NBT BANCORP INCNBTB

Market cap
$2.2B
P/E ratio
1099x
Dec 31,
2010
Dec 31,
2011
Dec 31,
2012
Dec 31,
2013
Dec 31,
2014
Dec 31,
2015
Dec 31,
2016
Dec 31,
2017
Dec 31,
2018
Dec 31,
2019
Dec 31,
2020
Dec 31,
2021
Dec 31,
2023
Net income5758556275767882113121104155119
Provision----------51-825
Depreciation and amortization of premises and equipment-56889999910-11
Net amortization on securities1-2-2-5-3-3-5-5-4-3-4--3
Amortization of intangible assets3335554444335
Amortization of operating lease right-of-use assets------------7
Amount of cash outflow for tax benefit related to deductible compensation cost reported on the entity's tax return for equity instruments in excess of the compensation cost for those instruments recognized for financial reporting purposes.------------0
Stock-based compensation expense43444444445-5
Bank owned life insurance income3334545555667
Amortization of subordinated debt issuance costs----------0-0
Proceeds from sale of loans held for sale8314657177297111103176169-54
Originations of loans held for sale---------181158-56
Net gain on sale of loans held for sale-10210000012-0
Net security losses (gains)---------64-01-9
Net (gains) losses on sale of other real estate owned-131101100-00-0
The charge against earnings resulting from the write down of a minority interest equity investment during the period.------------5
Net deferred income tax expense (benefit)-15-9-028-----2-1716
Net change in other assets and other liabilities---------550-28
Net cash provided by operating activities898489119---137148153142-157
Net cash provided by (used in) acquisitions------248-4--45
Proceeds from maturities, calls and principal paydowns511542574377236299325291259274336-116
Proceeds from sales--------10126--125
Purchases--------132253690--
Proceeds from maturities, calls and principal paydowns1124732344579101104101224243-101
Purchases4921208549951576140171231-88
The cash inflow associated with the calls of equity securities.----------2--
The cash outflow associated with the purchase of equity securities.--------00--0
Net increase in loans-7173278255212315344419331273379-338
Proceeds from Federal Home Loan Bank stock redemption----786115924924718363-92
Amount of cash outflow to acquire Federal Reserve Bank (FRB) stock and Federal Home Loan Bank (FHLB) stock.---------17446-91
Proceeds from settlement of bank owned life insurance31--6211-11-4
Purchases of bank owned life insurance------47------
Purchases of premises and equipment, net710769837778-9
Proceeds from sales of other real estate owned33454477421-0
Net cash (used in) provided by investing activities58-175-127-184----305-418-64-710--44
Net increase (decrease) in deposits4188135-84093053691971982201,494-164
Net (decrease) increase in short-term borrowings322-19271-13912623937153-216-487--232
Proceeds from long-term debt------------25
Repayments of long-term debt----------25-0
Proceeds from the issuance of shares to employee and other stock plans-------3110-0
Cash paid by employer for tax-withholding on stock issuance-------4222-2
Purchase of treasury stock-31151202717---8-5
Cash dividends2827273437383940434647-56
Net cash (used in) provided by financing activities-166527260---179291-531,023--105
Net increase (decrease) in cash and cash equivalents---------36456-8
Interest expense-------26375632-130
Income taxes paid, net of refund-------34322846-28
Loans transferred to other real estate owned---54376111-0
Fair value of assets acquired, excluding acquired cash and goodwill-672581,505-4336-3-1,416
Fair value of liabilities assumed------------1,380
Common stock issued------------162