- JP-listed companies
- Aozora Bank, Ltd.
Aozora Bank, Ltd.JP:8304
Market cap
¥309.6B
P/E ratio
Mar 31, 2013 | Mar 31, 2014 | Mar 31, 2015 | Mar 31, 2016 | Mar 31, 2017 | Mar 31, 2018 | Mar 31, 2019 | Mar 31, 2020 | Mar 31, 2021 | Mar 31, 2022 | Mar 31, 2023 | Mar 31, 2024 | |
Ordinary income | 118,109 | 131,834 | 130,035 | 124,054 | 134,704 | 148,819 | 160,136 | 184,406 | 155,755 | 134,737 | 183,292 | 246,299 |
Interest income | 64,806 | 59,028 | 63,398 | 65,223 | 67,154 | 79,177 | 97,426 | 95,409 | 67,807 | 66,141 | 113,570 | 166,436 |
Interest on loans and discounts | 47,016 | 42,438 | 42,935 | 43,413 | 42,557 | 48,103 | 59,183 | 61,440 | 45,631 | 44,792 | 87,006 | 131,308 |
Interest and dividends on securities | 14,482 | 14,115 | 17,685 | 20,058 | 23,593 | 29,193 | 36,152 | 31,409 | 21,234 | 20,283 | 23,397 | 26,964 |
Interest on call loans | - | - | - | - | - | - | - | - | - | - | 385 | 872 |
Interest on call loans and bills bought | 90 | 57 | 31 | 23 | 1 | 4 | 5 | -5 | -31 | -54 | 348 | 812 |
Interest income on securities purchased under resale agreements | - | - | - | - | - | - | - | -1 | -142 | - | - | - |
Interest on deposits with banks | 87 | 67 | 59 | 131 | 276 | 595 | 926 | 839 | 29 | 11 | 765 | 1,523 |
Other interest income | 2,939 | 2,341 | 2,670 | 1,586 | 723 | 1,280 | 1,158 | 1,726 | 1,085 | 1,109 | 2,052 | 5,826 |
Interest income on interest rate swaps | - | - | - | - | - | - | - | - | - | - | 529 | 3,489 |
Other interest income | 2,939 | 2,341 | 2,670 | 1,586 | 723 | 1,280 | 1,158 | 1,726 | 1,085 | 1,109 | 2,052 | 5,826 |
Trust fees | - | - | - | - | - | 426 | 372 | 462 | 386 | 444 | 377 | 370 |
Fees and commissions | 10,687 | 13,422 | 15,606 | 12,512 | 10,547 | 12,817 | 14,230 | 14,168 | 14,552 | 17,300 | 17,338 | 25,794 |
Fees and commissions on domestic and foreign exchanges | - | - | - | - | - | - | - | - | - | - | 207 | 168 |
Other fees and commissions | - | - | - | - | - | - | - | - | - | - | 11,332 | 15,254 |
Gain on trading account transactions | 6,224 | 9,892 | 12,479 | 12,907 | 20,433 | 17,094 | 8,340 | 26,505 | 32,723 | 16,642 | 14,832 | 11,304 |
Net gain on trading account securities | - | - | - | - | - | - | - | - | - | - | 10,943 | 8,275 |
Net gain on trading account financial derivatives | - | - | - | - | - | - | - | - | - | - | 3,888 | 3,029 |
Other ordinary income | 27,443 | 24,673 | 26,571 | 25,472 | 22,442 | 19,688 | 22,995 | 31,175 | 35,495 | 28,066 | 23,798 | 27,590 |
Gain on sale of bonds | - | - | - | - | - | - | - | - | - | - | 5,914 | 8,139 |
Gain on financial derivatives | - | - | - | - | - | - | - | - | - | - | 1,957 | 322 |
Other | - | - | - | - | - | - | - | - | - | - | 14,799 | 18,271 |
Other income | 8,946 | 24,817 | 11,978 | 7,939 | 14,125 | 20,041 | 16,770 | 16,685 | 4,790 | 6,142 | 13,374 | 14,802 |
Recoveries of written off receivables | 1,441 | 7,599 | 5,047 | 3,393 | 2,158 | 1,855 | 1,070 | 501 | 240 | 156 | 1,199 | 758 |
