San ju San Financial Group,IncJP:7322
| Mar 31,
2019 | Mar 31,
2020 | Mar 31,
2021 | Mar 31,
2022 | Mar 31,
2023 | Mar 31,
2024 |
|---|
| Profit (loss) before income taxes | 54,011 | 6,538 | 5,430 | 3,746 | 8,985 | 10,447 |
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| Depreciation | 3,237 | 3,455 | 3,994 | 5,293 | 4,648 | 4,408 |
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| Impairment losses | 134 | 52 | 1,056 | 1,017 | 589 | 318 |
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| Increase (decrease) in allowance for loan losses | 218 | -816 | 6,898 | -2,383 | -618 | -3,045 |
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| Increase (decrease) in provision for bonuses | -26 | -24 | 18 | -150 | -117 | 8 |
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| Decrease (increase) in retirement benefit asset | -194 | -304 | 206 | -1,151 | 262 | 425 |
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| Increase (decrease) in retirement benefit liability | -734 | -687 | -643 | 946 | - | 5 |
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| Increase (decrease) in provision for retirement benefits for directors (and other officers) | 27 | 36 | - | -132 | 10 | 14 |
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| Increase (decrease) in provision for share awards | 50 | 67 | 62 | 2 | -12 | 37 |
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| Increase (decrease) in provision for reimbursement of deposits | -40 | -92 | 6 | -83 | -31 | -37 |
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| Increase (decrease) in provision for contingent loss | -60 | - | -40 | -243 | 118 | -1 |
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| Interest income | -36,688 | -36,168 | -34,901 | -34,305 | -32,768 | -34,235 |
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| Interest expenses | 1,423 | 1,173 | 815 | 544 | 454 | 485 |
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| Loss (gain) related to securities | -1,536 | 1,788 | -6,259 | -1,825 | 459 | 189 |
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| Loss (gain) on money held in trust | 99 | - | - | - | -5 | -41 |
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| Loss (gain) on disposal of non-current assets | 10 | -335 | -3,073 | 64 | -836 | -1,010 |
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| Net decrease (increase) in loans and bills discounted | -65,069 | -298 | -91,434 | 25,104 | -75,967 | -76,889 |
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| Net increase (decrease) in deposits | 45,926 | -57,439 | 231,537 | 7,831 | 48,538 | 52,730 |
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| Net increase (decrease) in negotiable certificates of deposit | -11,200 | 3,300 | -2,900 | -6,600 | 600 | 6,800 |
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| Net increase (decrease) in borrowed money (excluding subordinated borrowings) | -7,603 | -15,625 | 132,973 | 334,646 | -369,978 | 83,189 |
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| Net decrease (increase) in due from banks (excluding due from Bank of Japan) | -13 | -609 | 403 | -14 | -2,935 | 3,020 |
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| Net decrease (increase) in call loans | 1,040 | -1,457 | 1,770 | 1,001 | 1,000 | -251 |
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| Net decrease (increase) in trading securities | -30 | 100 | 228 | 327 | 84 | 472 |
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| Net decrease (increase) in foreign exchanges - assets | 339 | -527 | -619 | -163 | 542 | 2,771 |
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| Net increase (decrease) in foreign exchanges - liabilities | -78 | -5 | 13 | -19 | -26 | 1 |
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| Net decrease (increase) in lease receivables and investments in leases | -4,161 | -3,816 | 996 | 1,395 | 182 | -1,116 |
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| Interest received | 40,025 | 38,609 | 36,541 | 35,069 | 33,207 | 33,275 |
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| Interest paid | -1,796 | -1,474 | -1,024 | -640 | -469 | -488 |
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| Other, net | -3,209 | -9,795 | -8,449 | 11,148 | 395 | -12,495 |
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| Subtotal | -19,251 | -107,419 | 273,605 | 380,426 | -383,687 | 68,991 |
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| Income taxes paid | -2,266 | -2,846 | -4,295 | -5,526 | -1,506 | -2,341 |
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| Income taxes refund | - | - | - | - | 2,727 | 443 |
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| Net cash provided by (used in) operating activities | -21,517 | -110,265 | 269,310 | 374,900 | -382,466 | 67,093 |
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| Purchase of securities | -202,679 | -170,080 | -141,545 | -115,834 | -261,709 | -151,165 |
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| Proceeds from sale of securities | 44,074 | 53,481 | 60,656 | 21,363 | 51,817 | 31,213 |
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| Proceeds from redemption of securities | 171,849 | 193,129 | 135,194 | 94,459 | 106,401 | 105,173 |
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| Increase in money held in trust | - | - | - | - | -40,000 | -10,000 |
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| Decrease in money held in trust | - | - | - | - | - | 50,000 |
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| Purchase of property, plant and equipment | -1,876 | -2,485 | -3,383 | -2,020 | -1,825 | -3,426 |
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| Purchase of intangible assets | -1,859 | -4,584 | -3,955 | -3,254 | -543 | -563 |
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| Proceeds from sale of property, plant and equipment | 136 | 702 | 6,185 | 480 | 2,382 | 2,422 |
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| Other, net | -1 | -87 | -286 | -241 | -459 | -269 |
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| Net cash provided by (used in) investing activities | 9,643 | 70,075 | 52,865 | -5,048 | -143,937 | 23,385 |
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| Dividends paid | -2,795 | -2,224 | -2,225 | -2,228 | -2,056 | -1,883 |
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| Dividends paid to non-controlling interests | -7 | -1 | - | -4 | - | - |
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| Purchase of treasury shares | -325 | -3 | -2 | -2 | -30,223 | -4 |
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| Proceeds from sale of treasury shares | - | - | - | - | - | - |
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| Repayments of lease liabilities | - | - | - | -18 | -6 | -1 |
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| Purchase of shares of subsidiaries not resulting in change in scope of consolidation | -1,737 | -927 | - | - | - | -397 |
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| Net cash provided by (used in) financing activities | -4,865 | -10,146 | -2,228 | -2,254 | -32,287 | -2,287 |
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| Net increase (decrease) in cash and cash equivalents | -16,739 | -50,336 | 319,949 | 367,597 | -558,691 | 88,191 |
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