- JP-listed companies
- THE FIRST BANK OF TOYAMA, LTD.
THE FIRST BANK OF TOYAMA, LTD.JP:7184
Market cap
¥67.5B
P/E ratio
13x
| Mar 31, 2013 | Mar 31, 2014 | Mar 31, 2015 | Mar 31, 2016 | Mar 31, 2017 | Mar 31, 2018 | Mar 31, 2019 | Mar 31, 2020 | Mar 31, 2021 | Mar 31, 2022 | Mar 31, 2023 | Mar 31, 2024 | |
| Profit (loss) before income taxes | 2,580 | 5,587 | 7,933 | 7,667 | 7,404 | 7,829 | 4,385 | 3,335 | 3,470 | 4,915 | 6,082 | 8,912 |
| Depreciation | 686 | 940 | 999 | 1,404 | 1,414 | 1,364 | 1,172 | 1,060 | 1,105 | 1,011 | 971 | 988 |
| Impairment losses | 18 | 48 | 113 | 255 | 63 | 22 | 365 | 589 | 73 | 424 | 236 | 325 |
| Increase (decrease) in allowance for loan losses | -344 | -385 | -588 | -1,575 | -1,536 | 340 | 1,332 | -117 | 1,097 | 2,405 | 172 | 860 |
| Increase (decrease) in provision for bonuses for directors (and other officers) | - | -1 | -1 | - | - | -1 | - | 1 | 1 | - | - | 7 |
| Decrease (increase) in retirement benefit asset | - | - | - | - | - | - | - | - | -132 | -37 | 4 | -76 |
| Increase (decrease) in retirement benefit liability | - | 143 | 8 | -45 | -106 | -2,194 | -70 | -160 | -375 | 22 | 69 | -223 |
| Increase (decrease) in provision for reimbursement of deposits | 27 | 29 | - | -23 | -1 | 5 | - | -41 | -2 | -11 | -2 | -1 |
| Increase (decrease) in provision for contingent loss | -13 | 16 | 25 | -49 | -6 | 12 | 73 | -47 | 88 | 189 | 184 | 18 |
| Interest income | -17,800 | -17,735 | -18,534 | -19,116 | -18,814 | -17,728 | -17,929 | -18,193 | -16,450 | -17,392 | -18,550 | -21,111 |
| Interest expenses | 1,096 | 963 | 1,016 | 1,071 | 936 | 807 | 668 | 500 | 282 | 188 | 163 | 181 |
| Loss (gain) related to securities | 4,753 | -438 | -1,642 | -922 | -764 | -3,050 | -768 | 2,183 | -1,995 | -1,547 | 1,267 | -2,209 |
| Foreign exchange losses (gains) | - | - | - | -265 | -52 | -12 | 47 | 191 | -288 | -511 | 1,725 | 541 |
| Loss (gain) on disposal of non-current assets | 2 | 32 | 16 | 9 | -96 | 1 | -10 | 6 | 2 | -105 | 7 | -14 |
| Net decrease (increase) in loans and bills discounted | -6,923 | -17,302 | -45,404 | -4,897 | -11,666 | -10,035 | 6,775 | 13,400 | -37,331 | -40,788 | -50,085 | -41,289 |
| Net increase (decrease) in deposits | 22,006 | 80,511 | 31,116 | 33,259 | 24,538 | 33,313 | 5,886 | 20,158 | 42,267 | 12,408 | 9,773 | 71,153 |
| Net increase (decrease) in negotiable certificates of deposit | 335 | 6,125 | 7,703 | 21,047 | 7,060 | -12,672 | -4,978 | 22,111 | -40,133 | 20,000 | 49,000 | -55,000 |
| Net increase (decrease) in borrowed money (excluding subordinated borrowings) | 2,930 | 1,996 | 1,172 | 4,057 | -1,432 | -934 | -4,808 | -669 | 30,942 | 6,759 | -29,447 | -5,787 |
| Net decrease (increase) in due from banks (excluding due from Bank of Japan) | -47 | -1,545 | 707 | -52 | -347 | 1,147 | -120 | -1,337 | 661 | 298 | 524 | -87 |
| Net decrease (increase) in trading securities | 43 | -60 | -78 | -8 | -10 | 39 | -26 | 29 | 9 | 48 | 33 | 52 |
