| Mar 31, 2020 | Mar 31, 2021 | Mar 31, 2022 | Mar 31, 2023 |
|---|
| Cash and deposits | - | 74,148 | 74,866 | 123,712 |
|---|
| Accounts receivable - installment | - | 711,827 | 796,503 | 872,827 |
|---|
| Accounts receivable - installment sales - credit guarantee | - | 535,718 | 563,517 | 606,183 |
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| Investments in leases | - | 38,037 | 49,896 | 62,997 |
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| Money held in trust | - | 85,611 | 86,351 | 79,626 |
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| Other | - | 46,998 | 36,065 | 27,442 |
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| Allowance for doubtful accounts | - | -37,239 | -41,764 | -47,088 |
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| Current assets | - | 1,455,411 | 1,565,873 | 1,726,147 |
|---|
| Buildings and structures, net | - | - | - | 1,120 |
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| Land | - | 2,843 | 161 | 161 |
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| Other, net | - | - | - | 1,169 |
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| Property, plant and equipment | - | 5,469 | 1,676 | 2,392 |
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| Software | - | 20,537 | 18,629 | 18,677 |
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| Other | - | - | - | - |
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| Intangible assets | - | 20,537 | 18,629 | 18,677 |
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| Investment securities | - | 160 | 167 | 167 |
|---|
| Retirement benefit asset | - | - | - | 7,680 |
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| Deferred tax assets | - | 3,757 | 4,802 | 2,729 |
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| Other | - | 1,950 | 1,704 | 1,412 |
|---|
| Investments and other assets | - | 9,987 | 11,235 | 10,312 |
|---|
| Non-current assets | - | 35,994 | 31,541 | 31,383 |
|---|
| Bond issuance costs | - | - | 36 | 19 |
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| Deferred assets | - | - | 36 | 19 |
|---|
| Assets | - | 1,491,405 | 1,597,451 | 1,757,550 |
|---|
| Accounts payable - trade | - | 18,000 | 17,147 | 18,895 |
|---|
| Accounts payable - credit guarantee | - | 535,718 | 563,517 | 606,183 |
|---|
| Short-term bonds payable | - | 147,300 | 107,700 | 8,500 |
|---|
| Current portion of bonds payable | - | - | - | 10,000 |
|---|
| Short-term borrowings | - | 230,000 | 370,000 | 570,000 |
|---|
| Current portion of long-term borrowings | - | 79,686 | 46,875 | 55,038 |
|---|
| Lease liabilities | - | 7,322 | 10,152 | 13,259 |
|---|
| Income taxes payable | - | 596 | - | 482 |
|---|
| Provision for bonuses | - | 1,399 | 2,180 | 2,134 |
|---|
| Provision for point card certificates | - | - | 831 | 1,299 |
|---|
| Deposits received | - | 113,074 | 121,647 | 129,701 |
|---|
| Deferred installment income | - | 32,918 | 34,422 | 35,588 |
|---|
| Other | - | 4 | 67 | 4 |
|---|
| Current liabilities | - | 1,175,164 | 1,280,885 | 1,456,507 |
|---|
| Bonds payable | - | - | 20,000 | 10,000 |
|---|
| Long-term borrowings | - | 73,241 | 63,481 | 53,784 |
|---|
| Long-term receivables fluidity debt | - | 145,457 | 114,827 | 105,881 |
|---|
| Lease liabilities | - | 30,714 | 39,743 | 49,737 |
|---|
| Retirement benefit liability | - | - | - | 35 |
|---|
| Provision for loss on interest repayment | - | 3,623 | 4,322 | 4,044 |
|---|
| Other | - | 553 | 432 | 858 |
|---|
| Non-current liabilities | - | 254,051 | 243,205 | 224,624 |
|---|
| Liabilities | - | 1,429,215 | 1,524,091 | 1,681,131 |
|---|
| Share capital | - | 15,000 | 100 | 100 |
|---|
| Capital surplus | - | 28,995 | 24,662 | 24,771 |
|---|
| Retained earnings | - | 18,194 | 57,487 | 51,633 |
|---|
| Shareholders' equity | - | 62,190 | 73,446 | 76,505 |
|---|
| Valuation difference on available-for-sale securities | - | - | - | - |
|---|
| Revaluation reserve for land | - | - | -86 | -86 |
|---|
| Remeasurements of defined benefit plans | - | - | - | 2,168 |
|---|
| Valuation and translation adjustments | - | - | -86 | -86 |
|---|
| Net assets | 58,762 | 62,190 | 73,360 | 76,418 |
|---|
| Liabilities and net assets | - | 1,491,405 | 1,597,451 | 1,757,550 |
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