- JP-listed companies
- JAPAN POST INSURANCE Co. , Ltd.
JAPAN POST INSURANCE Co. , Ltd.JP:7181
Market cap
¥993B
P/E ratio
11.4x
| Mar 31, 2015 | Mar 31, 2016 | Mar 31, 2017 | Mar 31, 2018 | Mar 31, 2019 | Mar 31, 2020 | Mar 31, 2021 | Mar 31, 2022 | Mar 31, 2023 | Mar 31, 2024 | |
| Profit (loss) before income taxes | 192,536 | 161,994 | 120,182 | 147,122 | 170,605 | 216,607 | 233,537 | 220,579 | 137,829 | 121,244 |
| Depreciation | 35,224 | 36,700 | 46,819 | 61,321 | 58,076 | 57,496 | 59,387 | 54,562 | 39,490 | 41,217 |
| Increase (decrease) in outstanding claims | -113,534 | -82,988 | -57,790 | -29,180 | -28,628 | -58,343 | -42,203 | -16,412 | 7,778 | -36,474 |
| Increase (decrease) in policy reserve | -2,632,889 | -2,750,098 | -2,187,268 | -2,397,936 | -2,716,748 | -2,767,383 | -2,895,445 | -2,864,265 | -3,015,234 | -3,005,427 |
| Interest on reserve for dividends to policyholders | 1,497 | 132 | 25 | 7 | 7 | 8 | 8 | 9 | 9 | 137 |
| Provision (reversal) of reserve for dividends to policyholders | 200,722 | 178,004 | 152,679 | 117,792 | 111,806 | 109,236 | 65,465 | 73,113 | 62,067 | 55,899 |
| Increase (decrease) in allowance for doubtful accounts | -92 | -170 | -114 | 37 | -236 | -10 | -64 | -4 | - | -32 |
| Increase (decrease) in retirement benefit liability | -3,375 | 2,446 | 1,381 | 1,554 | 1,522 | 798 | 353 | 1,898 | 1,017 | 26,600 |
| Increase (decrease) in provision for share awards for directors (and other officers) | - | - | - | - | 30 | -38 | -53 | 119 | 85 | 76 |
| Increase (decrease) in reserve for price fluctuation | 97,934 | 70,100 | 6,444 | 128,031 | -19,251 | -39,152 | 46,477 | 67,789 | -82,645 | -16,161 |
| Interest, dividends and other income | -1,365,796 | -1,308,679 | -1,226,193 | -1,152,306 | -1,085,969 | -1,049,804 | -1,004,635 | -985,879 | -950,717 | -865,269 |
| Loss (gain) related to securities | -56,937 | 978 | 47,039 | 35,175 | 27,640 | 5,243 | 22,147 | 29,432 | 128,092 | 26,753 |
| Interest expenses | 4,298 | 4,370 | 2,218 | 1,450 | 1,064 | 2,132 | 2,312 | 2,352 | 4,639 | 4,993 |
| Foreign exchange losses (gains) | -12 | 402 | 3,362 | -284 | 1,124 | 2,085 | -7,759 | -20,879 | -6,814 | -13,579 |
| Loss (gain) related to property, plant and equipment | 1,310 | 999 | 183 | -85,747 | 394 | -272 | 119 | -5,440 | 263 | 174 |
| Decrease (increase) in agency accounts receivable | 7,628 | 13,829 | 30,304 | 17,173 | 11,754 | -23,627 | -7,662 | 5,962 | 5,980 | 30,010 |
| Decrease (increase) in reinsurance accounts receivable | -396 | -738 | -924 | -933 | -645 | -185 | 118 | 23 | -134 | -3,597 |
| Decrease (increase) in other investing and financing activities assets | -86,519 | -42,294 | 141,332 | 37,643 | 3,775 | 47,682 | 2,584 | -4,270 | 1,251 | -145,438 |
| Increase (decrease) in reinsurance accounts payable | 782 | 1,360 | 1,396 | 1,259 | 436 | 125 | -201 | -138 | 40 | -295 |
| Increase (decrease) in other investing and financing activities liabilities | -8,926 | -22,185 | -1,914 | 4,810 | 6,616 | -23,353 | -1,108 | 1,918 | 15,885 | 21,712 |
| Other, net | -28,995 | -44,128 | -30,292 | -63,709 | -2,744 | 26,826 | -61,457 | -105,111 | -88,367 | -82,147 |
| Subtotal | -3,757,421 | -3,779,964 | -2,951,050 | -3,174,619 | -3,458,277 | -3,464,204 | -3,614,951 | -3,547,490 | -3,739,480 | -3,839,603 |
| Interest and dividends received | 1,438,805 | 1,376,599 | 1,315,932 | 1,178,908 | 1,170,197 | 1,168,879 | 1,059,143 | 1,029,437 | 991,216 | 878,801 |
| Interest paid | -4,311 | -4,401 | -2,142 | -1,567 | -863 | -2,080 | -2,041 | -2,457 | -4,524 | -4,862 |
| Dividends paid to policyholders | -349,687 | -316,246 | -316,351 | -267,178 | -220,769 | -185,042 | -159,817 | -155,691 | -146,714 | -129,463 |
| Income taxes paid and refund | - | - | - | - | - | - | - | - | -78,594 | 31,960 |
| Net cash provided by (used in) operating activities | -2,888,489 | -2,922,978 | -2,090,939 | -2,398,486 | -2,691,710 | -2,590,214 | -2,806,302 | -2,755,684 | -2,978,098 | -3,063,168 |