Other | 2,354 | 17,217 | 6,287 | 2,883 | 2,234 | 10,532 | 15,565 | 15,887 | 4,550 | 5,780 | 12,175 | 14,043 |
Gain on sale of equity securities | - | - | - | - | - | - | - | - | - | - | 8,576 | 10,278 |
Gain on money held in trust | - | - | - | - | - | - | - | - | - | - | 62 | 60 |
Other | 2,354 | 17,217 | 6,287 | 2,883 | 2,234 | 10,532 | 15,565 | 15,887 | 4,550 | 5,780 | 12,175 | 14,043 |
Ordinary expenses | 77,028 | 79,647 | 70,363 | 68,333 | 82,939 | 90,835 | 112,339 | 141,076 | 116,773 | 88,443 | 175,936 | 301,116 |
Interest expenses | 18,842 | 15,348 | 13,417 | 15,418 | 21,507 | 30,122 | 47,141 | 46,619 | 17,717 | 14,529 | 62,490 | 124,362 |
Interest on deposits | 14,076 | 11,465 | 9,014 | 8,031 | 6,096 | 6,077 | 7,391 | 7,278 | 5,650 | 6,179 | 11,278 | 14,384 |
Interest on negotiable certificates of deposit | 269 | 337 | 306 | 310 | 30 | 8 | 8 | 7 | 4 | 3 | 3 | 12 |
Interest on call money and bills sold | 224 | 297 | 417 | 483 | 917 | 1,272 | 975 | 632 | 34 | 24 | 184 | 463 |
Interest on call money | - | - | - | - | - | - | - | - | - | - | 184 | 463 |
Interest expenses on securities sold under repurchase agreements | - | - | - | - | - | 37 | 962 | 1,526 | 107 | 82 | 1,654 | 2,838 |
Interest expenses on cash collateral received for securities lent | 933 | 667 | 595 | 938 | 2,198 | 4,944 | 8,804 | 9,485 | 1,513 | 356 | 7,058 | 15,050 |
Interest on borrowings and rediscounts | 466 | 563 | 745 | 896 | 935 | 1,273 | 1,149 | 1,079 | 1,744 | 1,171 | 1,268 | 1,462 |
Interest expenses on bonds | - | - | - | 21 | 132 | 1,037 | 1,846 | 2,666 | 2,230 | 1,957 | 1,517 | 5,407 |
Interest expenses on interest rate swaps | - | - | - | - | - | - | - | - | - | 2,768 | 22,570 | 43,576 |
Other interest expenses | 1,540 | 1,446 | 1,775 | 4,133 | 10,759 | 15,239 | 25,857 | 23,805 | 6,376 | 4,754 | 16,955 | 41,166 |
Fees and commissions payments | 680 | 908 | 1,059 | 1,048 | 1,256 | 1,421 | 1,653 | 1,975 | 2,457 | 3,720 | 4,383 | 5,744 |
Fees and commissions on domestic and foreign exchanges | - | - | - | - | - | - | - | - | - | - | 139 | 138 |
Other fees and commissions | - | - | - | - | - | - | - | - | - | - | 2,702 | 1,955 |
Loss on trading account transactions | - | 97 | - | 698 | - | - | - | 8,431 | 19,322 | - | 10,636 | 9,671 |
Net loss on trading securities | - | - | - | - | - | - | - | - | - | - | 11,150 | 9,918 |
Other ordinary expenses | 5,168 | 10,056 | 10,745 | 7,545 | 12,540 | 9,755 | 10,729 | 14,983 | 14,920 | 7,334 | 32,835 | 40,794 |
Loss on foreign exchange transactions | - | - | - | - | - | - | - | - | - | - | 7,810 | 8,233 |
Loss on sale of bonds | - | - | - | - | - | - | - | - | - | - | 16,109 | 23,188 |
Loss on redemption of bonds | - | - | - | - | - | - | - | - | - | - | 590 | 3,555 |
Loss on devaluation of bonds | - | - | - | - | - | - | - | - | - | - | 373 | - |
Amortization of bond issuance costs | - | - | - | - | - | - | - | - | - | - | 165 | 227 |
Other | - | - | - | - | - | - | - | - | - | - | 8,709 | 7,262 |
