US-listed companies
UMB FINANCIAL CORP

UMB FINANCIAL CORPUMBF

Market cap

$5.3B

P/E ratio

Income statement Balance sheet Cash flow

	Dec 31, 2010	Dec 31, 2012	Dec 31, 2013	Dec 31, 2014	Dec 31, 2015	Dec 31, 2016	Dec 31, 2017	Dec 31, 2018	Dec 31, 2019	Dec 31, 2020	Dec 31, 2021	Dec 31, 2022
Loans	4,584	5,687	6,521	7,466	9,431	10,540	11,281	12,178	13,432	16,104	17,171	21,031
Allowance for credit losses on loans	74	71	75	76	81	92	101	104	102	216	195	192
Net loans	4,510	5,615	6,446	7,390	9,350	10,449	11,180	12,075	13,330	15,888	16,976	20,839
Loans held for sale	-	-	-	-	1	5	1	3	8	7	1	2
Available For Sale Securities Debt Securities	-	-	-	-	-	-	-	6,543	7,447	9,300	11,977	7,006
Held To Maturity Securities Net Of Allowance For Credit Losses	-	-	-	-	-	-	-	-	-	1,012	1,478	5,859
Trading securities	42	56	28	27	30	40	54	61	46	35	32	18
Other securities	-	-	-	-	65	68	66	74	108	296	327	350
Total securities	5,742	7,134	7,051	7,286	7,569	7,690	7,640	7,848	8,718	10,643	13,814	13,233
Federal funds sold and securities purchased under agreements to resell	235	90	87	118	174	324	192	627	1,578	1,650	1,216	959
Interest-bearing due from banks	849	721	2,093	1,539	523	716	1,352	1,048	1,225	3,110	8,842	1,179
Cash and due from banks	356	668	521	444	458	422	393	645	473	431	414	501
Premises and equipment, net	220	245	250	258	281	289	276	284	300	293	271	264
Accrued income	77	70	78	79	90	99	99	110	125	140	131	189
Goodwill	211	210	210	210	228	228	181	181	181	181	175	207
Other intangibles, net	-	69	56	44	47	34	20	15	28	21	14	79
Other assets	99	103	119	132	374	425	439	515	596	764	839	1,060
Total assets	12,405	14,927	16,912	17,501	19,094	20,683	21,772	23,351	26,561	33,128	42,693	38,512
Noninterest-bearing demand	2,889	4,921	5,190	5,644	6,307	6,655	6,839	6,680	6,944	9,880	16,343	13,260
Interest-bearing demand and savings	4,446	5,450	7,001	6,709	7,530	8,780	9,904	11,454	13,432	16,295	18,406	18,462
Time deposits under $250,000	-	-	-	-	-	614	548	594	612	478	404	379
Time Deposits250000 Or More	-	-	-	-	-	522	732	553	615	398	448	538
Total deposits	9,029	11,653	13,641	13,617	15,093	16,571	18,023	19,281	21,603	27,051	35,600	32,639
Federal funds purchased and repurchase agreements	2,084	1,787	1,583	2,025	1,818	1,857	1,261	1,519	1,897	2,315	3,238	2,222
Long-term debt	9	6	5	9	86	77	79	83	97	270	272	381
Accrued expenses and taxes	145	182	153	180	161	173	191	178	232	320	249	240
Other liabilities	41	19	23	26	37	43	36	62	125	155	189	363
Total liabilities	11,344	13,648	15,406	15,857	17,201	18,720	19,590	21,123	23,955	30,111	39,548	35,845
Common Stock Value	55	55	55	55	55	55	55	55	55	55	55	55
Capital surplus	-	-	-	895	1,020	1,033	1,046	1,055	1,074	1,090	1,111	1,126
Retained earnings	623	787	885	964	1,034	1,143	1,338	1,488	1,672	1,891	2,177	2,536
Accumulated other comprehensive (loss) income, net	25	86	-33	11	-4	-58	-46	-96	83	318	126	-703
Treasury stock, 6,737,326 and 6,625,925 shares, at cost, respectively	361	380	283	281	212	211	212	274	278	338	323	347
Total shareholders' equity	1,061	1,279	1,506	1,644	1,894	1,962	2,182	2,228	2,606	3,017	3,145	2,667
Total liabilities and shareholders' equity	12,405	14,927	16,912	17,501	19,094	20,683	21,772	23,351	26,561	33,128	42,693	38,512