PRA GROUP INCPRAA

Market cap

$616.3M

P/E ratio

	Dec 31, 2010	Dec 31, 2011	Dec 31, 2012	Dec 31, 2013	Dec 31, 2014	Dec 31, 2015	Dec 31, 2016	Dec 31, 2017	Dec 31, 2018	Dec 31, 2019	Dec 31, 2020	Dec 31, 2021	Dec 31, 2022	Dec 31, 2023	Dec 31, 2024
Portfolio income	-	-	-	-	-	-	-	-	-	-	984	875	772	757	857
Changes in expected recoveries	-	-	-	-	-	-	-	-	-	-	69	198	169	29	241
Total portfolio revenue	-	-	-	-	-	-	-	-	-	-	-	1,073	941	786	1,098
Other revenue	-	-	-	-	-	-	-	-	-	-	-	-	25	16	16
Total revenues	373	459	593	735	881	942	831	814	908	1,017	1,065	1,096	967	803	1,115
Compensation and benefits	124	138	168	192	235	268	259	273	319	310	295	302	286	289	299
Legal Costs	-	39	72	83	88	76	-	-	105	134	102	78	77	89	125
Legal Fees	-	24	34	41	51	53	-	-	-	-	-	-	-	38	57
Agency fees	-	8	6	6	16	32	45	36	34	56	56	63	64	75	83
Professional and outside services	-	19	29	32	56	65	63	63	61	64	84	93	92	83	83
Communication	-	23	29	29	33	33	34	33	43	44	41	43	39	40	43
Rent and occupancy	5	6	7	8	12	15	16	15	17	18	18	18	19	17	17
Depreciation, amortization and impairment	-	-	-	-	-	-	-	-	-	-	-	-	-	-	11
Other operating expenses	10	12	16	26	30	69	39	44	47	47	47	61	51	52	57
Total operating expenses	243	282	377	438	539	632	612	603	690	745	716	721	681	702	775
Income from operations	130	178	216	298	342	310	218	211	185	248	350	375	286	100	340
Interest expense, net	-	-	-	-	-	-	-	-98	-121	-142	-142	-124	-131	-182	-229
Foreign exchange gain/(loss), net	-	-	-	-	-6	8	3	-1	-1	12	2	-1	1	0	-0
Other	-	-	-	-	-	-	-	-3	-0	-0	-1	0	-1	-2	-1
Income/(loss) before income taxes	-	-	-	-	-	-	-	-	-	-	-	250	155	-83	110
Income tax expense/(benefit)	47	66	81	106	125	89	43	-12	14	20	41	55	37	-16	21
Net income/(loss)	74	101	126	177	177	168	91	169	76	98	168	196	118	-67	89
Net Income (Loss) Attributable to Noncontrolling Interest	-0	0	-0	2	-	-0	6	7	10	12	18	12	1	17	18
Net income/(loss) attributable to PRA Group, Inc.	74	101	127	177	177	168	91	169	76	98	168	196	118	-67	89
Basic (USD per share)	4.37	5.89	7.45	3.48	3.53	3.49	1.84	3.55	1.45	1.9	3.28	4.07	2.96	-2.13	1.79
Diluted (USD per share)	4.35	5.85	7.39	3.45	3.5	3.47	1.83	3.54	1.44	1.89	3.26	4.04	2.94	-2.13	1.79