【JP:E23582】
Market cap
P/E ratio
| Mar 31, 2014 | Mar 31, 2015 | Mar 31, 2016 | Mar 31, 2017 | Mar 31, 2018 | Mar 31, 2019 | Mar 31, 2020 | Mar 31, 2021 | Mar 31, 2022 | Mar 31, 2023 | |
| Net loss | -35,936 | -134,789 | 50,570 | 102,070 | 117,798 | 76,480 | -29,646 | -1,037,286 | -387,510 | -268,708 |
| Depreciation | 8,822 | 8,640 | 9,217 | 9,822 | 10,344 | 9,753 | 8,709 | 8,164 | 10,894 | 11,442 |
| Impairment losses | 142 | 217 | 192 | 158 | 71 | 148 | 171 | 78 | 104 | 172 |
| Increase (decrease) in allowance for loan losses | 25,674 | -46,479 | -13,920 | -23,240 | -9,954 | 16,850 | 34,321 | 344,226 | 206,928 | 70,327 |
| Increase (decrease) in reserve for insurance policy liabilities | -251,616 | 108,708 | -129,663 | -165,202 | -182,489 | -164,231 | -65,267 | 763,687 | 200,844 | 49,579 |
| Increase (decrease) in provision for bonuses | 456 | 290 | 204 | 54 | 81 | 256 | 88 | 60 | -141 | 141 |
| Increase (decrease) in provision for bonuses for directors (and other officers) | 3 | 1 | - | 1 | - | 1 | - | - | - | - |
| Increase (decrease) in provision for retirement benefits | 2,395 | -103,344 | -2,253 | -522 | -2,169 | -1,493 | -781 | 1,535 | 2,176 | 2,647 |
| Increase (decrease) in provision for retirement benefits for directors (and other officers) | -23 | -21 | -1 | 1 | -5 | -1 | 5 | -11 | 11 | 13 |
| Increase (decrease) in reserve for compensation losses | -27,573 | -5,003 | -8,437 | 4,032 | 9,516 | -8,801 | -3,591 | -203 | 501 | 2,137 |
| Interest income | -321,355 | -303,820 | -281,382 | -254,251 | -234,359 | -221,556 | -212,345 | -210,272 | -191,279 | -176,188 |
| Interest expenses | 132,882 | 114,509 | 95,625 | 76,829 | 61,674 | 49,916 | 38,368 | 32,947 | 29,435 | 26,991 |
| Loss (gain) related to securities | - | 2 | 42 | 58 | 71 | 91 | 83 | 81 | 25 | 209 |
| Foreign exchange losses (gains) | - | - | 27 | -39 | 21 | -20 | 27 | -47 | -87 | -35 |
| Loss (gain) on disposal of non-current assets | -23 | 1,112 | -320 | 11 | 132 | 328 | 147 | 144 | 93 | -225 |
| Net decrease (increase) in loans and bills discounted | 571,862 | 1,011,769 | 1,308,888 | 339,826 | 394,315 | 519,901 | 404,761 | -12,264,763 | 89,865 | 1,116,290 |
| Net increase (decrease) in borrowed money | -507,426 | -968,563 | -1,173,965 | -330,393 | -406,016 | -633,240 | -74,641 | 10,903,457 | -2,133,370 | -3,061,292 |
| Net increase (decrease) in entrusted funds | -5,007 | -928 | -244 | -739 | -852 | -821 | -872 | -946 | -1,543 | -1,718 |
| Net decrease (increase) in due from banks | 184,380 | -365,430 | 699,490 | -585,080 | 94,160 | -173,230 | -4,770 | -1,277,690 | -2,598,410 | -452,750 |
| Increase (decrease) in straight bonds - issuance and redemption | -301,000 | -193,000 | -144,937 | -230,680 | -29,853 | 30,084 | -79,803 | 165,371 | -249,999 | -399,100 |
| Interest received | 322,692 | 305,238 | 283,188 | 256,089 | 235,575 | 222,334 | 213,241 | 211,134 | 192,725 | 176,760 |
| Interest paid | -136,487 | -117,073 | -97,717 | -79,600 | -63,925 | -51,758 | -39,951 | -34,007 | -30,362 | -27,698 |
| Other, net | 5,635 | 5,070 | 7,750 | 6,129 | -3,022 | -2,932 | -6,489 | 6,070 | 17,425 | -2,578 |
| Subtotal | -331,502 | -682,892 | 602,352 | -869,578 | -13,969 | -331,940 | 181,764 | -2,388,267 | -4,841,675 | -2,933,581 |
| Net cash provided by (used in) operating activities | -331,502 | -682,892 | 602,352 | -869,578 | -13,969 | -331,940 | 181,764 | -2,388,267 | -4,841,675 | -2,933,581 |
| Purchase of securities | -1,622,688 | -509,985 | -4,498 | -30,645 | -7,479 | -8,800 | -6,048 | -3,410 | -8,883 | -11,515 |
| Proceeds from redemption of securities | 1,433,732 | 947,050 | 7 | 22,413 | 3,852 | 5,450 | 6,555 | 7,815 | 6,064 | 3,224 |
| Purchase of property, plant and equipment | -1,865 | -2,471 | -4,182 | -5,371 | -3,038 | -4,363 | -2,718 | -2,301 | -2,936 | -1,830 |
| Proceeds from sale of property, plant and equipment | 2,380 | 489 | 1,279 | 444 | 224 | 163 | 528 | 106 | 208 | 844 |
| Purchase of intangible assets | -3,695 | -8,228 | -4,154 | -3,749 | -3,531 | -3,108 | -9,070 | -5,709 | -11,700 | -7,006 |
| Net cash provided by (used in) investing activities | -192,136 | 426,855 | -11,548 | -16,908 | -9,971 | -10,658 | -10,754 | -3,500 | -17,248 | -16,283 |
| Proceeds from issuance of shares | 359,223 | 254,348 | 109,559 | 241,573 | 117,802 | 171,377 | 192,222 | 4,117,681 | 6,945,226 | 140,471 |
| Repayments of lease liabilities | -2,086 | -1,270 | -979 | -1,007 | -876 | -699 | -719 | -1,180 | -1,734 | -1,739 |
| Payment to the national budget | - | - | - | - | - | - | - | -76 | -75 | -85 |
| Net cash provided by (used in) financing activities | 357,136 | 253,066 | 108,419 | 240,487 | 116,887 | 170,654 | 191,463 | 4,116,423 | 6,943,415 | 138,646 |
| Effect of exchange rate change on cash and cash equivalents | - | - | -27 | 39 | -21 | 20 | -27 | 47 | 87 | 35 |
| Net increase (decrease) in cash and cash equivalents | -166,502 | -2,970 | 699,195 | -645,961 | 92,924 | -171,923 | 362,446 | 1,724,702 | 2,084,579 | -2,811,183 |