- JP-listed companies
- The Chiba Kogyo Bank, Ltd.
The Chiba Kogyo Bank, Ltd.JP:8337
Market cap
¥60.2B
P/E ratio
8x
| Mar 31, 2013 | Mar 31, 2014 | Mar 31, 2015 | Mar 31, 2016 | Mar 31, 2017 | Mar 31, 2018 | Mar 31, 2019 | Mar 31, 2020 | Mar 31, 2021 | Mar 31, 2022 | Mar 31, 2023 | Mar 31, 2024 | |
| Profit (loss) before income taxes | 10,918 | 11,776 | 13,064 | 12,476 | 8,896 | 9,384 | 8,217 | 6,672 | 7,095 | 8,162 | 9,264 | 9,437 |
| Depreciation | 2,036 | 2,240 | 2,247 | 2,151 | 2,143 | 2,155 | 1,949 | 1,947 | 2,221 | 2,376 | 2,084 | 2,093 |
| Impairment losses | 57 | 56 | 56 | 61 | 336 | 48 | 56 | 3 | 105 | 732 | 261 | 722 |
| Increase (decrease) in allowance for loan losses | -669 | -666 | -679 | -825 | 233 | -1,061 | -1,729 | -1,417 | 691 | 43 | -93 | -566 |
| Decrease (increase) in retirement benefit asset | - | - | - | - | - | - | - | - | - | - | - | -1,154 |
| Increase (decrease) in retirement benefit liability | - | 587 | -1,304 | 3,563 | -1,106 | -931 | -582 | 414 | -2,909 | -1,453 | -572 | -3,288 |
| Increase (decrease) in provision for retirement benefits for directors (and other officers) | -2 | 36 | -118 | -6 | -3 | 11 | 4 | - | -5 | -19 | -5 | 1 |
| Increase (decrease) in provision for share awards | - | - | - | - | - | - | - | - | - | - | 105 | 119 |
| Increase (decrease) in provision for reimbursement of deposits | 177 | 185 | 131 | 20 | 19 | 36 | -352 | -256 | -188 | -140 | -84 | -25 |
| Increase (decrease) in provision for contingent loss | - | - | - | - | - | - | - | - | - | - | - | 265 |
| Interest income | -31,775 | -30,402 | -30,396 | -30,787 | -28,828 | -27,628 | -27,883 | -28,641 | -27,205 | -28,294 | -26,961 | -27,830 |
| Interest expenses | 1,391 | 1,342 | 1,386 | 1,512 | 1,098 | 1,185 | 1,006 | 715 | 441 | 367 | 414 | 755 |
| Loss (gain) related to securities | -1,636 | -1,676 | -834 | -1,532 | -720 | -911 | -21 | 2,505 | -229 | -290 | 1,394 | 240 |
| Foreign exchange losses (gains) | -255 | -146 | -250 | -201 | -155 | -182 | -192 | -218 | -125 | -5 | - | - |
| Loss (gain) on disposal of non-current assets | 70 | 31 | 61 | 29 | 89 | 55 | 60 | 49 | 23 | 109 | 145 | 90 |
| Net decrease (increase) in trading securities | 31 | 21 | -18 | -24 | 108 | -25 | -32 | -7 | -22 | -22 | 64 | -47 |
| Net decrease (increase) in loans and bills discounted | -44,544 | -65,177 | -102,006 | -90,461 | -77,104 | -63,737 | -31,058 | -72,345 | -138,457 | -9,458 | -49,515 | -22,853 |
| Net increase (decrease) in deposits | 42,839 | 45,773 | 70,078 | 69,241 | 52,115 | 47,428 | 61,171 | 47,942 | 221,878 | 34,439 | 18,492 | 54,620 |
| Net increase (decrease) in negotiable certificates of deposit | -990 | 3,370 | 3,660 | 43,900 | 9,600 | -700 | 7,500 | -4,500 | 40,500 | 21,200 | - | -24,500 |
| Net increase (decrease) in borrowed money (excluding subordinated borrowings) | 2,744 | 3,248 | 18,509 | -14,336 | 2,598 | -1,729 | -765 | 2,901 | 123,711 | 278,444 | -401,815 | 5,387 |
| Net decrease (increase) in due from banks (excluding due from Bank of Japan) | 38 | 1,132 | -1,124 | -433 | 6,610 | 721 | 87 | 317 | 2 | 60 | -87 | 60 |
