US-listed companies
REGIONS FINANCIAL CORP

REGIONS FINANCIAL CORPRF

Market cap

$20.9B

P/E ratio

10.1x

Income statement Balance sheet Cash flow

	Dec 31, 2011	Dec 31, 2012	Dec 31, 2013	Dec 31, 2014	Dec 31, 2015	Dec 31, 2016	Dec 31, 2017	Dec 31, 2018	Dec 31, 2019	Dec 31, 2020	Dec 31, 2021	Dec 31, 2022	Dec 31, 2023
Loans, including fees	3,444	3,178	3,005	2,941	2,942	3,066	3,228	3,613	3,866	3,610	3,452	4,088	5,733
Debt securities	758	681	603	615	564	566	600	625	643	582	533	688	749
Loans held for sale	-	-	-	-	-	-	-	-	-	28	37	36	40
Other earning assets	13	9	6	7	43	36	46	70	59	42	59	290	375
Total interest income	4,252	3,903	3,646	3,588	3,603	3,814	3,988	4,393	4,639	4,262	4,081	5,102	6,897
Deposits	472	284	135	105	109	117	156	250	447	180	64	197	1,255
Short-term borrowings	-1	2	2	2	1	-	5	30	53	10	-	-	96
Long-term borrowings	371	317	247	202	158	196	212	322	351	178	103	119	226
Total interest expense	842	603	384	309	268	313	373	602	851	368	167	316	1,577
Net interest income	3,410	3,300	3,262	3,279	3,307	3,398	3,540	3,735	3,745	3,894	3,914	4,786	5,320
Provision (credit) for credit losses	-	-	-	-	-	-	-	-	-	-	-	271	553
Net interest income after provision for credit losses	1,880	3,087	3,124	3,210	3,066	3,136	3,390	3,506	3,358	2,564	4,438	4,515	4,767
Deposit Account	-	-	-	-	-	-	-	710	729	621	648	641	592
Card and ATM fees	-	-	-	-	-	-	-	438	455	438	499	513	504
Asset Management	-	-	-	-	-	-	-	235	243	253	278	297	313
Capital Markets	-	-	-	-	-	-	-	202	178	275	331	339	222
Mortgage income	-	-	-	-	-	-	-	137	163	333	242	156	109
Securities gains, net	-	-	-	-	-	-	-	1	-28	4	3	-1	-5
Other	-	-	-	-	-	-	-	296	376	469	523	484	521
Noninterest Income	2,143	2,100	2,019	1,821	2,071	2,153	2,105	2,019	2,116	2,393	2,524	2,429	2,256
Net interest income	3,410	3,300	3,262	3,279	3,307	3,398	3,540	3,735	3,745	3,894	3,914	4,786	5,320
Labor and Related Expense	1,604	1,763	1,818	1,810	1,883	1,913	1,954	1,947	1,916	2,100	2,205	2,318	2,416
Occupancy, Net	388	382	365	368	361	348	345	335	321	313	303	300	289
Equipment Expense	275	261	280	287	303	317	330	325	325	348	365	392	412
Occupancy, Net	388	382	365	368	361	348	345	335	321	313	303	300	289
Equipment Expense	275	261	280	287	303	317	330	325	325	348	365	392	412
Other	1,340	1,120	1,093	967	1,060	1,039	995	963	927	882	874	1,058	1,299
Total non-interest expense	3,862	3,526	3,556	3,432	3,607	3,617	3,624	3,570	3,489	3,643	3,747	4,068	4,416
Provision (credit) for credit losses	-	-	-	-	-	-	-	-	-	-	-	271	553
Income before income taxes	-	-	-	-	-	-	-	-	-	-	3,215	2,876	2,607
Net interest income after provision for credit losses	1,880	3,087	3,124	3,210	3,066	3,136	3,390	3,506	3,358	2,564	4,438	4,515	4,767
Income tax expense	-28	482	452	457	455	514	614	387	403	220	694	631	533
Deposit Account	-	-	-	-	-	-	-	710	729	621	648	641	592
Card and ATM fees	-	-	-	-	-	-	-	438	455	438	499	513	504
Asset Management	-	-	-	-	-	-	-	235	243	253	278	297	313
Capital Markets	-	-	-	-	-	-	-	202	178	275	331	339	222
Mortgage income	-	-	-	-	-	-	-	137	163	333	242	156	109
Securities gains, net	-	-	-	-	-	-	-	1	-28	4	3	-1	-5
Other	-	-	-	-	-	-	-	296	376	469	523	484	521
Noninterest Income	2,143	2,100	2,019	1,821	2,071	2,153	2,105	2,019	2,116	2,393	2,524	2,429	2,256
Net income	-215	1,120	1,122	1,155	1,062	1,163	1,263	1,759	1,582	1,094	2,521	2,245	2,074
Labor and Related Expense	1,604	1,763	1,818	1,810	1,883	1,913	1,954	1,947	1,916	2,100	2,205	2,318	2,416
Occupancy, Net	388	382	365	368	361	348	345	335	321	313	303	300	289
Equipment Expense	275	261	280	287	303	317	330	325	325	348	365	392	412
Occupancy, Net	388	382	365	368	361	348	345	335	321	313	303	300	289
Equipment Expense	275	261	280	287	303	317	330	325	325	348	365	392	412
Other	1,340	1,120	1,093	967	1,060	1,039	995	963	927	882	874	1,058	1,299
Total non-interest expense	3,862	3,526	3,556	3,432	3,607	3,617	3,624	3,570	3,489	3,643	3,747	4,068	4,416
Net income available to common shareholders	-429	991	1,090	1,103	998	1,099	1,199	1,695	1,503	991	2,400	2,146	1,976
Income before income taxes	-	-	-	-	-	-	-	-	-	-	3,215	2,876	2,607
Income tax expense	-28	482	452	457	455	514	614	387	403	220	694	631	533
Basic	-0.34	0.72	0.78	0.8	0.75	0.87	1.01	1.55	1.51	1.03	2.51	2.29	2.11
Diluted	-0.34	0.71	0.77	0.8	0.75	0.87	1	1.54	1.5	1.03	2.49	2.28	2.11
Net income	-215	1,120	1,122	1,155	1,062	1,163	1,263	1,759	1,582	1,094	2,521	2,245	2,074
Net income available to common shareholders	-429	991	1,090	1,103	998	1,099	1,199	1,695	1,503	991	2,400	2,146	1,976
Basic	-0.34	0.72	0.78	0.8	0.75	0.87	1.01	1.55	1.51	1.03	2.51	2.29	2.11
Diluted	-0.34	0.71	0.77	0.8	0.75	0.87	1	1.54	1.5	1.03	2.49	2.28	2.11