| May 31,
2022 | May 31,
2023 | May 31,
2024 |
|---|
| Profit (loss) before income taxes | 234 | 250 | 274 |
|---|
| Depreciation | 4 | 6 | 7 |
|---|
| Increase (decrease) in allowance for doubtful accounts | 1 | 6 | 7 |
|---|
| Increase (decrease) in provision for bonuses for directors (and other officers) | 1 | -3 | 0 |
|---|
| Interest and dividend income | -32 | -28 | -27 |
|---|
| Interest expenses | 94 | 101 | 124 |
|---|
| Net decrease (increase) in lease receivables and investments in leases | -3 | -36 | 19 |
|---|
| Loss (gain) on sale of investment securities | - | -14 | - |
|---|
| Decrease (increase) in trade receivables | -5 | -8 | -62 |
|---|
| Decrease (increase) in purchased receivables | 1,250 | -2,409 | -905 |
|---|
| Decrease (increase) in operating loans | -427 | 25 | 25 |
|---|
| Increase (decrease) in trade payables | -16 | 3 | 2 |
|---|
| Increase (decrease) in accrued consumption taxes | -6 | 12 | -8 |
|---|
| Other, net | 13 | 69 | -57 |
|---|
| Subtotal | 1,109 | -2,026 | -601 |
|---|
| Interest and dividends received | 31 | 28 | 27 |
|---|
| Interest paid | -94 | -103 | -127 |
|---|
| Income taxes refund | - | 0 | - |
|---|
| Income taxes paid | -135 | -88 | -82 |
|---|
| Net cash provided by (used in) operating activities | 911 | -2,188 | -783 |
|---|
| Payments into time deposits | -45 | -44 | -94 |
|---|
| Proceeds from cancellation of time deposits | 75 | 12 | 76 |
|---|
| Proceeds from sale of investment securities | - | 100 | - |
|---|
| Proceeds from redemption of investment securities | 8 | 8 | - |
|---|
| Payment for long-term leasehold deposits and advances | - | -11 | - |
|---|
| Purchase of property, plant and equipment | -2 | -19 | -2 |
|---|
| Purchase of intangible assets | -3 | - | -0 |
|---|
| Other, net | -0 | - | 0 |
|---|
| Net cash provided by (used in) investing activities | 32 | 46 | -21 |
|---|
| Net increase (decrease) in short-term borrowings | -1,010 | 1,874 | 880 |
|---|
| Proceeds from long-term borrowings | 140 | 680 | 200 |
|---|
| Repayments of long-term borrowings | -186 | -318 | -494 |
|---|
| Redemption of bonds | -100 | -40 | -50 |
|---|
| Repayments of lease liabilities | -4 | -16 | -19 |
|---|
| Dividends paid | -8 | -8 | -8 |
|---|
| Net cash provided by (used in) financing activities | -1,167 | 2,173 | 509 |
|---|
| Net increase (decrease) in cash and cash equivalents | -223 | 31 | -294 |
|---|