| Purchases of call loans | -33,053,228 | -36,244,900 | -26,495,000 | -8,090,000 | -8,535,000 | -8,110,000 | -7,660,000 | -7,600,000 | -7,380,000 | -7,340,000 |
| Proceeds from redemption of call loans | 32,837,825 | 36,330,328 | 26,705,000 | 7,975,000 | 8,650,000 | 7,880,000 | 7,910,000 | 7,690,000 | 7,380,000 | 7,340,000 |
| Net increase (decrease) in receivables under resale agreements | - | - | - | - | - | - | - | -2,120,137 | 735,373 | 337,571 |
| Purchase of monetary claims bought | -3,417,540 | -2,508,852 | -1,616,999 | -429,999 | -1,319,999 | -1,524,997 | -1,434,928 | -384,982 | -119,988 | -19,995 |
| Proceeds from sale and redemption of monetary claims bought | 3,131,989 | 2,474,034 | 2,018,804 | 281,242 | 1,141,145 | 1,561,185 | 1,476,386 | 621,790 | 111,808 | 41,682 |
| Increase in money held in trust | -550,000 | -400,400 | -215,000 | -495,300 | -380,229 | -578,400 | -234,480 | -192,625 | -179,250 | -291,790 |
| Decrease in money held in trust | - | 40,000 | - | 30,000 | 352,235 | 26,627 | 34,428 | 109,700 | 277,340 | 168,963 |
| Purchase of securities | -3,849,529 | -4,264,540 | -8,424,473 | -5,116,144 | -3,946,108 | -2,089,450 | -2,702,286 | -3,335,435 | -1,709,400 | -2,025,036 |
| Proceeds from sale and redemption of securities | 7,196,095 | 6,728,431 | 8,107,266 | 8,298,957 | 5,761,118 | 4,484,366 | 3,659,771 | 5,087,083 | 4,985,845 | 4,459,587 |
| Loan advances | -1,354,547 | -1,172,737 | -1,065,448 | -911,162 | -890,808 | -718,896 | -571,239 | -433,954 | -421,335 | -444,874 |
| Proceeds from collection of loans receivable | 2,397,748 | 2,171,621 | 1,982,969 | 1,344,889 | 1,731,605 | 1,842,215 | 1,269,894 | 1,146,082 | 1,067,457 | 769,394 |
| Net increase (decrease) in payables under repurchase agreements | - | - | - | - | - | - | - | 2,570,899 | 1,169,788 | 164,312 |
| Net increase (decrease) in cash collateral received for securities lent | -44,684 | -10,013 | 1,240,587 | -1,225,519 | -240,736 | 867,329 | 297,328 | -2,350,772 | -2,236,696 | - |
| Other, net | 144,115 | -163,575 | -43,843 | -588 | -111,644 | 53,220 | -63,911 | -264,496 | -425,078 | -353,155 |
| Total of net cash provided by (used in) investment transactions | 3,539,576 | 2,691,662 | 1,681,731 | 1,885,875 | 2,715,597 | 3,293,691 | 2,587,587 | 3,128,238 | 3,255,864 | 2,806,659 |
| Total of net cash provided by (used in) operating activities and investment transactions | 651,086 | -231,316 | -409,207 | -512,611 | 23,887 | 703,477 | -218,714 | 372,554 | 277,765 | -256,508 |
| Purchase of property, plant and equipment | -28,399 | -31,889 | -3,219 | -6,332 | -27,026 | -10,040 | -3,838 | -3,772 | -3,990 | -48,738 |
| Proceeds from sale of property, plant and equipment | - | - | - | 115,849 | 6 | 573 | - | 13,162 | - | 10 |
| Purchase of intangible assets | -56,722 | -62,952 | -49,347 | -27,107 | -35,297 | -36,618 | -28,487 | -25,884 | -28,251 | -37,791 |
| Purchase of shares of subsidiaries | - | - | - | - | - | - | - | - | -800 | -200 |
| Other, net | -5,692 | 86 | -152 | -759 | -275 | 603 | -986 | -43 | -6,022 | 1,856 |
| Net cash provided by (used in) investing activities | 3,448,761 | 2,596,907 | 1,629,012 | 1,967,525 | 2,653,004 | 3,248,209 | 2,554,274 | 3,111,700 | 3,216,799 | 2,721,796 |
| Repayments of lease liabilities | -514 | -552 | -519 | -636 | -698 | -875 | -669 | -712 | -1,310 | -1,598 |
| Proceeds from issuance of bonds | - | - | - | - | 99,398 | - | 198,798 | - | - | 99,383 |
| Purchase of treasury shares | - | - | -538 | - | - | -99,999 | - | -358,882 | -35,739 | - |
| Proceeds from disposal of treasury shares | - | - | - | - | - | - | - | - | - | 4 |
| Dividends paid | -16,808 | -24,527 | -33,564 | -35,984 | -40,790 | -64,529 | -21,385 | -60,673 | -35,888 | -35,620 |
| Net cash provided by (used in) financing activities | -17,322 | -25,080 | -34,622 | -36,620 | 57,909 | -165,405 | 176,743 | -420,268 | -72,939 | 62,169 |
| Net increase (decrease) in cash and cash equivalents | 542,949 | -351,150 | -496,549 | -467,581 | 19,203 | 492,590 | -75,283 | -64,252 | 165,762 | -279,202 |