31, 2015 | Mar 31, 2016 | Mar 31, 2017 | Mar 31, 2018 | Mar 31, 2019 | Mar 31, 2020 | Mar 31, 2021 | Mar 31, 2022 | Mar 31, 2023 | Mar 31, 2024 | |
| Profit (loss) before income taxes | -11,722 | 13,387 | 5,795 | 10,960 | 7,682 | 6,202 | 4,433 | 3,166 | 4,262 | 3,097 | 591 | 5,480 |
| Depreciation | 1,283 | 1,170 | 928 | 843 | 835 | 938 | 1,112 | 1,048 | 1,159 | 1,538 | 1,456 | 1,563 |
| Impairment losses | 1,723 | 420 | 82 | 1,102 | 15 | 112 | 37 | 97 | 90 | 799 | 138 | 125 |
| Increase (decrease) in allowance for loan losses | 3,810 | -898 | -559 | -840 | 241 | -3,465 | -281 | 612 | 813 | 2,066 | -976 | 196 |
| Increase (decrease) in provision for bonuses | -2 | 4 | 2 | -3 | 4 | 4 | - | - | 1 | -4 | -7 | -9 |
| Increase (decrease) in provision for bonuses for directors (and other officers) | -23 | 25 | -25 | 25 | - | -8 | -8 | - | - | 2 | -5 | 14 |
| Increase (decrease) in provision for retirement benefits for directors (and other officers) | - | - | - | - | - | - | - | - | - | 5 | -70 | -11 |
| Increase (decrease) in net defined benefit liability | - | 5,009 | -3 | -10 | -126 | 25 | 75 | 112 | -31 | 35 | -171 | -299 |
| Increase (decrease) in provision for share awards for directors (and other officers) | - | - | - | - | - | - | - | 144 | 22 | 25 | 6 | 11 |
| Increase (decrease) in provision for reimbursement of deposits | 66 | -3 | 2 | -4 | -5 | 23 | 1 | -70 | -43 | -40 | -18 | -47 |
| Increase (decrease) in provision for contingent loss | -96 | -3 | -45 | -15 | -31 | -13 | -20 | 13 | -28 | -15 | 22 | 25 |
| Increase (decrease) in provision for point card certificates | - | - | - | - | - | 1 | 16 | 10 | 12 | - | 1 | 8 |
| Increase (decrease) in allowance for demolition of non-current assets | - | - | - | - | - | - | - | - | - | - | 23 | -6 |
| Increase (decrease) in provision for allowance for loss transfer of shares-OpeCF | - | - | - | - | - | - | - | - | - | - | 61 | -61 |
| Interest income | -29,520 | -27,212 | -26,666 | -25,715 | -24,897 | -24,412 | -23,356 | -23,748 | -24,998 | -27,026 | -30,254 | -30,419 |
| Interest expenses | 1,001 | 937 | 1,004 | 1,169 | 1,177 | 1,436 | 1,397 | 1,478 | 247 | 82 | 1,121 | 793 |
| Loss (gain) related to securities | 80 | -1,662 | -5,041 | -714 | 438 | 1,042 | -402 | -130 | 1,171 | 3,843 | 5,041 | -52 |
| Loss (gain) on money held in trust | -68 | -75 | -74 | -69 | -68 | -62 | -71 | -70 | -55 | -46 | -48 | -52 |
| Foreign exchange losses (gains) | -1,623 | -2,239 | -4,207 | 6,282 | 1,789 | 1,474 | -1,537 | 2,992 | -6,565 | -7,857 | -4,896 | -2,736 |
| Loss (gain) on disposal of non-current assets | 53 | 46 | 32 | 100 | -17 | 12 | 27 | 165 | 21 | 37 | 34 | 9 |
| Net decrease (increase) in loans and bills discounted | 2,773 | -65,707 | -51,990 | -33,923 | -17,741 | -26,048 | -43,372 | -57,962 | -70,974 | -22,700 | -76,376 | -125,828 |
| Net increase (decrease) in deposits | 24,986 | 54,497 | 47,889 | -1,985 | 69,230 | 69,320 | 96,943 | 91,807 | 266,233 | 136,925 | 41,967 | 25,655 |
| Net increase (decrease) in negotiable certificates of deposit | -8,735 | 8,925 | 1,010 | 12,929 | 24,301 | 9,620 | -20,845 | -3,459 | 20,115 | -31,702 | 8,349 | 15,530 |
| Net increase (decrease) in borrowed money (excluding subordinated borrowings) | -22,156 | 16,506 | 15,038 | -1,522 | 60,665 | 12,986 | 67,722 | 39,752 | 258,711 | 149,975 | -199,552 | 124,570 |
| Net decrease (increase) in due from banks (excluding due from Bank of Japan) | 36 | -10,112 | 10,271 | -131 | -1,205 | 1,160 | 191 | -99 | -34 | 254 | -709 | 401 |
| Net increase (decrease) in call money | -28,929 | -470 | 390 | 735 | 4,482 | 22,792 | -11,740 | 48,305 | 6,979 | -44,439 | -27,507 | 1,530 |
| Net increase (decrease) in cash collateral received for securities lent | - | 19,859 | 39,223 | 29,709 | -4,467 | -36,866 | -6,345 | -33,021 | 583 | 851 | -2,998 | -6,526 |
