- JP-listed companies
- The Yamanashi Chuo Bank,Ltd.
The Yamanashi Chuo Bank,Ltd.JP:8360
Market cap
¥53.4B
P/E ratio
9.5x
| Mar 31, 2013 | Mar 31, 2014 | Mar 31, 2015 | Mar 31, 2016 | Mar 31, 2017 | Mar 31, 2018 | Mar 31, 2019 | Mar 31, 2020 | Mar 31, 2021 | Mar 31, 2022 | Mar 31, 2023 | Mar 31, 2024 | |
| Profit (loss) before income taxes | 10,281 | 12,488 | 13,047 | 13,712 | 9,706 | 6,964 | 7,229 | 6,085 | 5,661 | 6,021 | 7,730 | 7,573 |
| Depreciation | 3,254 | 3,196 | 3,295 | 3,057 | 2,252 | 2,308 | 2,262 | 2,021 | 1,991 | 1,904 | 1,800 | 1,973 |
| Impairment losses | 498 | 318 | 353 | 55 | 249 | 464 | 83 | 574 | 513 | 413 | 3 | 23 |
| Increase (decrease) in allowance for loan losses | -985 | -3,091 | -2,733 | 611 | -391 | -3,100 | -1,409 | 768 | 117 | 167 | 859 | -1,399 |
| Increase (decrease) in provision for bonuses | - | - | - | - | - | - | 1,256 | -205 | -21 | 604 | 123 | 85 |
| Increase (decrease) in provision for bonuses for directors (and other officers) | 3 | - | -1 | 1 | 1 | - | -2 | -10 | - | -3 | -3 | 12 |
| Decrease (increase) in retirement benefit asset | - | - | -1,253 | 2,585 | - | -1,112 | -1,909 | 621 | -4,541 | -1,419 | -1,507 | -10,074 |
| Increase (decrease) in provision for retirement benefits for directors (and other officers) | 3 | -6 | 1 | 2 | 4 | -1 | -1 | - | -3 | 4 | - | -5 |
| Increase (decrease) in provision for reimbursement of deposits | 20 | -85 | 47 | 24 | -51 | 19 | - | 61 | -44 | -45 | 69 | -78 |
| Increase (decrease) in provision for contingent loss | -14 | -43 | -128 | 27 | 21 | -15 | -12 | 17 | -14 | -10 | 31 | 5 |
| Interest income | -34,456 | -34,476 | -35,000 | -36,121 | -33,444 | -31,946 | -30,587 | -30,294 | -28,341 | -27,774 | -32,358 | -31,154 |
| Interest expenses | 1,765 | 1,704 | 1,690 | 1,798 | 2,083 | 1,701 | 794 | 805 | 385 | 370 | 1,466 | 439 |
| Loss (gain) related to securities | -1,516 | -1,023 | -1,042 | -5,719 | -8,866 | -7,192 | -5,011 | -2,810 | 1,356 | 2,743 | 2,899 | 5,152 |
| Loss (gain) on money held in trust | - | - | - | - | - | - | - | -9 | 131 | -157 | 149 | 159 |
| Foreign exchange losses (gains) | -409 | -358 | -3,320 | 4,930 | 943 | 10,890 | -1,765 | 1,090 | -2,314 | -14,156 | -18,276 | -1,833 |
| Loss (gain) on disposal of non-current assets | 133 | 21 | 63 | 61 | 44 | 141 | 145 | 67 | 55 | 189 | -12 | 43 |
| Net decrease (increase) in loans and bills discounted | -24,965 | 59,473 | -48,247 | -25,888 | -27,113 | -78,325 | -84,282 | -97,320 | -184,552 | -62,914 | -241,605 | -222,431 |
| Net increase (decrease) in deposits | 83,116 | 88,958 | 65,561 | 18,391 | 80,599 | 73,966 | 48,503 | 53,688 | 412,638 | 70,049 | 40,653 | 77,736 |
| Net increase (decrease) in negotiable certificates of deposit | -3,059 | -8,017 | -21,945 | 18,586 | -60,557 | 5,467 | -5,232 | -5,188 | -8,545 | 2,062 | -2,700 | 7,215 |
| Net increase (decrease) in borrowed money | 24,659 | -84,188 | 1,073 | -2,342 | -14,881 | 86,338 | 130,240 | -14,580 | 253,346 | 168,249 | -170,403 | -23,985 |
| Net decrease (increase) in due from banks (excluding due from Bank of Japan) | -9,973 | -71 | 10 | 9,984 | 14 | 26 | 43 | -15 | -39 | -105 | -88 | -80 |
| Net decrease (increase) in call loans | -12,050 | 11,029 | -30,335 | -6,030 | -152,080 | 183,708 | 2,390 | 2,922 | -12,960 | 13,743 | -4,168 | -11,853 |
| Net increase (decrease) in cash collateral received for securities lent | - | 7,537 | 18,557 | 57,374 | 68,773 | -132,034 | -6,864 | 22,005 | -23,134 | 58,754 | 64,214 | -120,671 |
