Affirm Holdings, Inc.AFRM
| Jun 30,
2021 | Jun 30,
2022 | Jun 30,
2023 | Jun 30,
2024 |
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| Net loss | -431 | -707 | -985 | -518 |
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| Provision for losses | 66 | 255 | - | 461 |
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| Amortization of premiums and discounts on loans | 90 | 172 | 141 | 188 |
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| Gain on sales of loans | 90 | 196 | 188 | 197 |
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| Gain on extinguishment of debt | - | - | 90 | 13 |
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| Changes in fair value of assets and liabilities | - | 102 | 16 | 3 |
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| Amortization of commercial agreement assets | 69 | 97 | 86 | 73 |
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| Amortization of debt issuance costs | 6 | 16 | 21 | 25 |
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| Amortization of discount on securities available for sale | - | 2 | -36 | -23 |
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| Commercial agreement warrant expense | - | -255 | -422 | -407 |
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| Stock-based compensation | 288 | 391 | 452 | 345 |
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| Depreciation and amortization | 20 | 53 | 135 | 169 |
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| Operating Lease, Impairment Loss | 12 | 0 | 1 | 1 |
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| Other | -5 | 73 | 9 | 25 |
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| Purchases and origination of loans held for sale | - | - | - | 4,212 |
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| Proceeds from Sale, Loan, Held-for-Sale | 2,595 | 5,582 | 6,174 | 4,212 |
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| Accounts receivable, net | 23 | 63 | 68 | 168 |
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| Other assets | 209 | 15 | 14 | -31 |
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| Accounts payable | 32 | -25 | -5 | 12 |
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| Payable to third-party loan buyers | 25 | 21 | -18 | 106 |
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| Accrued interest payable | 1 | 4 | 8 | 11 |
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| Accrued expenses and other liabilities | 120 | 67 | -38 | -55 |
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| Net cash provided by (used in) operating activities | -193 | -162 | 12 | 450 |
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| Purchases and origination of loans held for investment | 5,897 | 10,362 | 13,586 | 21,489 |
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| Proceeds from Sale of Finance Receivables | 824 | 1,899 | 1,583 | 6,059 |
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| Proceeds from Collection of Finance Receivables | 4,325 | 8,122 | 10,028 | 14,147 |
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| Acquisition, net of cash and restricted cash acquired | 222 | 6 | 16 | - |
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| Purchases of intangible assets | - | 25 | - | - |
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| Additions to property, equipment and software | 20 | 86 | 121 | 159 |
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| Purchases of securities available for sale | - | 1,841 | 1,082 | 986 |
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| Proceeds from Sale and Maturity of Debt Securities, Available-for-Sale | - | 311 | 1,537 | 1,137 |
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| Other investing cash inflows/(outflows) | - | - | -4 | 34 |
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| Net cash used in investing activities | -1,022 | -2,011 | -1,653 | -1,325 |
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| Proceeds from funding debt | 2,942 | 4,101 | 6,895 | 12,639 |
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| Proceeds from Convertible Debt | - | 1,704 | - | - |
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| Proceeds from Issuance of Secured Debt | 1,396 | 999 | 1,150 | 2,350 |
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| Principal repayments of funding debt | 3,165 | 4,091 | 5,802 | 12,553 |
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| Principal repayments of notes issued by securitization trust | 210 | 552 | 606 | 1,276 |
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| Payment of debt issuance costs | 12 | 14 | 22 | 27 |
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| Extinguishment of convertible debt | - | - | - | 64 |
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| Proceeds From Stock Options And Warrants Exercised | 47 | 74 | 16 | 33 |
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| Payments of tax withholding for stock-based compensation | 158 | 185 | 74 | 189 |
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| Repurchases of common stock | 1 | 0 | 0 | - |
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| Net cash provided by financing activities | 2,578 | 2,037 | 1,350 | 913 |
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| Effect of exchange rate changes on cash, cash equivalents and restricted cash | 2 | -5 | 0 | -3 |
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| Net increase (decrease) in cash, cash equivalents and restricted cash | 1,365 | -142 | -291 | 35 |
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| Cash payments for interest expense | 42 | 52 | 163 | 318 |
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| Operating Lease, Payments | 13 | 16 | 16 | 16 |
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| Income Taxes Paid | 0 | 0 | 1 | 1 |
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| Share-Based Payment Arrangement, Amount Capitalized | 14 | 55 | 80 | 127 |
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| Stock Issued | - | 32 | 14 | - |
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| Securities retained under unconsolidated securitization transactions | - | 55 | - | 59 |
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| Stock Issued, Business Combination | 331 | 10 | - | - |
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| Right-of-Use Asset Obtained in Exchange for Operating Lease Liability | 78 | 5 | 0 | - |
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| Capital Expenditures Incurred but Not yet Paid | 0 | 0 | - | - |
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