SOUTHERN FIRST BANCSHARES INCSFST

Market cap

$447.57M

P/E ratio

	Dec 31, 2011	Dec 31, 2013	Dec 31, 2014	Dec 31, 2015	Dec 31, 2016	Dec 31, 2017	Dec 31, 2018	Dec 31, 2019	Dec 31, 2022	Dec 31, 2023	Dec 31, 2024
Loans	33	34	38	44	49	59	74	89	114	166	187
Investment securities	2	2	2	2	2	2	2	2	2	4	6
Federal funds sold and interest-bearing deposits with banks	0	0	0	0	0	1	1	2	1	7	9
Total interest income	35	36	40	46	51	61	77	93	118	178	201
Deposits	7	3	3	4	4	7	15	24	18	91	109
Borrowings	5	4	4	4	4	3	2	2	2	9	11
Total interest expense	-	-	-	-	-	-	-	-	-	-	120
Net interest income	23	29	33	39	43	51	60	67	98	78	81
Provision for credit losses	5	3	4	3	2	2	2	2	6	1	0
Net interest income after provision for credit losses	18	26	29	35	41	49	58	65	91	76	81
Mortgage banking income	-	-	-	-	-	-	6	10	4	4	6
Service fees on deposit accounts	-	-	-	-	-	-	-	-	1	1	2
ATM and debit card income	-	-	-	-	-	-	-	-	2	2	2
Income from bank owned life insurance	1	1	1	1	1	1	1	1	1	1	2
Gain (loss) on disposal of fixed assets	-	-	-	-	-	-	-	-	439,000	-	0
Other income	1	1	1	1	2	2	1	2	1	1	1
Total noninterest income	3	4	6	8	11	9	10	15	10	10	12
Compensation and benefits	9	12	14	17	19	22	26	29	39	40	44
Occupancy	2	3	3	3	4	4	5	6	9	10	10
Outside service and data processing costs	2	2	3	2	3	3	3	4	6	7	8
Insurance	-	1	1	1	1	1	1	1	2	4	4
Professional fees	1	1	1	1	1	1	2	2	3	2	2
Marketing	1	1	1	1	1	1	1	1	1	1	1
Other	1	1	2	2	2	2	2	2	3	4	4
Total noninterest expenses	18	22	25	28	31	35	40	44	63	69	73
Income before income tax expense	3	8	10	16	20	24	29	35	38	17	20
Income tax expense	1	2	3	5	7	11	6	8	9	4	4
Net income available to common shareholders	2	5	7	10	13	13	22	28	29	13	16
Basic	0.25	1.02	1.15	1.64	2.06	1.86	3.02	3.7	3.66	1.67	1.92
Diluted	0.24	0.98	1.1	1.55	1.94	1.76	2.88	3.58	3.61	1.66	1.91