ORIX CREDIT CORPORATION【JP:E25762】

Market cap

P/E ratio

	Mar 31, 2013	Mar 31, 2014
Interest on operating loans	22,641	21,020
Revenue from credit guarantee	4,120	5,744
Interest on loans receivable from subsidiaries and associates	11	5
Interest income-other financial revenue	0	0
Other financial revenue	11	5
Other operating revenue	325	318
Operating revenue	27,098	27,087
Interest expenses	2,282	2,056
Interest on bonds	47	47
Other	21	-
Financial expenses	2,349	2,103
Advertising expenses	2,920	2,139
Provision of allowance for doubtful accounts	1,718	3,154
Provision for loss on guarantees-other operating expenses	853	1,005
Provision for loss on interest repayment	10	35
Employees' salaries and bonuses	2,898	2,851
Provision for bonuses	390	467
Retirement benefit expenses	308	198
Provision for directors' retirement benefits	35	10
Welfare expenses	487	497
Rent expenses	343	310
Depreciation	786	871
Commission fee	2,396	2,081
Communication expenses	762	676
Other	3,030	2,572
Other operating expenses	16,936	16,867
Operating expenses	19,285	18,970
Operating income (loss)	7,813	8,117
Dividend income	1	2
Dividend income of insurance	15	5
Commission fee	2	2
Interest on refund of income taxes and other	-	38
Miscellaneous income	1	0
Non-operating income	19	47
Miscellaneous loss	0	0
Non-operating expenses	0	0
Ordinary income (loss)	7,831	8,163
Loss on sales of non-current assets	-	-
Loss on retirement of non-current assets	22	0
Extraordinary losses	22	0
Income (loss) before income taxes	7,810	8,163
Income taxes - current	3,983	3,426
Income taxes - deferred	-933	-215
Income taxes	3,050	3,211
Net income (loss)	4,760	4,953