| Net increase (decrease) in call money | 24,700 | -15,200 | 7,100 | 5,200 | 15,000 | -15,000 | -15,000 | 20,000 | -20,000 | -5,000 | -10,000 | 35,000 |
| Net decrease (increase) in foreign exchanges - assets | -1,927 | 124 | -1,846 | 2,527 | 9 | 491 | -54 | -329 | 582 | -570 | -420 | -336 |
| Lncrease (decrease) in lease receivables and investment assets | 159 | -377 | -90 | -661 | -644 | -401 | -540 | 55 | -905 | -725 | 342 | -1,374 |
| Interest received | 17,694 | 17,844 | 18,587 | 19,100 | 19,110 | 17,730 | 17,852 | 18,344 | 16,313 | 17,370 | 18,519 | 20,785 |
| Interest paid | -1,670 | -1,032 | -1,104 | -961 | -689 | -861 | -706 | -1,171 | -598 | -235 | -276 | -785 |
| Other, net | 826 | 468 | -5 | 302 | 25 | -571 | -178 | -237 | 1,076 | -1,528 | -1,777 | -973 |
| Subtotal | 50,976 | 63,755 | 16,007 | 74,514 | 39,395 | -355 | -6,633 | 79,662 | -20,237 | -2,413 | -21,482 | 9,554 |
| Income taxes refund (paid) | - | - | - | - | - | - | -2,950 | -617 | -864 | -1,853 | -2,222 | -1,349 |
| Net cash provided by (used in) operating activities | 49,506 | 63,319 | 13,048 | 71,370 | 37,925 | -1,704 | -9,583 | 79,045 | -21,101 | -4,267 | -23,704 | 8,204 |
| Purchase of securities | -156,412 | -104,358 | -144,481 | -143,890 | -200,970 | -179,533 | -110,129 | -208,433 | -127,770 | -134,756 | -150,113 | -168,150 |
| Proceeds from sale of securities | 81,340 | 44,325 | 55,746 | 38,633 | 136,463 | 141,388 | 107,126 | 124,977 | 122,090 | 85,441 | 145,149 | 90,080 |
| Proceeds from redemption of securities | 28,326 | 31,948 | 42,562 | 58,358 | 42,464 | 29,851 | 24,023 | 22,844 | 35,747 | 35,017 | 51,388 | 66,476 |
| Purchase of property, plant and equipment | -861 | -1,565 | -680 | -4,973 | -835 | -247 | -271 | -961 | -216 | -419 | -135 | -569 |
| Proceeds from sale of property, plant and equipment | - | 14 | 3 | 41 | 397 | 17 | 35 | - | - | 254 | 10 | 80 |
| Purchase of intangible assets | -674 | -146 | -171 | -464 | -447 | -246 | -414 | -406 | -218 | -108 | -254 | -430 |
| Net cash provided by (used in) investing activities | -48,281 | -29,782 | -47,020 | -52,294 | -22,827 | -8,771 | 20,369 | -61,979 | 29,632 | -14,572 | 46,044 | -12,512 |
| Dividends paid | -453 | -452 | -543 | -664 | -1,069 | -936 | -936 | -934 | -798 | -799 | -977 | -1,532 |
| Dividends paid to non-controlling interests | - | - | -1 | -1 | -1 | -1 | -1 | -2 | -1 | -1 | -2 | -5 |
| Balance of purchase and saies of treasury stock | -9 | -13 | -6 | - | - | - | - | -139 | - | - | -1,000 | -500 |
| Net cash provided by (used in) financing activities | -464 | -467 | -551 | 2,159 | -1,071 | -937 | -937 | -1,075 | -826 | -800 | -1,979 | -2,038 |
| Effect of exchange rate change on cash and cash equivalents | 1 | - | - | -1 | 1 | -1 | - | - | 1 | 2 | - | 1 |
| Net increase (decrease) in cash and cash equivalents | 762 | 33,069 | -34,523 | 21,234 | 14,027 | -11,415 | 9,848 | 15,990 | 7,704 | -19,637 | 20,359 | -6,345 |