UMB FINANCIAL CORPUMBF

Market cap

$8.3B

P/E ratio

	Dec 31, 2010	Dec 31, 2012	Dec 31, 2013	Dec 31, 2014	Dec 31, 2015	Dec 31, 2016	Dec 31, 2017	Dec 31, 2018	Dec 31, 2019	Dec 31, 2020	Dec 31, 2021	Dec 31, 2022	Dec 31, 2023	Dec 31, 2024
Loans	-	-	-	-	-	-	-	-	-	-	-	-	-	25,642
Allowance for credit losses on loans	-	-	-	-	-	-	-	-	-	-	-	-	-	259
Net loans	-	-	-	-	-	-	-	-	-	-	-	-	-	25,383
Loans held for sale	-	-	-	-	1	5	1	3	8	7	1	2	4	3
Fair Value	-	-	-	-	-	-	-	6,543	7,447	9,300	11,977	7,006	7,069	7,774
Held To Maturity Securities Net Of Allowance For Credit Losses	-	-	-	-	-	-	-	-	-	1,012	1,478	5,859	5,689	5,376
Trading securities	42	56	28	27	30	40	54	61	46	35	32	18	18	29
Other securities	-	-	-	-	65	68	66	74	108	296	327	350	493	471
Total securities	5,742	7,134	7,051	7,286	7,569	7,690	7,640	7,848	8,718	10,643	13,814	13,233	13,268	13,650
Federal funds sold and securities purchased under agreements to resell	235	90	87	118	174	324	192	627	1,578	1,650	1,216	959	245	545
Interest-bearing due from banks	849	721	2,093	1,539	523	716	1,352	1,048	1,225	3,110	8,842	1,179	5,160	7,986
Cash and due from banks	356	668	521	444	458	422	393	645	473	431	414	501	447	573
Premises and equipment, net	220	245	250	258	281	289	276	284	300	293	271	264	242	222
Accrued income	77	70	78	79	90	99	99	110	125	140	131	189	220	246
Goodwill	211	210	210	210	228	228	181	181	181	181	175	207	207	207
Other intangibles, net	-	69	56	44	47	34	20	15	28	21	14	79	71	64
Other assets	99	103	119	132	374	425	439	515	596	764	839	1,060	1,194	1,530
Total assets	12,405	14,927	16,912	17,501	19,094	20,683	21,772	23,351	26,561	33,128	42,693	38,512	44,012	50,410
Noninterest-bearing demand	2,889	4,921	5,190	5,644	6,307	6,655	6,839	6,680	6,944	9,880	16,343	13,260	12,131	13,617
Interest-bearing demand and savings	4,446	5,450	7,001	6,709	7,530	8,780	9,904	11,454	13,432	16,295	18,406	18,462	20,589	27,397
Time deposits under $250,000	-	-	-	-	-	614	548	594	612	478	404	379	2,293	969
Time Deposits250000 Or More	-	-	-	-	-	522	732	553	615	398	448	538	781	1,159
Total deposits	9,029	11,653	13,641	13,617	15,093	16,571	18,023	19,281	21,603	27,051	35,600	32,639	35,793	43,142
Federal funds purchased and repurchase agreements	2,084	1,787	1,583	2,025	1,818	1,857	1,261	1,519	1,897	2,315	3,238	2,222	2,120	2,610
Short-term debt	35	-	0	-	5	-	-	-	-	-	-	-	1,800	-
Long-term debt	9	6	5	9	86	77	79	83	97	270	272	381	383	385
Accrued Liabilities	145	182	153	180	161	173	191	178	232	320	249	240	390	368
Other liabilities	41	19	23	26	37	43	36	62	125	155	189	363	426	438
Total liabilities	11,344	13,648	15,406	15,857	17,201	18,720	19,590	21,123	23,955	30,111	39,548	35,845	40,911	46,943
Common Stock, Value, Issued	55	55	55	55	55	55	55	55	55	55	55	55	55	55
Capital surplus	-	-	-	895	1,020	1,033	1,046	1,055	1,074	1,090	1,111	1,126	1,134	1,146
Retained earnings	623	787	885	964	1,034	1,143	1,338	1,488	1,672	1,891	2,177	2,536	2,811	3,175
Accumulated other comprehensive loss, net	25	86	-33	11	-4	-58	-46	-96	83	318	126	-703	-557	-573
Treasury stock, 6,242,553 and 6,502,603 shares, at cost, respectively	361	380	283	281	212	211	212	274	278	338	323	347	343	336
Total shareholders' equity	1,061	1,279	1,506	1,644	1,894	1,962	2,182	2,228	2,606	3,017	3,145	2,667	3,100	3,467
Total liabilities and shareholders' equity	12,405	14,927	16,912	17,501	19,094	20,683	21,772	23,351	26,561	33,128	42,693	38,512	44,012	50,410