Hokuhoku Financial Group, Inc. (8377) Stock Price

Hokuhoku Financial Group is a regional financial group with bases in Hokkaido, the three prefectures of the Hokuriku region, and the three major metropolitan areas of Tokyo, Nagoya, and Osaka. The company provides a wide range of financial services centered on Hokuriku Bank and Hokkaido Bank, enabling it to meet the diverse needs of local communities.

The company's business segments include securities operations, consulting services, leasing, credit cards, venture capital, software development, and servicer operations. Through these services, the group supports asset management and fundraising for both corporations and individuals.

As a listed company, Hokuhoku Financial Group applies insider trading regulations and materiality thresholds on a consolidated basis. This approach enables transparent management and builds investor confidence.

Hokuhoku Financial Group was established in 2004 through the management integration of Hokuriku Bank and Hokkaido Bank, forming a broad-based regional financial group. Last year, marking 20 years since the management integration, the group launched the "Hokuhoku FG Movement 20" to strengthen unity across the group. Through this initiative, the group is developing common guidelines for the entire organization and pursuing further growth.

The company will begin its sixth medium-term management plan, "NEXT STAGE," from April 2025. This plan aims to simultaneously address regional and customer challenges while enhancing corporate value. While the previous plan focused on challenging new business areas, this plan shifts to the implementation stage.

The sixth medium-term management plan establishes three "strategy engines," including regional revitalization and sustainability strategies. Through these initiatives, the company aims to deepen its problem-solving capabilities for regional issues, strengthen its management foundation to support sustainable growth, and establish a corporate culture where diverse talent can thrive.

The company targets an ROE of 8% or higher, net income attributable to parent company shareholders of 55 billion yen, and a consolidated capital adequacy ratio of 10% or higher by the fiscal year ending March 2028. Through these targets, the company aims to achieve sustainable growth and contribute to regional communities.