| Net decrease (increase) in trading securities | 210 | 33 | -12 | -243 | -259 | 204 | -65 | -21 | 108 | 83 | 28 | 370 |
| Net decrease (increase) in foreign exchanges - assets | -1,719 | -523 | -2,455 | 675 | -1,416 | -1,145 | 1,405 | 831 | 1,004 | -2,037 | 898 | 1,451 |
| Net increase (decrease) in foreign exchanges - liabilities | 47 | 297 | -329 | 5 | -4 | -65 | 121 | 5 | -96 | -10 | 21 | -13 |
| Net decrease (increase) in lease receivables and investments in leases | 612 | -1,636 | -30 | -230 | 284 | 114 | -583 | -359 | 451 | -968 | -675 | -2,318 |
| Interest received | 30,133 | 28,309 | 26,923 | 26,186 | 25,562 | 24,443 | 23,749 | 24,364 | 25,504 | 27,630 | 30,738 | 29,740 |
| Interest paid | -1,356 | -1,036 | -1,037 | -1,304 | -1,197 | -1,423 | -1,415 | -1,475 | -434 | -83 | -991 | -889 |
| Other, net | 484 | 9,868 | 2,404 | -3,348 | -4,676 | -28,280 | 1,736 | 6,501 | 1,535 | 2,767 | -3,364 | -7,746 |
| Subtotal | -57,557 | 99,271 | 79,318 | 26,352 | 140,469 | 29,953 | 88,447 | 100,858 | 485,744 | 188,012 | -258,120 | 30,457 |
| Income taxes refund (paid) | - | - | - | - | - | - | - | - | -1,898 | -1,474 | -643 | -80 |
| Net cash provided by (used in) operating activities | -58,497 | 98,901 | 78,095 | 24,507 | 139,793 | 27,855 | 87,125 | 99,866 | 483,845 | 186,537 | -258,764 | 30,377 |
| Purchase of securities | -126,774 | -143,529 | -226,015 | -173,785 | -148,473 | -172,029 | -253,994 | -214,826 | -231,825 | -156,411 | -132,603 | -438,320 |
| Proceeds from sale of securities | 27,454 | 95,863 | 91,571 | 78,456 | 86,763 | 133,982 | 173,098 | 40,981 | 73,069 | 133,501 | 223,256 | 136,866 |
| Proceeds from redemption of securities | 136,483 | 81,762 | 83,414 | 65,050 | 63,805 | 72,834 | 79,377 | 119,329 | 109,527 | 63,783 | 79,471 | 62,375 |
| Increase in money held in trust | - | -500 | -300 | -100 | - | - | -100 | - | - | -300 | - | -500 |
| Purchase of property, plant and equipment | -1,514 | -700 | -636 | -1,260 | -2,775 | -3,097 | -3,577 | -3,346 | -4,561 | -621 | -1,226 | -1,824 |
| Purchase of intangible assets | -522 | -117 | -379 | -14 | -17 | -1 | -286 | -7 | -17 | -220 | -257 | -276 |
| Proceeds from sale of property, plant and equipment | 47 | - | 78 | 19 | 216 | 494 | 151 | 323 | 44 | 197 | 226 | 388 |
| Proceeds from sale of intangible assets | - | - | - | - | - | - | - | - | - | 1 | - | 1 |
| Payments for asset retirement obligations | - | - | - | - | - | - | - | - | -5 | -14 | -10 | -39 |
| Proceeds from purchase of shares of subsidiaries resulting in change in scope of consolidation | - | - | - | - | - | - | - | - | - | 71,283 | 50 | - |
| Net cash provided by (used in) investing activities | 35,173 | 32,778 | -52,268 | -31,634 | -481 | 32,182 | -5,330 | -57,545 | -53,767 | 111,200 | 168,906 | -241,327 |
| Dividends paid | -1,427 | -1,191 | -1,311 | -1,196 | -1,441 | -1,204 | -1,205 | -1,204 | -1,203 | -1,191 | -1,180 | -1,180 |
| Dividends paid to non-controlling interests | - | - | -401 | -401 | -402 | -3 | -3 | -3 | - | - | -93 | - |
| Purchase of treasury shares | -2 | -439 | -20 | -5 | -1,050 | -6 | -2 | -539 | -1 | -654 | -683 | - |
| Proceeds from sale of treasury shares | 260 | 253 | 229 | 218 | 305 | 224 | 209 | 364 | 228 | 115 | 46 | 212 |
| Repayments of lease liabilities | - | - | - | - | - | - | - | - | - | -33 | -54 | -32 |
| Purchase of shares of subsidiaries not resulting in change in scope of consolidation | - | - | - | -44 | - | - | - | -1,832 | - | - | -568 | - |
| Net cash provided by (used in) financing activities | -1,571 | -1,783 | -1,503 | -11,428 | -14,589 | -990 | -1,002 | -3,214 | -976 | -1,764 | -2,533 | -1,001 |
| Effect of exchange rate change on cash and cash equivalents | 8 | 13 | 23 | 11 | 10 | 5 | 10 | 4 | -9 | -9 | - | - |
| Net increase (decrease) in cash and cash equivalents | -24,887 | 129,909 | 24,347 | -18,544 | 124,732 | 59,053 | 80,803 | 39,110 | 429,092 | 295,963 | -92,391 | -211,952 |