| Dec 31,
2011 | Dec 31,
2012 | Dec 31,
2013 | Dec 31,
2014 | Dec 31,
2015 | Dec 31,
2016 | Dec 31,
2017 | Dec 31,
2018 | Dec 31,
2019 | Dec 31,
2020 | Dec 31,
2021 | Dec 31,
2022 |
|---|
| Loans, including fees | 34 | 34 | 32 | 33 | 35 | 36 | 48 | 60 | 64 | 79 | 71 | 70 |
|---|
| Taxable | 6 | 5 | 4 | 4 | 3 | 3 | 3 | 4 | 4 | 5 | 5 | 10 |
|---|
| Tax-exempt | 1 | 1 | 1 | 1 | 1 | 1 | 0 | 0 | 0 | 0 | 1 | 1 |
|---|
| Dividends | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
|---|
| Other | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 1 | 1 | 1 | 1 | 6 |
|---|
| Total Interest Income | 42 | 40 | 38 | 38 | 39 | 41 | 52 | 64 | 70 | 85 | 78 | 87 |
|---|
| Deposits | 4 | 3 | 2 | 2 | 2 | 2 | 4 | 5 | 8 | 10 | 5 | 3 |
|---|
| Short-term borrowings | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
|---|
| Long-term borrowings | - | - | - | - | - | - | 2 | 2 | 2 | 2 | 2 | 1 |
|---|
| Total Interest Expense | 7 | 6 | 4 | 4 | 4 | 4 | 5 | 7 | 10 | 12 | 7 | 4 |
|---|
| Net Interest Income | 34 | 34 | 34 | 34 | 36 | 37 | 46 | 57 | 59 | 73 | 71 | 83 |
|---|
| PROVISION FOR LOAN LOSSES | - | - | - | - | - | - | - | - | - | - | 0 | - |
|---|
| Net Interest Income after Provision for Loan Losses | 29 | 30 | 32 | 34 | 36 | 37 | 46 | 55 | 59 | 64 | 71 | 83 |
|---|
| Insurance Commissions and Fees | 5 | 5 | 5 | 5 | 5 | 5 | 5 | 6 | 6 | 6 | 6 | 8 |
|---|
| Deposit Account | - | - | - | - | - | - | - | 3 | 4 | 3 | 4 | 4 |
|---|
| Fiduciary and Trust | - | - | - | - | - | - | - | 2 | 2 | 3 | 3 | 3 |
|---|
| Mortgage Banking | - | - | - | - | - | - | - | - | - | 2 | 3 | 0 |
|---|
| Service charges on ATM and debit card transactions | - | - | - | - | - | - | - | - | - | 3 | 3 | 3 |
|---|
| Revenue from contract with customer, excluding assessed tax | 42 | 40 | 38 | 38 | 39 | 41 | 52 | 64 | 70 | 85 | 78 | 87 |
|---|
| Bank Owned Life Insurance Income | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 2 |
|---|
| Gain on life insurance proceeds | - | - | - | - | - | - | - | - | - | - | 0 | - |
|---|
| Net losses on sales or calls of securities | - | - | - | - | - | - | - | - | - | - | - | -0 |
|---|
| Net gains on sales of low income housing partnership | - | - | - | - | - | - | - | - | - | - | - | 0 |
|---|
| Net (losses) gains on equity securities | - | - | - | - | - | - | - | -0 | 0 | -0 | 0 | -0 |
|---|
| Other | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 2 | 1 | 1 | 1 |
|---|
| Total Other Income | 12 | 12 | 12 | 12 | 12 | 13 | 14 | 16 | 18 | 20 | 23 | 22 |
|---|
| Labor and Related Expense | 17 | 19 | 19 | 20 | 21 | 22 | 25 | 27 | 29 | 35 | 37 | 36 |
|---|
| Net occupancy | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 3 | 3 | 4 | 4 | 4 |
|---|
| Equipment | 3 | 3 | 3 | 3 | 3 | 3 | 4 | 5 | 5 | 5 | 6 | 7 |
|---|
| Other tax | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 2 | 2 |
|---|
| Professional Fees | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 2 | 1 | 1 | 2 |
|---|
| Supplies and postage | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 |
|---|
| Marketing and corporate relations | 0 | 0 | 0 | 1 | 0 | 1 | 0 | 1 | 1 | 1 | 0 | 0 |
|---|
| FDIC and regulatory | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 0 | 1 | 1 | 1 |
|---|
| Intangible assets amortization | 1 | 1 | 1 | 1 | 0 | 0 | 1 | 745,000 | 1 | 1 | 1 | 1 |
|---|
| Other operating | 3 | 3 | 4 | 3 | 3 | 3 | 4 | 5 | 5 | 5 | 6 | 6 |
|---|
| Total Other Expenses | 30 | 30 | 32 | 32 | 33 | 35 | 44 | 45 | 48 | 61 | 59 | 60 |
|---|
| Income Before Income Taxes | - | - | - | - | - | - | - | - | - | - | 35 | 45 |
|---|
| PROVISION FOR INCOME TAXES | 2 | 2 | 3 | 3 | 4 | 4 | 7 | 5 | 6 | 4 | 7 | 9 |
|---|
| Net Income | 9 | 9 | 9 | 10 | 11 | 11 | 10 | 22 | 24 | 18 | 28 | 36 |
|---|
| Basic earnings | 1.43 | 1.49 | 1.56 | 1.71 | 1.83 | 1.8 | 1.5 | 3.09 | 3.36 | 2.13 | 3.19 | 4.15 |
|---|
| Cash dividends declared | 0.76 | 0.76 | 0.76 | 0.77 | 0.8 | 0.8 | 0.8 | 0.89 | 0.98 | 1 | 1.03 | 1.06 |
|---|