JP-listed companies
The Gunma Bank, Ltd.

The Gunma Bank, Ltd.JP:8334

Market cap

¥442.7B

P/E ratio

15.8x

Income statement Balance sheet Cash flow

	Mar 31, 2013	Mar 31, 2014	Mar 31, 2015	Mar 31, 2016	Mar 31, 2017	Mar 31, 2018	Mar 31, 2019	Mar 31, 2020	Mar 31, 2021	Mar 31, 2022	Mar 31, 2023
Ordinary income	128,875	130,555	130,267	136,220	144,130	150,386	148,730	143,069	143,316	150,197	176,589
Interest income	86,978	85,366	85,387	85,825	84,716	84,838	81,500	74,017	69,790	73,869	87,076
Interest on loans and discounts	63,471	61,080	59,774	58,786	56,904	56,082	57,540	56,904	54,034	53,281	58,544
Interest and dividends on securities	22,401	23,191	24,324	26,007	26,913	27,768	22,901	16,094	14,596	18,765	26,381
Interest on call loans and bills bought	331	325	494	117	-	17	101	15	-12	-	55
Interest on deposits with banks	120	57	48	137	106	104	101	99	368	980	2,024
Other interest income	653	711	745	776	790	866	855	902	802	841	69
Trust fees	-	-	-	-	-	-	20	36	53	52	36
Fees and commissions	17,018	17,246	18,910	18,996	18,690	21,248	20,938	20,554	21,379	21,544	22,763
Other ordinary income	20,896	20,648	21,819	23,753	25,562	27,621	28,654	37,024	38,152	38,399	37,385
Other income	3,980	7,293	4,149	7,644	15,161	16,677	17,616	11,437	13,941	16,331	29,328
Recoveries of written off receivables	33	50	17	2	9	19	5	4	2	2	4
Other	3,947	7,243	4,132	6,198	15,152	16,658	17,611	11,433	13,938	16,328	29,323
Other	3,947	7,243	4,132	6,198	15,152	16,658	17,611	11,433	13,938	16,328	29,323
Ordinary expenses	95,398	94,799	91,194	92,594	107,609	107,977	112,945	111,545	123,233	111,086	138,273
Interest expenses	3,408	3,298	3,714	4,513	5,786	7,594	7,190	6,437	2,530	1,868	15,620
Interest on deposits	2,288	2,152	2,157	2,255	1,635	1,658	1,531	1,348	451	353	1,512
Interest on negotiable certificates of deposit	74	73	104	180	146	487	1,083	952	224	112	1,257
Interest on call money and bills sold	181	190	184	387	357	118	-5	-	-8	48	1,699
Interest expenses on securities sold under repurchase agreements	-	-	-	-	-	-	352	317	64	9	1,023
Interest expenses on cash collateral received for securities lent	288	272	427	940	2,292	3,270	1,085	351	242	239	2,790
Interest on borrowings and rediscounts	130	180	235	282	247	255	573	545	248	59	559
Interest expenses on bonds	-	-	-	-	16	86	126	187	214	218	226
Other interest expenses	445	429	605	467	1,090	1,716	2,443	2,734	1,094	826	6,552
Other interest expenses	445	429	605	467	1,090	1,716	2,443	2,734	1,094	826	6,552
Fees and commissions payments	5,701	6,072	6,632	7,202	7,467	7,462	7,765	8,131	8,208	8,222	8,357
Other ordinary expenses	16,691	18,107	18,263	19,974	25,880	27,817	27,794	31,821	29,020	32,459	59,603
General and administrative expenses	59,435	58,525	59,079	57,472	61,672	60,969	59,111	56,438	57,461	55,503	51,549
Other expenses	10,161	8,796	3,504	3,432	6,802	4,133	11,082	8,716	26,011	13,031	3,141
Provision of allowance for loan losses	5,164	5,123	1,455	-	5,395	2,320	8,148	3,679	21,888	7,505	909
Other	4,997	3,673	2,048	3,432	1,407	1,812	2,933	5,036	4,123	5,526	2,232
Other	4,997	3,673	2,048	3,432	1,407	1,812	2,933	5,036	4,123	5,526	2,232
Ordinary profit (loss)	33,477	35,755	39,072	43,625	36,521	42,409	35,785	31,523	20,082	39,111	38,316
Extraordinary income	1,284	8	2,385	3	-	20	39	-	278	2,493	1,597
Gain on disposal of non-current assets	-	8	-	3	-	20	39	-	4	2,493	1,597
Extraordinary losses	160	1,053	457	351	273	1,045	516	694	552	1,821	1,013
Loss on disposal of non-current assets	130	213	425	259	211	370	352	212	270	438	603
Impairment losses	29	840	32	91	62	674	164	482	282	1,382	409
Provision of reserve for financial instruments transaction liabilities	-	-	-	-	-	-	-	-	-	-	-
Profit (loss) before income taxes	34,601	34,709	40,999	43,278	36,247	41,384	35,308	30,829	19,808	39,783	38,901
Income taxes - current	12,199	12,577	11,581	12,096	14,344	13,069	12,120	8,392	11,436	8,062	8,426
Income taxes - deferred	233	1,367	2,088	2,039	-4,477	-440	-413	76	-5,128	5,284	2,542
Income taxes	12,433	13,945	13,670	14,135	9,867	12,628	11,706	8,469	6,307	13,347	10,968
Profit (loss)	-	-	27,329	29,142	26,380	28,755	23,601	22,360	13,501	26,436	27,933
Profit (loss) attributable to owners of parent	-	-	25,910	28,616	26,304	28,366	23,321	22,280	13,501	26,436	27,933