FIRST COMMONWEALTH FINANCIAL CORP (FCF) Income statement

Market cap

$1.8B

P/E ratio

12.2x

Summary Financials

Income statement Balance sheet Cash flow Other

	2011/12	2012/12	2013/12	2014/12	2015/12	2016/12	2017/12	2018/12	2019/12	2020/12	2021/12	2022/12	2023/12	2024/12	2025/12
Revenue	232	219	206	202	204	218	251	292	325	301	294	330	530	600	633
Revenue growth (%)	-
Operating expenses	177	177	169	171	164	160	200	196	210	216	214	230	270	271	295
Income before tax	15	57	57	62	71	85	104	133	131	90	173	160	198	178	191
Pretax margin (%)	6.4	25.8	27.5	30.7	34.8	39.2	41.4	45.4	40.2	29.9	58.8	48.5	37.3	29.7	30.2
Provision for income taxes	-0	15	15	18	21	26	49	25	26	17	35	32	40	36	39
Effective tax rate (%)
Net income	15	42	41	44	50	60	55	107	105	73	138	128	157	143	152
Net income margin (%)
Earnings per share	0.15	0.4	0.43	0.48	0.56	0.67	0.58	1.09	1.07	0.75	1.45	1.37	1.55	1.4	1.48
Diluted EPS	0.15	0.4	0.43	0.48	0.56	0.67	0.58	1.08	1.07	0.75	1.44	1.37	1.54	1.39	1.47
Dividend payout ratio (%)
Dividend per share	0.12	0.18	0.23	0.28	0.28	0.28	0.32	0.35	0.4	0.44	0.46	0.47	0.49	0.52	0.54