UNITED BANKSHARES INC【UBSI】
Market cap
$5.9B
P/E ratio
| Dec 31, 2010 | Dec 31, 2011 | Dec 31, 2012 | Dec 31, 2013 | Dec 31, 2014 | Dec 31, 2015 | Dec 31, 2016 | Dec 31, 2017 | Dec 31, 2018 | Dec 31, 2019 | Dec 31, 2020 | Dec 31, 2021 | Dec 31, 2022 | Dec 31, 2023 | Dec 31, 2024 | |
| Cash and due from banks | 115 | 129 | 158 | 135 | 176 | 137 | 175 | 197 | 188 | 185 | 297 | 283 | 294 | 257 | 241 |
| Interest-bearing deposits with other banks | 345 | 506 | 274 | 281 | 577 | 720 | 1,258 | 1,469 | 832 | 651 | 1,911 | 3,474 | 881 | 1,341 | 2,050 |
| Federal funds sold | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 |
| Total cash and cash equivalents | 461 | 636 | 432 | 417 | 753 | 857 | 1,435 | 1,666 | 1,020 | 837 | 2,209 | 3,758 | 1,177 | 1,599 | 2,292 |
| Debt Securities | - | - | - | - | - | - | - | - | - | - | - | 4,043 | 4,542 | 3,786 | 2,960 |
| Debt Securities, Held-to-maturity | 67 | 59 | 43 | 41 | 39 | 39 | 33 | 20 | 20 | 1 | 1 | 1 | 1 | 1 | 1 |
| Equity Securities, FV-NI | - | - | - | - | - | - | - | - | - | - | - | 12 | 8 | 9 | 21 |
| Other Investments | 74 | 68 | 60 | 73 | 96 | 99 | 111 | 162 | 177 | 222 | 221 | 240 | 322 | 329 | 278 |
| Loans held for sale measured using fair value option | - | - | - | - | - | 11 | 8 | 266 | 250 | 388 | 719 | 504 | 57 | 56 | 44 |
| Loans and leases | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 21,680 |
| Less: Unearned income | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 7 |
| Loans and leases, net of unearned income | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 21,673 |
| Less: Allowance for loan and lease losses | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 272 |
| Net loans and leases | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 21,402 |
| Bank premises and equipment | 55 | 76 | 72 | 70 | 78 | 73 | 76 | 105 | 95 | 97 | 176 | 197 | 199 | 191 | 186 |
| Operating lease right-of-use assets | - | - | - | - | - | - | - | - | - | 58 | 70 | 82 | 71 | 87 | 82 |
| Goodwill | 312 | 372 | 376 | 376 | 710 | 710 | 864 | 1,478 | 1,478 | 1,478 | 1,797 | 1,886 | 1,889 | 1,889 | 1,889 |
| Mortgage servicing rights | - | - | - | - | - | - | - | - | - | - | 21 | 23 | 21 | 5 | - |
| Bank Owned Life Insurance | - | - | - | - | - | - | - | - | - | - | - | - | 480 | 487 | 497 |
| Accrued interest receivable | - | - | - | - | - | - | - | - | - | - | 67 | 65 | 95 | 111 | 102 |
| Other assets | 315 | 350 | 329 | 323 | 402 | 378 | 415 | 484 | 457 | 442 | 584 | 710 | 305 | 276 | 270 |
| TOTAL ASSETS | 7,156 | 8,451 | 8,420 | 8,735 | 12,329 | 12,578 | 14,509 | 19,059 | 19,250 | 19,662 | 26,184 | 29,329 | 29,489 | 29,926 | 30,024 |
| Noninterest-bearing | 1,203 | 1,619 | 1,824 | 1,875 | 2,592 | 2,700 | 3,172 | 4,295 | 4,417 | 4,621 | 7,405 | 8,981 | 7,200 | 6,149 | 6,135 |
| Interest-bearing | 4,510 | 5,200 | 4,929 | 4,747 | 6,454 | 6,642 | 7,625 | 9,536 | 9,578 | 9,231 | 13,180 | 14,370 | 15,103 | 16,670 | 17,826 |
| Total deposits | 5,714 | 6,819 | 6,753 | 6,622 | 9,045 | 9,342 | 10,797 | 13,831 | 13,995 | 13,852 | 20,585 | 23,350 | 22,303 | 22,819 | 23,962 |
| Securities sold under agreements to repurchase | 183 | 248 | 210 | 188 | 434 | 342 | 237 | 311 | 153 | 125 | 142 | 129 | 161 | 196 | 176 |
| Advances from Federal Home Loan Banks | 202 | 142 | 186 | 592 | 830 | 851 | 898 | 1,272 | 1,439 | 1,852 | 585 | 532 | 1,911 | 1,510 | 260 |
| Other Long-term Debt | 184 | 204 | 199 | 199 | 223 | 224 | 224 | 242 | 235 | 236 | 280 | 285 | 287 | 279 | 280 |
| Reserve for lending-related commitments | - | 2 | 2 | 2 | 2 | 1 | 1 | 1 | 1 | 2 | 19 | 31 | 46 | 45 | 35 |
| Operating Lease, Liability | - | - | - | - | - | - | - | - | - | 61 | 73 | 87 | 76 | 93 | 87 |
| Accrued expenses and other liabilities | - | - | - | - | - | 85 | 94 | 146 | 152 | 170 | 202 | 196 | 190 | 213 | 230 |
| TOTAL LIABILITIES | 6,363 | 7,483 | 7,428 | 7,694 | 10,673 | 10,865 | 12,273 | 15,818 | 15,999 | 16,298 | 21,887 | 24,610 | 24,973 | 25,155 | 25,030 |
| Preferred Stock, Value, Issued | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Common Stock, Value, Issued | 111 | 127 | 127 | 127 | 173 | 174 | 203 | 263 | 263 | 264 | 335 | 353 | 355 | 356 | 357 |
| Surplus | - | - | - | - | - | 753 | 1,206 | 2,129 | 2,134 | 2,140 | 2,894 | 3,150 | 3,169 | 3,182 | 3,196 |
| Retained earnings | 673 | 692 | 712 | 735 | 776 | 825 | 873 | 892 | 1,013 | 1,133 | 1,205 | 1,391 | 1,575 | 1,746 | 1,918 |
| Accumulated other comprehensive loss | -61 | -67 | -66 | -43 | -36 | -38 | -45 | -42 | -57 | -35 | 22 | -5 | -333 | -260 | -224 |
| Treasury stock, at cost | 24 | 22 | 20 | 15 | 1 | 1 | 1 | 1 | 102 | 138 | 159 | 171 | 250 | 252 | 253 |
| TOTAL SHAREHOLDERS' EQUITY | 793 | 969 | 992 | 1,042 | 1,656 | 1,713 | 2,236 | 3,241 | 3,252 | 3,364 | 4,298 | 4,719 | 4,516 | 4,771 | 4,993 |
| TOTAL LIABILITIES AND SHAREHOLDERS' EQUITY | 7,156 | 8,451 | 8,420 | 8,735 | 12,329 | 12,578 | 14,509 | 19,059 | 19,250 | 19,662 | 26,184 | 29,329 | 29,489 | 29,926 | 30,024 |