WAFD INCWAFD

Market cap

$2.7B

P/E ratio

	Sep 30, 2010	Sep 30, 2011	Sep 30, 2012	Sep 30, 2013	Sep 30, 2014	Sep 30, 2015	Sep 30, 2016	Sep 30, 2017	Sep 30, 2018	Sep 30, 2021	Sep 30, 2022	Sep 30, 2023	Sep 30, 2024
Loans receivable	561	522	485	455	431	437	454	471	516	538	602	900	1,166
Mortgage-backed securities	92	108	96	49	80	71	63	61	70	25	26	43	60
Investment Income and Other	-	-	9	-	-	-	-	-	-	29	38	100	146
Total Income	664	-	-	-	534	531	537	549	607	592	666	1,043	1,372
Customer accounts	146	-	-	-	-	-	-	-	-	-	-	-	532
Interest Expense, Borrowings	123	112	106	68	70	66	64	65	62	44	29	115	178
Total interest expense	-	-	-	-	-	-	-	-	-	-	-	-	711
Net interest income	394	645	590	516	406	413	420	432	472	505	595	690	661
Provision for credit losses	-	-	-	-	-	-	-	-	-	-	-	42	18
Net interest income after provision	215	324	352	379	421	425	426	434	478	505	592	649	643
Debt and Equity Securities, Gain (Loss)	-	-	-	-	-	-	-	-	-	0	0	0	0
Gain (loss) on termination of hedging derivatives	-	-	-	-	-	-	-	-	-	14	-	-1	0
Loan fee income	-	-	-	-	-	-	-	-	4	7	7	4	3
Deposit fee income	-	-	-	-	-	-	-	-	-	25	26	26	28
Other income	21	18	17	22	9	10	20	22	23	29	33	23	30
Total non-interest income	120	26	17	22	31	40	47	52	44	61	66	52	61
Compensation and benefits	70	72	78	91	110	120	113	112	124	176	194	197	234
Occupancy	14	14	16	18	30	34	34	35	36	40	42	42	42
FDIC insurance premiums	19	21	16	12	11	8	12	11	12	14	10	20	29
Product delivery	-	-	-	-	-	-	-	-	-	19	20	21	24
Information technology	-	-	-	-	14	16	31	29	35	43	47	49	53
Other expense	29	29	35	45	24	25	29	30	42	41	46	47	66
Total non-interest expense	131	136	143	164	204	225	235	232	264	332	359	376	448
Gain on real estate owned, net	-80	-40	-10	-2	-3	9	10	1	-0	0	1	0	0
Income before income taxes	-	-	-	-	245	250	248	256	257	233	300	325	256
Income tax expense	4	63	78	83	88	89	84	83	53	50	64	68	56
Net income	119	111	138	152	157	160	164	174	204	184	236	257	200
Dividends on preferred stock	-	-	-	-	-	-	-	-	-	10	15	15	15
Net income available to common shareholders	119	111	138	-	-	-	-	-	-	174	222	243	185
Earnings Per Share, Basic	1.06	1	1.29	1.45	1.56	1.68	1.79	1.95	2.4	2.39	3.4	3.72	2.5
Earnings Per Share, Diluted	1.05	1	1.29	1.45	1.55	1.67	1.78	1.94	2.4	2.39	3.39	3.72	2.5
Common Stock, Dividends, Per Share, Cash Paid	0.2	0.24	0.32	0.36	-	-	0.55	0.84	0.67	0.91	0.95	0.99	1.03