| Dec 31,
2011 | Dec 31,
2012 | Dec 31,
2013 | Dec 31,
2014 | Dec 31,
2015 | Dec 31,
2016 | Dec 31,
2017 | Dec 31,
2018 | Dec 31,
2019 | Dec 31,
2020 | Dec 31,
2021 | Dec 31,
2022 |
|---|
| Interest and Fees on Loans | 59 | 55 | 51 | 53 | 57 | 63 | 70 | 82 | 95 | 100 | 105 | 113 |
|---|
| Interest on Deposits at Banks | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 1 | 1 | 0 | 1 | 3 |
|---|
| Fully Taxable | 12 | 9 | 7 | 8 | 8 | 8 | 8 | 9 | 9 | 7 | 6 | 10 |
|---|
| Exempt from Federal Taxes | 6 | 5 | 6 | 6 | 6 | 6 | 6 | 6 | 5 | 4 | 4 | 3 |
|---|
| Total Interest and Dividend Income | 77 | 69 | 64 | 67 | 71 | 77 | 85 | 97 | 110 | 112 | 116 | 130 |
|---|
| Interest-Bearing Checking Accounts | 5 | 4 | 2 | 2 | 1 | 1 | 2 | 2 | 2 | 1 | 1 | 1 |
|---|
| Savings Deposits | 2 | 1 | 1 | 1 | 1 | 1 | 1 | 3 | 8 | 5 | 2 | 8 |
|---|
| Time Deposits over $250,000 | - | - | - | - | - | - | - | - | - | - | 0 | 0 |
|---|
| Other Time Deposits | - | - | - | - | - | - | - | - | - | - | 1 | 1 |
|---|
| Federal Funds Purchased and Securities Sold Under Agreements to Repurchase | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | - |
|---|
| Federal Home Loan Bank Advances | 3 | 1 | 1 | 0 | 1 | 1 | 2 | 4 | 4 | 1 | 1 | 1 |
|---|
| Interest Expense, Junior Subordinated Debentures | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 |
|---|
| Interest on Financing Leases | - | - | - | - | - | - | - | - | 0 | 0 | 0 | 0 |
|---|
| Total Interest Expense | 19 | 12 | 8 | 6 | 5 | 5 | 7 | 12 | 22 | 13 | 5 | 11 |
|---|
| NET INTEREST INCOME | 58 | 57 | 56 | 61 | 66 | 72 | 78 | 84 | 88 | 99 | 110 | 118 |
|---|
| Provision for Credit Losses | - | - | - | - | - | - | - | - | - | - | - | 5 |
|---|
| NET INTEREST INCOME AFTER PROVISION FOR CREDIT LOSSES | - | - | 56 | 59 | 65 | 70 | 75 | 81 | 86 | 90 | 110 | 114 |
|---|
| Fiduciary and Trust | - | - | - | - | - | - | - | 9 | 9 | 9 | 10 | 10 |
|---|
| Deposit Account | - | - | - | - | - | - | - | 10 | 10 | 10 | 11 | 12 |
|---|
| Insurance Commissions | 7 | 8 | 9 | 9 | 9 | 9 | 9 | 8 | 7 | 7 | 6 | 6 |
|---|
| Net Gain (Loss) on Securities | - | - | - | - | - | - | - | 0 | 0 | -0 | 0 | 0 |
|---|
| Net Gain on Sales of Loans | 1 | 2 | 1 | 1 | 1 | 1 | 1 | 0 | 1 | 4 | 2 | 0 |
|---|
| Other Operating Income | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 3 | 2 | 3 |
|---|
| Total Noninterest Income | 26 | 27 | 28 | 28 | 28 | 28 | 28 | 29 | 29 | 33 | 32 | 31 |
|---|
| Labor and Related Expense | 30 | 32 | 31 | 31 | 33 | 34 | 37 | 39 | 38 | 42 | 45 | 47 |
|---|
| Occupancy, Net | 7 | 7 | 8 | 9 | 9 | 9 | 10 | 10 | 5 | 6 | 6 | 6 |
|---|
| Technology and Equipment Expense | - | - | - | - | - | - | - | - | 13 | 13 | 15 | 16 |
|---|
| FDIC Assessments | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 0 | 1 | 1 | 1 |
|---|
| Other Operating Expense | 11 | 12 | 13 | 13 | 14 | 15 | 15 | 16 | 10 | 9 | 12 | 11 |
|---|
| Total Noninterest Expense | 52 | 52 | 53 | 54 | 57 | 60 | 63 | 65 | 67 | 71 | 78 | 82 |
|---|
| INCOME BEFORE PROVISION FOR INCOME TAXES | - | - | - | - | - | - | - | - | - | - | 64 | 63 |
|---|
| Provision for Income Taxes | 10 | 10 | 9 | 10 | 11 | 11 | 11 | 9 | 10 | 11 | 15 | 14 |
|---|
| NET INCOME | 22 | 22 | 22 | 23 | 25 | 27 | 29 | 36 | 37 | 41 | 50 | 49 |
|---|
| Earnings Per Share, Basic | 1.87 | 1.85 | 1.77 | 1.85 | 1.91 | 1.98 | 2.11 | 2.52 | 2.51 | 2.64 | 3.11 | 2.95 |
|---|
| Earnings Per Share, Diluted | 1.87 | 1.85 | 1.77 | 1.85 | 1.91 | 1.97 | 2.1 | 2.5 | 2.5 | 2.64 | 3.1 | 2.95 |
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