| Net increase (decrease) in cash collateral received for securities lent | - | - | - | - | 17,230 | 1,115 | -7,319 | -6,437 | 49 | -3,394 | -1,243 | - |
| Net decrease (increase) in foreign exchanges - assets | 392 | -654 | -408 | -636 | 1,366 | -606 | 126 | -2,307 | 1,911 | -373 | 576 | -71 |
| Net increase (decrease) in foreign exchanges - liabilities | 12 | 10 | -21 | 61 | 13 | -8 | -14 | -8 | -12 | 121 | -36 | 7 |
| Interest received | 32,075 | 31,300 | 31,060 | 31,358 | 29,288 | 27,761 | 28,198 | 28,988 | 27,151 | 28,169 | 27,017 | 27,517 |
| Interest paid | -1,677 | -1,413 | -1,446 | -1,531 | -1,232 | -1,322 | -1,030 | -720 | -483 | -402 | -544 | -740 |
| Other, net | -59 | 4,332 | -2,261 | -2,840 | 1,309 | -10,144 | -10,240 | 7,038 | 3,824 | 3,881 | -9,123 | -5,435 |
| Subtotal | -28,010 | 87,486 | 7,370 | 18,533 | 24,340 | -19,054 | 31,603 | -17,450 | 255,614 | 334,254 | -430,264 | 14,805 |
| Income taxes paid | -321 | -679 | -498 | -425 | -484 | -631 | -943 | -604 | -628 | -572 | -451 | -1,617 |
| Income taxes refund | - | - | - | - | - | - | - | 100 | 1,041 | 244 | 485 | - |
| Net cash provided by (used in) operating activities | -28,331 | 86,807 | 6,871 | 18,108 | 23,856 | -19,686 | 30,659 | -17,954 | 256,027 | 333,925 | -430,231 | 13,187 |
| Purchase of securities | -150,656 | -142,884 | -114,681 | -134,407 | -170,748 | -158,906 | -194,740 | -129,776 | -100,959 | -93,712 | -90,303 | -147,062 |
| Proceeds from sale of securities | 90,968 | 93,160 | 64,608 | 75,710 | 95,736 | 84,230 | 115,065 | 65,625 | 32,426 | 53,791 | 68,595 | 74,539 |
| Proceeds from redemption of securities | 63,649 | 70,936 | 34,990 | 94,798 | 66,214 | 92,348 | 76,754 | 72,670 | 42,641 | 43,962 | 34,469 | 62,623 |
| Purchase of property, plant and equipment | -1,481 | -1,158 | -915 | -1,121 | -1,459 | -2,613 | -729 | -809 | -961 | -1,167 | -1,098 | -1,777 |
| Proceeds from sale of property, plant and equipment | 3 | - | - | - | 19 | - | 4 | - | 12 | - | 88 | 38 |
| Purchase of intangible assets | -1,056 | -765 | -540 | -700 | -740 | -795 | -722 | -1,183 | -1,208 | -547 | -936 | -1,147 |
| Net cash provided by (used in) investing activities | 1,426 | 19,288 | -16,538 | 34,279 | -10,978 | 14,263 | -4,367 | 6,526 | -28,049 | 2,326 | 10,813 | -12,785 |
| Purchase of treasury shares | - | -60,228 | -5,059 | -1 | -9,075 | - | -24,242 | -2,939 | -2,000 | -14,303 | -4,318 | -2,002 |
| Proceeds from sale of treasury shares | - | - | - | - | 1 | - | - | - | - | - | 1,138 | - |
| Dividends paid | -1,419 | -1,727 | -2,204 | -2,079 | -2,114 | -2,059 | -2,059 | -1,059 | -1,563 | -1,545 | -1,298 | -1,329 |
| Net cash provided by (used in) financing activities | 35,385 | -67,456 | -7,264 | 6,231 | 273 | -2,060 | 1,184 | -3,998 | -1,261 | -9,885 | -4,479 | -3,331 |
| Effect of exchange rate change on cash and cash equivalents | 255 | 146 | 250 | 201 | 155 | 182 | 192 | 218 | 125 | 5 | - | - |
| Net increase (decrease) in cash and cash equivalents | 8,735 | 38,786 | -16,680 | 58,820 | 13,306 | -7,300 | 27,669 | -15,208 | 226,842 | 326,372 | -423,896 | -2,929 |