JP-listed companies
SBI Insurance Group Co., Ltd.

SBI Insurance Group Co., Ltd.JP:7326

Market cap

¥23B

P/E ratio

49.1x

Income statement Balance sheet Cash flow

	Mar 31, 2017	Mar 31, 2018	Mar 31, 2019	Mar 31, 2020	Mar 31, 2021	Mar 31, 2022	Mar 31, 2023	Mar 31, 2024
Cash and deposits	18,735	28,720	27,685	27,775	32,809	31,447	33,106	33,542
Cash and deposits	-	-	-	-	-	-	1,962	2,199
Prepaid expenses	-	-	-	-	-	-	14	14
Other	-	-	-	-	-	-	246	274
Current assets	-	-	-	-	-	-	2,223	2,489
Monetary claims bought	-	-	200	797	3,297	4,813	995	717
Buildings, net	100	135	164	266	272	312	421	446
Tools, furniture and fixtures, net	-	-	-	-	-	-	8	23
Property, plant and equipment	320	341	387	536	542	705	858	794
Buildings, net	100	135	164	266	272	312	421	446
Leased assets, net	33	39	58	39	26	2	1	1
Other, net	186	165	164	230	244	390	435	347
Software	1,970	2,273	2,993	3,766	4,295	4,272	4,474	4,000
Intangible assets	2,678	2,940	3,620	8,046	8,359	8,216	8,284	7,534
Software	1,970	2,273	2,993	3,766	4,295	4,272	4,474	4,000
Goodwill	705	665	625	3,359	3,224	3,186	3,131	2,928
Other	2	1	1	920	839	757	678	604
Investment securities	-	-	-	-	-	-	29	7
Shares of subsidiaries and associates	-	-	-	-	-	-	38,415	38,415
Deferred tax assets	-	-	87	107	165	468	449	396
Other	-	-	-	-	-	-	83	121
Investments and other assets	-	-	-	-	-	-	38,547	38,582
Non-current assets	-	-	-	-	-	-	38,616	38,718
Money held in trust	3,000	3,099	3,090	2,489	136	147	610	186
Assets	170,721	167,496	173,587	176,471	194,383	192,109	191,036	210,265
Securities	134,365	118,023	123,618	117,904	130,654	127,228	124,955	143,649
Loans receivable	573	446	303	247	153	157	186	129
Property, plant and equipment	320	341	387	536	542	705	858	794
Buildings, net	100	135	164	266	272	312	421	446
Leased assets, net	33	39	58	39	26	2	1	1
Other, net	186	165	164	230	244	390	435	347
Intangible assets	2,678	2,940	3,620	8,046	8,359	8,216	8,284	7,534
Software	1,970	2,273	2,993	3,766	4,295	4,272	4,474	4,000
Goodwill	705	665	625	3,359	3,224	3,186	3,131	2,928
Other	2	1	1	920	839	757	678	604
Agency accounts receivable	74	139	217	154	140	119	116	164
Reinsurance accounts receivable	1,802	3,213	3,578	4,230	4,710	5,216	6,993	8,541
Other assets	8,593	9,376	9,303	12,589	11,815	12,888	13,781	13,909
Deferred tax assets	-	-	87	107	165	468	449	396
Customers' liabilities for acceptances and guarantees	500	1,000	1,500	1,600	1,600	700	700	700
Allowance for doubtful accounts	-4	-4	-4	-7	-2	-1	-1	-
Assets	170,721	167,496	173,587	176,471	194,383	192,109	191,036	210,265
Reserve for insurance policy liabilities	130,901	126,531	123,975	122,239	130,587	133,976	136,929	143,533
Outstanding claims	13,117	12,706	15,613	16,930	17,213	19,929	21,868	23,113
Policy reserve	117,784	113,659	107,644	103,485	111,368	110,781	110,987	114,332
Reserve for dividends to policyholders	-	164	717	1,823	2,005	3,265	4,073	6,087
Accounts payable - other	-	-	-	-	-	-	36	98
Accrued expenses	-	-	-	-	-	-	-	1
Income taxes payable	-	-	-	-	-	-	27	52
Deposits received	-	-	-	-	-	-	4	6
Current liabilities	-	-	-	-	-	-	68	159
Agency accounts payable	284	286	257	312	401	423	467	447
Asset retirement obligations	-	-	-	-	-	-	20	54
Other	-	-	-	-	-	-	12	56
Non-current liabilities	-	-	-	-	-	-	33	111
Reinsurance accounts payable	2,508	2,959	3,401	3,686	4,561	4,946	5,561	7,284
Liabilities	140,072	136,455	135,136	134,879	150,586	149,036	152,172	170,270
Other liabilities	5,326	5,216	5,517	5,734	11,804	7,874	7,317	16,990
Retirement benefit liability	17	14	19	37	33	28	21	17
Reserve for price fluctuation	362	432	452	623	730	851	967	1,097
Deferred tax liabilities	-	-	12	647	868	234	207	198
Acceptances and guarantees	500	1,000	1,500	1,600	1,600	700	700	700
Liabilities	140,072	136,455	135,136	134,879	150,586	149,036	152,172	170,270
Share capital	3,240	3,240	7,236	8,375	8,375	8,375	8,375	8,375
Capital surplus	26,926	26,926	30,922	32,061	32,061	32,061	32,061	32,061
Legal capital surplus	-	-	-	-	-	-	21,635	21,635
Other capital surplus	-	-	-	-	-	-	10,420	10,420
Capital surplus	26,926	26,926	30,922	32,061	32,061	32,061	32,061	32,061
Retained earnings	-8	715	1,567	1,902	2,666	3,558	4,798	6,000
Retained earnings brought forward	-	-	-	-	-	-	286	506
Retained earnings	-8	715	1,567	1,902	2,666	3,558	4,798	6,000
Treasury shares	-	-	-	-	-	-	-	-
Shareholders' equity	30,157	30,881	39,725	42,338	43,102	43,994	45,234	46,436
Valuation difference on available-for-sale securities	373	40	-1,407	-862	572	-1,043	-6,495	-6,552
Valuation and translation adjustments	373	40	-1,407	-862	572	-1,043	-6,495	-6,552
Share acquisition rights	-	-	21	21	21	21	21	-
Net assets	30,648	31,041	38,450	41,591	43,796	43,073	38,864	39,995
Non-controlling interests	117	119	111	93	99	101	103	110
Net assets	30,648	31,041	38,450	41,591	43,796	43,073	38,864	39,995
Liabilities and net assets	170,721	167,496	173,587	176,471	194,383	192,109	191,036	210,265