The Shoko Chukin Bank,Ltd.【JP:E21951】
Market cap
P/E ratio
| Mar 31, 2013 | Mar 31, 2014 | Mar 31, 2015 | Mar 31, 2016 | Mar 31, 2017 | Mar 31, 2018 | Mar 31, 2019 | Mar 31, 2020 | Mar 31, 2021 | Mar 31, 2022 | Mar 31, 2023 | |
| Profit (loss) before income taxes | 26,409 | 26,472 | 35,989 | 33,246 | 48,958 | 56,304 | 24,628 | 16,060 | 10,664 | 30,846 | 30,967 |
| Depreciation | 5,416 | 5,919 | 6,518 | 6,904 | 6,835 | 6,373 | 5,625 | 5,386 | 5,948 | 5,783 | 6,087 |
| Impairment losses | 316 | 47 | 256 | 106 | 66 | 558 | 6,760 | 4,413 | 1,253 | 412 | 77 |
| Increase (decrease) in allowance for loan losses | 2,330 | 9,372 | 9,964 | 15,262 | -23,749 | -31,321 | -15,661 | -12,535 | 2,798 | 2,286 | 2,368 |
| Increase (decrease) in provision for bonuses | -107 | 135 | 47 | 103 | 8 | -2 | -19 | -6 | -65 | -316 | 679 |
| Decrease (increase) in retirement benefit asset | - | 542 | -7,717 | -4,072 | -2,220 | -2,090 | -9,303 | -5,392 | -2,935 | -1,604 | -1,559 |
| Increase (decrease) in retirement benefit liability | - | -840 | -486 | -709 | -909 | -431 | -656 | -10,762 | -8,959 | -2,757 | -735 |
| Increase (decrease) in provision for retirement benefits for directors (and other officers) | 12 | -5 | 9 | 14 | -45 | 23 | -73 | 35 | 18 | 20 | 58 |
| Increase (decrease) in provision for loss on refund for dormant bonds | 364 | 79 | 807 | 247 | 6,284 | 15,854 | 22,848 | 1,533 | -2,797 | -2,817 | -2,636 |
| Increase (decrease) in provision for environmental measures | -15 | -21 | -28 | -26 | -5 | -9 | 1 | -28 | -49 | - | -1 |
| Increase (decrease) in other provisions | - | 2 | 9 | - | 1 | 4 | 4 | 2 | -12 | 2 | 4 |
| Interest income | -172,074 | -161,289 | -153,025 | -143,668 | -130,197 | -113,169 | -101,915 | -95,018 | -102,888 | -107,615 | -115,759 |
| Interest expenses | 35,591 | 27,402 | 21,562 | 17,859 | 11,023 | 7,640 | 7,435 | 6,519 | 5,157 | 4,152 | 8,420 |
| Loss (gain) related to securities | -1,876 | -1,606 | -1,734 | -2,142 | -1,363 | -913 | -639 | 857 | 1,882 | -473 | 1,796 |
| Loss (gain) on disposal of non-current assets | -31 | 257 | -207 | 173 | 172 | 82 | -596 | 19 | -455 | -1,033 | -196 |
| Net decrease (increase) in trading account assets | 3,523 | 1,061 | 1,283 | -3,169 | 6,090 | -928 | 7,281 | -711 | -266 | 1,521 | -5,318 |
| Net increase (decrease) in trading account liabilities | -5,639 | -1,786 | -917 | 3,599 | -6,916 | 1,735 | -4,249 | -37 | 561 | -3,704 | 5,158 |
| Net decrease (increase) in loans and bills discounted | 76,778 | 59,899 | -16,792 | -35,604 | 181,653 | 706,555 | 356,340 | -4,543 | -1,226,275 | -86,411 | -30,257 |
| Net increase (decrease) in deposits | 484,096 | 542,990 | 159,900 | 146,165 | -55,806 | -217,932 | 166,114 | 25,204 | 810,216 | -185,333 | 79,692 |
| Net increase (decrease) in negotiable certificates of deposit | 56,710 | -17,620 | 35,479 | 15,235 | 145,930 | -15,733 | 27,238 | -10,542 | 164,046 | 53,587 | 197,723 |
| Net increase (decrease) in debentures | -325,232 | -193,875 | 8,348 | -16,712 | -72,747 | -284,581 | -221,230 | -248,160 | -202,980 | -244,600 | -93,720 |