| Net decrease (increase) in foreign exchanges - assets | -705 | -320 | 374 | -313 | -248 | -1,333 | -1,079 | 1,179 | -768 | -2,308 | 3,304 | 1,075 |
| Net increase (decrease) in foreign exchanges - liabilities | 52 | 5 | 69 | -108 | 205 | 1,004 | -347 | -305 | -555 | 908 | -614 | 29 |
| Net decrease (increase) in margin for central counterparty | - | - | - | - | - | -58,600 | -1,400 | - | - | 20,000 | 23,000 | - |
| Interest received | 37,213 | 38,378 | 39,016 | 39,621 | 36,103 | 34,702 | 33,267 | 33,455 | 31,684 | 28,566 | 33,155 | 30,749 |
| Interest paid | -1,567 | -1,427 | -1,283 | -1,554 | -3,751 | -2,085 | -810 | -803 | -501 | -387 | -1,475 | -453 |
| Other, net | 866 | 7,550 | 2,742 | -16,671 | 14,133 | -7,121 | -1,783 | 4,007 | 5,964 | 4,320 | 1,738 | 3,727 |
| Subtotal | 73,084 | 93,803 | -1,073 | 73,970 | -87,266 | 81,917 | 83,741 | -22,408 | 447,508 | 269,791 | -292,015 | -288,019 |
| Income taxes paid | -214 | -4,804 | -2,733 | -3,682 | -4,244 | -2,192 | -990 | -945 | -1,084 | -1,812 | -1,859 | -2,749 |
| Net cash provided by (used in) operating activities | 72,870 | 88,999 | -3,806 | 70,287 | -91,511 | 79,725 | 82,750 | -23,354 | 446,423 | 267,979 | -293,875 | -290,768 |
| Purchase of securities | -315,009 | -336,278 | -280,148 | -432,021 | -453,587 | -510,886 | -356,902 | -366,552 | -248,539 | -553,605 | -277,802 | -462,805 |
| Proceeds from sale of securities | 159,822 | 149,795 | 105,249 | 190,483 | 399,327 | 371,932 | 355,526 | 214,764 | 155,305 | 338,476 | 458,604 | 485,321 |
| Proceeds from redemption of securities | 87,654 | 139,019 | 117,424 | 226,744 | 301,816 | 113,585 | 127,901 | 29,716 | 28,351 | 104,444 | 124,411 | 65,163 |
| Increase in money held in trust | - | - | - | - | - | - | - | -10,000 | -70 | - | -5,632 | -330 |
| Decrease in money held in trust | - | - | - | - | - | - | - | - | 4,920 | 152 | - | 7,019 |
| Purchase of property, plant and equipment | -1,883 | -1,768 | -2,669 | -2,216 | -1,089 | -1,353 | -972 | -1,514 | -1,076 | -1,039 | -820 | -808 |
| Proceeds from sale of property, plant and equipment | 67 | 167 | - | 150 | 17 | 63 | 100 | 432 | 79 | 119 | 185 | 147 |
| Purchase of intangible assets | -1,013 | -1,086 | -1,089 | -781 | -586 | -711 | -1,153 | -1,027 | -983 | -616 | -1,384 | -1,087 |
| Net cash provided by (used in) investing activities | -70,360 | -50,148 | -61,232 | -17,638 | 245,900 | -27,367 | 124,502 | -134,180 | -62,012 | -112,069 | 297,562 | 92,619 |
| Dividends paid | -1,159 | -1,053 | -1,173 | -1,507 | -1,616 | -1,344 | -1,168 | -1,135 | -1,115 | -1,117 | -1,341 | -1,557 |
| Dividends paid to non-controlling interests | - | - | -1 | -1 | -1 | -1 | -1 | -1 | -1 | -1 | -1 | -1 |
| Purchase of treasury shares | -806 | -636 | -844 | -915 | -1,254 | -494 | -525 | -1,128 | - | - | -1,000 | -1,011 |
| Proceeds from sale of treasury shares | - | 1 | 1 | 27 | 4 | 57 | 14 | 58 | - | - | - | 201 |
| Purchase of shares of subsidiaries not resulting in change in scope of consolidation | - | - | - | - | - | - | - | -80 | - | - | -291 | -429 |
| Net cash provided by (used in) financing activities | -2,467 | -1,625 | -2,018 | -2,397 | -2,868 | -1,783 | -1,681 | -2,287 | -1,117 | -1,120 | -2,635 | -2,798 |
| Effect of exchange rate change on cash and cash equivalents | 2 | 2 | - | - | - | -1 | - | - | 1 | 4 | - | - |
| Net increase (decrease) in cash and cash equivalents | 44 | 37,226 | -67,057 | 50,251 | 151,520 | 50,573 | 205,571 | -159,822 | 383,295 | 154,794 | 1,050 | -200,946 |