SB FINANCIAL GROUP, INC.SBFG

Market cap

$152.43M

P/E ratio

	Dec 31, 2019	Dec 31, 2020	Dec 31, 2021	Dec 31, 2022	Dec 31, 2023	Dec 31, 2024
Cash and due from banks	27	141	150	28	23	26
Interest bearing time deposits	-	-	-	-	2	2
Totals	-	-	263	239	220	202
Loans held for sale	-	-	-	-	3	7
Loans, net of unearned income	-	-	-	-	1,000	1,047
Allowance for credit losses	-	-	-	-	16	15
Net premises and equipment	23	24	23	23	21	20
Federal Reserve and Federal Home Loan Bank Stock, at cost	5	5	5	6	7	5
Foreclosed assets and other assets held for sale, net	0	0	2	1	1	-
Interest receivable	3	4	3	4	5	5
Goodwill	-	-	-	-	23	23
Cash value of life insurance	17	18	18	29	29	31
Carrying amount, beginning of year	11	8	12	14	14	15
Other assets	9	14	12	17	12	13
Total assets	1,039	1,258	1,331	1,336	1,343	1,380
Non interest bearing demand	158	252	247	257	229	232
Interest bearing demand	131	177	195	192	166	201
Savings	119	175	238	191	217	238
Money market	174	216	276	256	203	222
Total	258	230	157	191	256	259
Total deposits	840	1,049	1,113	1,087	1,070	1,153
Repurchase agreements	13	20	15	15	13	11
Total	16	8	6	60	84	35
Trust preferred securities	10	10	10	10	10	10
Subordinated debt net of issuance costs	-	-	20	20	20	20
Interest payable	1	1	0	1	2	2
Other liabilities	22	27	22	25	19	21
Total liabilities	902	1,115	1,186	1,217	1,219	1,252
Common stock, no par value; 2024 - 10,500,000 shares authorized, 8,525,375 shares issued; 2023 - 10,500,000 shares authorized, 8,525,375 shares issued	54	54	54	61	61	61
Additional paid-in capital	-	-	-	-	15	15
Retained earnings	73	85	100	102	108	116
Accumulated other comprehensive loss	1	2	-2	-32	-30	-30
Treasury stock, at cost; (2024 - 1,977,538 common shares; 2023 - 1,756,733 common shares)	7	13	22	28	31	35
Total shareholders’ equity	136	143	145	118	124	128
Total liabilities and shareholders’ equity	1,039	1,258	1,331	1,336	1,343	1,380