US-listed companies
Eastern Bankshares, Inc.

Eastern Bankshares, Inc.EBC

Market cap

$2.9B

P/E ratio

Income statement Balance sheet Cash flow

	Dec 31, 2020	Dec 31, 2021	Dec 31, 2022	Dec 31, 2023
Cash and due from banks	117	145	106	87
Short-term investments	1,937	1,087	63	606
Cash and cash equivalents	2,054	1,232	170	693
Debt Securities, Available-for-Sale, Excluding Accrued Interest	-	-	6,691	4,408
Held to maturity (fair value $404,822 and $423,226, respectively)	-	-	477	450
Total securities	3,184	-	7,167	4,857
Loans held for sale	-	1	5	1
Commercial and industrial	-	2,961	3,151	3,034
Commercial real estate	-	4,523	5,155	5,457
Commercial construction	-	222	336	387
Business banking	-	1,335	1,090	-
Business banking	-	1,335	1,090	1,086
Residential real estate	-	1,927	2,461	2,565
Consumer home equity	-	1,100	1,188	1,208
Other consumer	-	214	194	236
Total loans	-	12,282	13,576	13,973
Commercial and industrial	-	18	27	27
Commercial real estate	-	52	55	65
Commercial construction	-	3	7	7
Business banking	-	11	16	15
Residential real estate	-	7	28	26
Consumer home equity	-	4	6	6
Allowance for loan losses	-	98	142	149
Unamortized premiums, net of unearned discounts and deferred fees, net of costs	-	-26	-13	-25
Net loans	-	12,157	13,420	13,799
Commercial and industrial	-	2,961	3,151	3,034
Commercial real estate	-	4,523	5,155	5,457
Commercial construction	-	222	336	387
Business banking	-	1,335	1,090	-
Business banking	-	1,335	1,090	1,086
Residential real estate	-	1,927	2,461	2,565
Consumer home equity	-	1,100	1,188	1,208
Other consumer	-	214	194	236
Total loans	-	12,282	13,576	13,973
Commercial and industrial	-	18	27	27
Commercial real estate	-	52	55	65
Commercial construction	-	3	7	7
Business banking	-	11	16	15
Residential real estate	-	7	28	26
Consumer home equity	-	4	6	6
Allowance for loan losses	-	98	142	149
Unamortized premiums, net of unearned discounts and deferred fees, net of costs	-	-26	-13	-25
Net loans	-	12,157	13,420	13,799
Federal Home Loan Bank Stock	9	11	41	6
Premises and equipment	49	81	63	-
Premises and equipment	-	-	-	60
Bank-owned life insurance	79	157	161	165
Goodwill and other intangibles, net	377	650	661	566
Deferred income taxes, net	13	77	332	266
Prepaid Expense	149	179	166	183
Other assets	456	456	462	536
Total assets	15,964	23,512	22,647	21,133
Total assets	15,964	23,512	22,647	21,133
Demand	4,911	7,021	6,241	5,162
Interest checking accounts	2,380	4,479	4,568	3,737
Savings accounts	1,257	2,077	1,831	1,323
Money market investment	3,349	5,525	4,710	4,664
Time Deposits	259	526	1,624	2,709
Total deposits	12,156	19,628	18,974	17,596
Short-term Federal Home Loan Bank advances	-	-	691	0
Escrow deposits of borrowers	13	20	22	22
Interest rate swap collateral funds	-	-	14	9
Long-term Federal Home Loan Bank advances	15	14	13	18
Total borrowed funds	-	-	741	48
Other liabilities	352	443	460	514
Total liabilities	12,536	20,106	20,175	18,158
Total liabilities	12,536	20,106	20,175	18,158
Common Stock, Value, Issued	2	2	2	2
Additional paid in capital	1,854	1,835	1,649	1,666
Common Stock, Value, Issued	2	2	2	2
Unallocated common shares held by the Employee Stock Ownership Plan	148	143	138	133
Additional paid in capital	1,854	1,835	1,649	1,666
Retained earnings	1,666	1,769	1,882	2,048
Unallocated common shares held by the Employee Stock Ownership Plan	148	143	138	133
Accumulated other comprehensive income, net of tax	54	-57	-923	-608
Retained earnings	1,666	1,769	1,882	2,048
Total shareholders’ equity	3,428	3,406	2,472	2,975
Accumulated other comprehensive income, net of tax	54	-57	-923	-608
Total liabilities and shareholders’ equity	15,964	23,512	22,647	21,133
Total shareholders’ equity	3,428	3,406	2,472	2,975
Total liabilities and shareholders’ equity	15,964	23,512	22,647	21,133