| Dec 31, 2011 | Dec 31, 2012 | Dec 31, 2013 | Dec 31, 2014 | Dec 31, 2015 | Dec 31, 2016 | Dec 31, 2017 | Dec 31, 2018 | Dec 31, 2019 | Dec 31, 2020 | Dec 31, 2021 | Dec 31, 2022 |
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Interest and fees on loans | 78 | 73 | 70 | 71 | 81 | 109 | 115 | 129 | 143 | 134 | 125 | 145 |
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Taxable interest on investments | 18 | 16 | 17 | 16 | 15 | 16 | 17 | 18 | 20 | 18 | 19 | 23 |
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Nontaxable interest on investments | 2 | 1 | 1 | 1 | 2 | 3 | 3 | 3 | 3 | 3 | 3 | 3 |
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Dividend income | - | - | - | - | - | - | - | 1 | 1 | 1 | 0 | 1 |
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Other interest income | 0 | 0 | 0 | 0 | 1 | 1 | 2 | 1 | 2 | 1 | 1 | 1 |
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Total interest income | 98 | 91 | 88 | 88 | 99 | 130 | 136 | 151 | 169 | 157 | 148 | 173 |
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Interest on deposits | 12 | 9 | 7 | 6 | 7 | 9 | 12 | 20 | 34 | 16 | 8 | 20 |
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Interest on borrowings | - | - | - | - | - | - | - | - | - | 2 | 1 | 3 |
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Interest on subordinated debentures | 3 | 3 | 3 | 3 | 3 | 3 | 3 | 3 | 3 | 4 | 3 | 2 |
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Total interest expense | 23 | 17 | 13 | 12 | 13 | 17 | 21 | 31 | 41 | 21 | 11 | 25 |
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Net interest income | 75 | 74 | 75 | 76 | 86 | 113 | 115 | 120 | 128 | 136 | 137 | 148 |
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Provision (credit) for credit losses | 5 | 4 | 2 | 2 | 2 | 5 | 3 | 1 | 3 | 12 | -3 | 5 |
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Net interest income after provision (credit) for credit losses | 70 | 70 | 73 | 74 | 85 | 108 | 112 | 120 | 125 | 124 | 141 | 143 |
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Debit Card | - | - | - | - | - | - | - | - | 10 | 10 | 13 | 13 |
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Deposit Accounts | - | - | - | - | - | - | - | - | 8 | 7 | 7 | 8 |
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Fiduciary Services | - | - | - | - | - | - | - | - | 6 | 6 | 7 | 6 |
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Mortgage banking income, net | - | - | - | - | - | - | - | - | 8 | 18 | 14 | 4 |
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Brokerage and insurance commissions | 1 | 1 | 2 | 2 | 2 | 2 | 2 | 3 | 3 | 3 | 4 | 4 |
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Bank-owned life insurance | 2 | 1 | 1 | 1 | 2 | 3 | 2 | 2 | 2 | 3 | 2 | 2 |
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Net loss on sale of securities | - | - | - | - | - | - | - | - | -0 | - | - | -1 |
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Other income | 2 | 3 | 2 | 3 | 4 | 7 | 3 | 2 | 4 | 3 | 4 | 4 |
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Total non-interest income | 23 | 23 | 28 | 24 | 27 | 40 | 39 | 38 | 42 | 50 | 50 | 41 |
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Labor and Related Expense | 29 | 30 | 33 | 33 | 37 | 48 | 50 | 52 | 54 | 58 | 61 | 62 |
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Equipment And Software Expense | 5 | 5 | 7 | 7 | 8 | 10 | 10 | 10 | 11 | 12 | 12 | 13 |
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Occupancy, Net | 4 | 4 | 5 | 5 | 6 | 7 | 7 | 7 | 7 | 8 | 8 | 8 |
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Debit card expense | - | - | - | - | - | 3 | 3 | 3 | 4 | 4 | 4 | 5 |
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Professional Fees | 3 | 2 | 2 | 2 | 3 | 3 | 3 | 4 | 4 | 4 | 4 | 4 |
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Regulatory assessments | 2 | 2 | 2 | 2 | 2 | 3 | 2 | 2 | 1 | 1 | 2 | 2 |
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Amortization of Intangible Assets | 1 | 1 | 1 | 1 | 1 | 2 | 2 | 1 | 1 | 1 | 1 | 1 |
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Foreclosed Real Estate Expense | - | - | - | 2 | 2 | 3 | 1 | 1 | 0 | 0 | -0 | 0 |
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Other expenses | 11 | 9 | 10 | 10 | 11 | 11 | 11 | 13 | 13 | 13 | 12 | 13 |
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Total non-interest expense | 56 | 59 | 66 | 62 | 81 | 90 | 89 | 92 | 95 | 100 | 104 | 107 |
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Income before income tax expense | 38 | 34 | 35 | 36 | 31 | 58 | 62 | 66 | 72 | 74 | 87 | 77 |
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Income Tax Expense | 12 | 11 | 12 | 11 | 10 | 17 | 34 | 13 | 14 | 15 | 18 | 16 |
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Net income | 26 | 23 | 23 | 25 | 21 | 40 | 28 | 53 | 57 | 59 | 69 | 61 |
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Earnings Per Share, Basic | 3.41 | 3.06 | 2.98 | 3.29 | 2.6 | 2.59 | 1.83 | 3.4 | 3.7 | 3.96 | 4.62 | 4.18 |
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Earnings Per Share, Diluted | 3.41 | 3.05 | 2.97 | 3.28 | 2.6 | 2.57 | 1.82 | 3.39 | 3.69 | 3.95 | 4.6 | 4.17 |
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Common Stock, Dividends, Per Share, Declared | 1.5 | 1 | 1.08 | 1.11 | 1.2 | 0.83 | 0.94 | 1.15 | 1.23 | 1.32 | 1.48 | 1.62 |
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