REGIONS FINANCIAL CORPRF

Market cap

$22.2B

P/E ratio

	Dec 31, 2011	Dec 31, 2012	Dec 31, 2013	Dec 31, 2014	Dec 31, 2015	Dec 31, 2016	Dec 31, 2017	Dec 31, 2018	Dec 31, 2019	Dec 31, 2020	Dec 31, 2021	Dec 31, 2022	Dec 31, 2023	Dec 31, 2024
Loans, including fees	3,444	3,178	3,005	2,941	2,942	3,066	3,228	3,613	3,866	3,610	3,452	4,088	5,733	5,732
Debt securities	758	681	603	615	564	566	600	625	643	582	533	688	749	925
Loans held for sale	-	-	-	-	-	-	-	-	-	28	37	36	40	39
Other earning assets	13	9	6	7	43	36	46	70	59	42	59	290	375	412
Total interest income	4,252	3,903	3,646	3,588	3,603	3,814	3,988	4,393	4,639	4,262	4,081	5,102	6,897	7,108
Deposits	472	284	135	105	109	117	156	250	447	180	64	197	1,255	1,971
Short-term borrowings	-1	2	2	2	1	-	5	30	53	10	-	-	96	40
Long-term borrowings	371	317	247	202	158	196	212	322	351	178	103	119	226	279
Total interest expense	-	-	-	-	-	-	-	-	-	-	-	-	-	2,290
Net interest income	3,410	3,300	3,262	3,279	3,307	3,398	3,540	3,735	3,745	3,894	3,914	4,786	5,320	4,818
Provision for credit losses	-	-	-	-	-	-	-	-	-	-	-	271	553	487
Net interest income after provision for credit losses	1,880	3,087	3,124	3,210	3,066	3,136	3,390	3,506	3,358	2,564	4,438	4,515	4,767	4,331
Deposit Account	-	-	-	-	-	-	-	710	729	621	648	641	592	612
Card and ATM fees	-	-	-	-	-	-	-	438	455	438	499	513	504	467
Asset Management	-	-	-	-	-	-	-	235	243	253	278	297	313	338
Capital Markets	-	-	-	-	-	-	-	202	178	275	331	339	222	348
Mortgage income	-	-	-	-	-	-	-	137	163	333	242	156	109	146
Securities gains, net	-	-	-	-	-	-	-	1	-28	4	3	-1	-5	-208
Other	-	-	-	-	-	-	-	296	376	469	523	484	521	562
Noninterest Income	2,143	2,100	2,019	1,821	2,071	2,153	2,105	2,019	2,116	2,393	2,524	2,429	2,256	2,265
Labor and Related Expense	1,604	1,763	1,818	1,810	1,883	1,913	1,954	1,947	1,916	2,100	2,205	2,318	2,416	2,529
Equipment Expense	275	261	280	287	303	317	330	325	325	348	365	392	412	406
Occupancy, Net	388	382	365	368	361	348	345	335	321	313	303	300	289	278
Other	1,340	1,120	1,093	967	1,060	1,039	995	963	927	882	874	1,058	1,299	1,029
Total non-interest expense	3,862	3,526	3,556	3,432	3,607	3,617	3,624	3,570	3,489	3,643	3,747	4,068	4,416	4,242
Income before income taxes	-	-	-	-	-	-	-	-	-	-	3,215	2,876	2,607	2,354
Income tax expense	-28	482	452	457	455	514	614	387	403	220	694	631	533	461
Net income	-215	1,120	1,122	1,155	1,062	1,163	1,263	1,759	1,582	1,094	2,521	2,245	2,074	1,893
Net income available to common shareholders	-429	991	1,090	1,103	998	1,099	1,199	1,695	1,503	991	2,400	2,146	1,976	1,774
Basic	-0.34	0.72	0.78	0.8	0.75	0.87	1.01	1.55	1.51	1.03	2.51	2.29	2.11	1.94
Diluted	-0.34	0.71	0.77	0.8	0.75	0.87	1	1.54	1.5	1.03	2.49	2.28	2.11	1.93