First Western Financial IncMYFW

Market cap

$250.46M

P/E ratio

	Dec 31, 2018	Dec 31, 2019	Dec 31, 2020	Dec 31, 2021	Dec 31, 2022	Dec 31, 2023	Dec 31, 2024
Loans, including fees	37	42	52	61	94	135	140
Loans accounted for under the fair value option	-	-	-	-	1	1	1
Investment securities	1	1	1	1	2	2	3
Interest Income, Federal Funds Sold	1	2	0	0	2	6	9
Dividends, restricted stock	-	-	-	-	0	1	0
Total interest and dividend income	39	45	53	62	100	146	153
Deposits	7	12	6	3	13	65	83
Other borrowed funds	2	1	1	2	4	9	6
Total interest expense	8	13	7	5	17	74	88
Net interest income	31	32	46	57	83	71	64
Less: Provision for credit losses	0	1	5	1	4	10	2
Net interest income, after provision for credit losses	30	31	41	55	80	61	62
Investment Banking Revenue	19	19	19	20	19	19	19
Net gain on mortgage loans	5	11	29	16	5	3	5
Net loss on loans held for sale	-	-	-	-	-	-0	-0
Bank fees	2	1	1	2	3	2	2
Risk management and insurance fees	1	1	1	1	1	1	2
Bank Owned Life Insurance Income	0	0	0	0	0	0	0
Fair Value, Option, Credit Risk, Gains (Losses) on Assets	-	-	-	-	-1	-2	-1
Unrealized loss recognized on equity securities	-	-	-	-	0	-0	-0
Other	-	-	-	0	0	-1	1
Total non-interest income	27	33	51	40	28	22	28
Total income before non-interest expense	58	64	93	95	108	146	153
Labor and Related Expense	30	32	35	41	48	45	45
Occupancy, Net	6	6	6	6	8	8	8
Professional Fees	3	4	5	6	8	8	8
Technology Information Systems	4	4	4	4	4	3	4
Data processing	3	3	4	6	4	5	4
Marketing	1	1	1	2	2	2	1
Amortization of Intangible Assets	1	0	0	0	0	0	0
Other	2	3	3	3	5	5	7
Total non-interest expense	50	54	60	68	79	76	78
Income before income taxes	-	-	-	-	-	7	12
Income tax expense	2	2	9	7	7	2	3
Net income available to common shareholders	4	8	25	21	22	5	8
Earnings Per Share, Basic	0.64	1.02	3.11	2.58	2.29	0.55	0.88
Earnings Per Share, Diluted	0.63	1.01	3.08	2.5	2.23	0.54	0.87