General and administrative expenses | 39,866 | 39,252 | 38,631 | 41,140 | 44,363 | 46,268 | 49,332 | 53,681 | 56,128 | 57,490 | 59,463 | 62,424 |
Other expenses | 12,471 | 13,983 | 6,509 | 2,481 | 3,271 | 3,267 | 3,483 | 15,384 | 6,226 | 5,368 | 6,127 | 58,118 |
Provision of allowance for loan losses | - | 8,244 | 3,021 | - | - | - | 1,637 | 10,729 | 767 | 2,702 | 1,110 | 44,584 |
Write-off of loans | - | - | - | - | - | - | - | - | - | - | 1,482 | 1,244 |
Transfer to provision for credit losses on off-balance-sheet instruments | - | 1,944 | - | - | 158 | - | - | - | 49 | - | 84 | 1,463 |
Transfer to provision for credit losses on off-balance-sheet instruments | - | 1,944 | - | - | 158 | - | - | - | 49 | - | 84 | 1,463 |
Other | 12,471 | 3,794 | 3,487 | 2,481 | 3,112 | 3,267 | 1,845 | 4,655 | 5,409 | 2,665 | 4,932 | 12,070 |
Loss on sale of equity securities | - | - | - | - | - | - | - | - | - | - | - | 8,187 |
Loss on devaluation of equity securities | - | - | - | - | - | - | - | - | - | - | 80 | 450 |
Other | 12,471 | 3,794 | 3,487 | 2,481 | 3,112 | 3,267 | 1,845 | 4,655 | 5,409 | 2,665 | 4,932 | 12,070 |
Ordinary profit (loss) | 41,080 | 52,186 | 59,671 | 55,721 | 51,764 | 57,984 | 47,796 | 43,330 | 38,982 | 46,294 | 7,356 | -54,816 |
Extraordinary income | 108 | - | - | - | - | - | - | - | - | - | - | 1,870 |
Gain on disposal of non-current assets | 108 | - | - | - | - | - | - | - | - | - | - | - |
Gain on liquidation of subsidiaries and associates | - | - | - | - | - | - | - | - | - | - | - | 5,759 |
Reversal of foreign currency translation adjustments | - | - | - | - | - | - | - | - | - | - | - | 1,869 |
Gain on capital reduction of subsidiaries and associates | - | - | - | - | - | - | - | - | - | - | - | 4,183 |
Extraordinary losses | 316 | 41 | 5,759 | 4 | 1 | 21 | 1 | 4 | 4 | 319 | 2 | 227 |
Loss on disposal of non-current assets | 313 | 39 | 2 | 3 | 1 | 21 | 1 | 4 | 4 | 49 | 2 | 7 |
Impairment losses | 2 | - | 13 | - | - | - | - | - | - | 269 | - | 220 |
Loss on valuation of shares of subsidiaries and associates | - | - | - | - | - | - | - | - | - | - | 11,018 | - |
Profit (loss) before income taxes | 40,872 | 52,145 | 53,912 | 55,716 | 51,762 | 57,962 | 47,794 | 43,325 | 38,977 | 45,975 | 7,354 | -53,174 |
Income taxes - current | 1,577 | 2,729 | 3,452 | 1,257 | 9,458 | 14,191 | 13,478 | 19,843 | 13,680 | 13,110 | 437 | 810 |
Income taxes - deferred | -1,311 | 7,071 | 6,752 | 10,946 | -1,379 | 1,274 | 288 | -2,099 | -1,449 | -173 | 260 | -2,247 |
Income taxes | 265 | 9,801 | 10,205 | 12,204 | 8,079 | 15,465 | 13,767 | 17,743 | 12,230 | 12,937 | 698 | -1,437 |
Profit (loss) | - | - | 43,707 | 43,512 | 43,683 | 42,496 | 34,027 | 25,582 | 26,746 | 33,038 | 6,655 | -51,737 |
Profit (loss) attributable to non-controlling interests | - | - | 17 | 13 | -165 | -567 | -2,103 | -2,560 | -2,226 | -1,966 | -2,064 | -1,832 |
Profit (loss) attributable to owners of parent | - | - | 43,689 | 43,499 | 43,849 | 43,064 | 36,130 | 28,142 | 28,972 | 35,004 | 8,719 | -49,904 |