US-listed companies
Ameris Bancorp

Ameris BancorpABCB

Market cap

$4.5B

P/E ratio

1844.4x

Income statement Balance sheet Cash flow

	Dec 31, 2011	Dec 31, 2012	Dec 31, 2013	Dec 31, 2014	Dec 31, 2015	Dec 31, 2016	Dec 31, 2017	Dec 31, 2018	Dec 31, 2019	Dec 31, 2020	Dec 31, 2021	Dec 31, 2022	Dec 31, 2023
Interest and fees on loans	129	119	117	151	172	219	271	378	587	691	676	835	1,172
Interest on taxable securities	10	8	7	12	16	18	20	29	40	33	23	35	59
Interest on nontaxable securities	1	1	1	2	2	2	2	1	1	1	1	1	1
Interest on deposits in other banks	1	0	0	0	1	1	2	5	8	2	4	23	48
Interest on federal funds sold	0	0	0	0	0	0	-	0	1	0	0	0	-
Total interest income	141	129	126	165	190	239	294	413	636	727	703	894	1,280
Interest on deposits	26	13	8	9	10	12	20	49	103	59	22	56	356
Interest on other borrowings	2	2	2	5	5	7	14	21	29	30	25	37	89
Total interest expense	28	15	10	15	15	20	34	70	131	89	48	93	445
Net interest income	114	114	116	150	176	219	260	343	505	638	655	801	835
Provision for loan losses	-	-	-	-	-	-	-	-	-	125	-35	53	154
Provision for unfunded commitments	-	-	-	-	-	-	-	-	-	19	0	19	-11
Provision for other credit losses	-	-	-	-	-	-	-	-	-	1	-1	-0	-0
Provision for credit losses	-	-	-	-	-	-	-	-	-	145	-35	72	143
Net interest income after provision for credit losses	81	83	105	144	170	215	252	327	485	492	691	729	692
Service charges on deposit accounts	-	-	-	-	-	-	-	46	51	44	45	44	47
Mortgage banking activity	-	-	-	-	-	-	-	51	119	374	286	185	140
Fees And Commissions, Other1	-	-	-	-	-	-	-	3	4	4	4	4	4
Gain (Loss) on Investments	0	0	0	0	0	0	0	-0	0	0	1	0	-0
Gain on sale of SBA loans	-	-	-	-	-	-	-	-	-	-	-	6	2
Other noninterest income	3	4	6	6	6	7	6	15	18	17	23	45	51
Total noninterest income	53	58	47	63	86	106	104	118	198	447	366	284	243
Labor and Related Expense	40	53	57	74	94	107	120	149	224	360	338	320	320
Occupancy, Net	11	13	12	18	21	24	24	29	41	52	48	51	51
Advertising and marketing	1	2	2	3	3	4	5	6	8	8	8	12	12
Amortization of intangible assets	1	1	1	2	4	4	4	10	18	20	15	20	18
Information Technology and Data Processing	10	11	12	16	20	25	28	30	39	46	46	49	53
Professional Fees	-	-	-	-	-	10	15	6	11	16	12	16	18
Credit Resolution Expense	-	-	-	-	-	-	-	-	-	-	-	0	0
Merger and conversion charges	-	-	-	-	-	-	-	-	-	-	-	1	-
FDIC insurance	-	-	-	-	3	4	3	3	2	14	6	8	27
Loan Portfolio Expense	-	-	-	-	-	-	-	-	-	-	26	37	35
Other Noninterest Expense	38	39	38	21	28	25	28	35	53	76	53	46	43
Total noninterest expense	102	119	122	151	199	216	232	294	472	599	560	561	578
Income before income tax expense	32	22	29	56	57	105	124	151	212	340	496	453	357
Income tax expense	-	-7	9	17	16	33	51	30	50	78	119	107	88
Net income	21	14	20	39	41	72	74	121	161	262	377	347	269
Earnings Per Share, Basic	0.76	0.46	0.76	1.48	1.29	2.1	2	2.81	2.76	3.78	5.43	5.01	3.9
Earnings Per Share, Diluted	0.76	0.46	0.75	1.46	1.27	2.08	1.98	2.8	2.75	3.77	5.4	4.99	3.89