Rakuten Card Co.,Ltd.【JP:E35230】
Market cap
P/E ratio
| Dec 31, 2018 | Dec 31, 2019 | Dec 31, 2020 | Dec 31, 2021 | Dec 31, 2022 | Dec 31, 2023 | Dec 31, 2024 | |
| Profit (loss) before tax | 38,474 | 67,409 | 88,945 | 95,925 | 60,268 | 69,204 | 61,938 |
| Profit before tax from discontinued operations | - | - | - | 43,416 | 18,725 | 8,842 | 1,120 |
| Depreciation and amortization | 13,516 | 32,130 | 45,200 | 51,184 | 46,940 | 34,682 | 39,413 |
| Other (profit) loss | -88,980 | -165,250 | -191,433 | -207,005 | -180,354 | -144,997 | -145,581 |
| Decrease (increase) in loans for credit card business | -281,335 | -364,138 | -204,590 | -354,240 | -387,316 | -242,150 | -405,782 |
| Decrease (increase) in assets arising from contract costs | -16,674 | -16,733 | -20,131 | -23,752 | -24,825 | -21,503 | -20,358 |
| Increase (decrease) in trade payables | 64,906 | 69,748 | 85,594 | 63,717 | 65,184 | -10,646 | 113,299 |
| Increase (decrease) in insurance (reinsurance) contract assets and liabilities | - | - | - | - | -29,333 | -26,456 | -9,346 |
| Increase (decrease) in deposits received | -42,341 | -17,099 | 3,830 | -1,132 | 6,606 | 44,407 | 58,275 |
| Other | 79,391 | 168,207 | 58,159 | 326,617 | 82,538 | 118,443 | 46,708 |
| Income taxes paid | -5,182 | -23,129 | -19,528 | -21,139 | -27,115 | -14,682 | -17,528 |
| Net cash provided by (used in) operating activities | -242,292 | 313,978 | 1,023,808 | 983,062 | -637,080 | -193,698 | -277,842 |
| Payments into time deposits | - | -7,537 | -8,352 | -9,820 | -20,275 | -5,555 | - |
| Proceeds from withdrawal of time deposits | - | 8,081 | 9,497 | 8,680 | 14,423 | 9,634 | - |
| Purchase of property, plant and equipment | -7,395 | -17,201 | -10,787 | -6,111 | -8,724 | -2,226 | -3,355 |
| Proceeds from sale of property, plant and equipment | 1 | 124 | 572 | - | 757 | 1 | 187 |
| Purchase of intangible assets | -4,976 | -22,452 | -30,036 | -27,678 | -22,470 | -20,165 | -21,304 |
| Purchase of investment securities in insurance business | - | -139,982 | -75,676 | -68,781 | -43,271 | -78,890 | -39,507 |
| Proceeds from sales and redemption of investment securities in insurance business | - | 136,091 | 60,349 | 77,169 | 53,154 | 78,702 | 92,112 |
| Purchase of securities | - | -902 | -3,220 | -1,812 | -376 | - | -6,810 |
| Collection of loans receivable | - | - | - | - | - | 6 | 30,551 |
| Increase of change in the scope of consolidation | - | - | - | - | - | 27,592 | - |
| Decrease of change in the scope of consolidation | - | - | - | - | -3,796,539 | - | -19,965 |
| Other payments | -335 | -20,085 | -687 | -1,623 | -8,542 | -2,527 | -4,706 |
| Other proceeds | 12 | 467 | 19,328 | 643 | 20,310 | 176 | 56 |
| Net cash provided by (used in) investing activities | -13,559 | -142,578 | -41,821 | -231,504 | -4,125,841 | 6,742 | 27,259 |
| Net increase (decrease) in short-term borrowings | 264,997 | -68,246 | 411,429 | 116,519 | 759,153 | 43,249 | 171,396 |
| Net increase (decrease) in commercial paper | 40,000 | 34,500 | 99,500 | - | 29,900 | -175,200 | 237,400 |
| Proceeds from long-term borrowings | 87,678 | 428,322 | 321,250 | 577,229 | 797,542 | 519,041 | 569,237 |
| Repayments of long-term borrowings | -75,296 | -303,508 | -247,774 | -137,926 | -412,798 | -503,720 | -529,408 |
| Repayments of lease liabilities | -127 | -1,805 | -4,464 | -5,885 | -4,466 | -3,155 | -4,197 |
| Redemption of bonds | -150 | - | - | - | -20,000 | -9 | -50,016 |
| Dividends paid | -10,000 | -30,000 | -33,000 | -20,000 | -30,000 | -30,000 | -15,000 |
| Other | - | 263 | 17,633 | 60 | - | - | 1,110 |
| Net cash provided by (used in) financing activities | 307,102 | 109,201 | 594,408 | 589,720 | 1,169,149 | -149,794 | 380,522 |
| Effect of exchange rate changes on cash and cash equivalents | -62 | -17 | -1,628 | 8,738 | 18,340 | 616 | 164 |
| Net increase (decrease) in cash and cash equivalents | 51,189 | 280,584 | 1,574,767 | 1,350,016 | -3,579,551 | -336,134 | 130,103 |