Iyogin Holdings,Inc. (5830) Stock Price

Iyo Gin Holdings provides diverse financial services centered on banking operations. The group consists of 18 consolidated subsidiaries including Iyo Bank, 5 non-consolidated subsidiaries, and 3 affiliated companies. Banking operations include deposits, lending, securities investment, and foreign exchange services, with business activities closely integrated with the local community.

Consolidated subsidiaries other than Iyo Bank handle bank operations outsourcing, credit guarantees, credit cards, securities investment, and investment fund management. Through these services, the group provides comprehensive financial solutions and contributes to regional economic development.

Lease operations are managed by Iyo Gin Lease Co., Ltd. The company provides leasing services to corporations and individuals, supporting their capital equipment investments. This addresses customers' financing needs.

Other business operations include information processing outsourcing, software development, and securities services. These services complement financial operations and provide comprehensive support to customers.

Iyo Bank Holdings is committed to contributing to regional economic development as its fundamental policy, while pursuing sustainable growth and long-term enhancement of corporate value. The company operates under the mission of "Creating tomorrow's vibrant and dynamic communities" and is guided by the management principle of earning trust through optimal service delivery.

The company's long-term management strategy aims to become "a corporate group that continuously creates and delivers new value." By leveraging digital technology and advancing structural reforms in "sales operations × human capital," the company seeks to strengthen its "earning power" with a 10-year perspective. The 2024 fiscal year medium-term management plan will promote transformation in the mindset and behavior of executives and employees.

Iyo Bank Holdings has identified five material issues based on consideration of regional social changes and stakeholder needs. Using the keywords "growth," "adaptation," "resilience," and "improvement," the company will formulate divisional strategies and practice sustainability-focused management.

The company has established indicators to measure economic and social impact, aiming to enhance corporate value. By fiscal year 2026, it targets a consolidated ROE of 7.00% and net income attributable to parent company shareholders of 58 billion yen. The company has also set social targets including CO2 emissions reduction and improved employee engagement.

Iyo Bank Holdings will advance capital efficiency initiatives to respond to the rapidly changing business environment. The company aims to provide services that contribute to regional development and growth from both financial and non-financial perspectives, thereby embodying the group's corporate philosophy.