| Net increase (decrease) in borrowed money (excluding subordinated borrowings) | -145,702 | -233,837 | -105,940 | -313,451 | -98,384 | -471,225 | -114,989 | -89,523 | 1,243,048 | 99,542 | -59,509 |
| Net decrease (increase) in due from banks (excluding due from Bank of Japan) | 30,638 | -138,100 | 47,182 | -40,438 | 130,137 | 22,375 | -16,865 | 10,951 | -30,085 | 30,918 | 5,444 |
| Net decrease (increase) in call loans | 76,314 | -79,620 | 78,816 | -12,873 | -36,289 | 14,817 | -2,887 | 11,847 | -103,335 | -35,126 | -202,701 |
| Net increase (decrease) in cash collateral received for securities lent | - | - | - | 105,546 | 369,397 | 105,333 | 12,965 | -256,304 | -172,127 | -25,638 | 61,514 |
| Net decrease (increase) in foreign exchanges - assets | -3,745 | 714 | -2,298 | 892 | 1,168 | 122 | -984 | 670 | -8,909 | -3,144 | 5,028 |
| Net increase (decrease) in foreign exchanges - liabilities | 6 | 18 | 98 | -80 | - | -77 | 22 | - | 12 | 32 | 416 |
| Interest received | 181,779 | 174,050 | 162,753 | 153,866 | 138,573 | 118,842 | 108,659 | 102,107 | 107,179 | 109,250 | 115,955 |
| Interest paid | -39,914 | -29,367 | -23,171 | -18,568 | -11,989 | -8,267 | -8,156 | -6,315 | -4,868 | -4,505 | -7,189 |
| Other, net | -7,726 | -13,436 | -8,902 | -13,358 | -44,979 | -62,116 | -11,724 | -18,790 | 14,765 | -1,465 | -30,027 |
| Subtotal | 287,687 | -12,338 | 241,501 | -103,529 | 548,827 | -150,980 | 237,378 | -571,893 | 501,379 | -367,806 | -27,637 |
| Income taxes paid | -9,146 | -19,804 | -18,595 | -17,842 | -13,443 | -14,654 | -13,381 | -10,674 | - | -2,697 | -10,800 |
| Net cash provided by (used in) operating activities | 278,541 | -32,143 | 222,906 | -121,372 | 535,383 | -165,634 | 223,997 | -582,568 | 502,640 | -370,504 | -38,438 |
| Purchase of securities | -2,492,640 | -954,852 | -717,578 | -447,048 | -425,754 | -250,600 | -149,338 | -220,576 | -348,328 | -269,971 | -281,802 |
| Proceeds from sale of securities | 280,549 | 385,090 | 356,027 | 594,839 | 350,276 | 84,785 | 206,805 | 119,914 | 102,026 | 392,861 | 274,984 |
| Proceeds from redemption of securities | 2,358,214 | 747,733 | 400,451 | 75,945 | 230,352 | 189,953 | 61,697 | 181,929 | 73,197 | 119,464 | 239,037 |
| Purchase of property, plant and equipment | -3,576 | -3,939 | -3,746 | -2,528 | -3,638 | -3,397 | -2,172 | -2,937 | -7,791 | -983 | -1,494 |
| Purchase of intangible assets | -5,741 | -4,931 | -4,570 | -2,638 | -1,636 | -4,335 | -4,190 | -4,530 | -3,864 | -5,741 | -7,386 |
| Proceeds from sale of property, plant and equipment | 450 | 167 | 468 | 95 | 15 | 210 | 711 | - | 733 | 1,359 | 454 |
| Payments for asset retirement obligations | - | - | - | - | - | - | - | - | -567 | -824 | -81 |
| Net cash provided by (used in) investing activities | 137,249 | 169,265 | 31,049 | 218,663 | 149,580 | 16,625 | 113,507 | 73,799 | -184,595 | 236,165 | 223,710 |
| Repayments of subordinated borrowings | - | - | - | - | -16,000 | -20,000 | -5,000 | - | - | -15,000 | - |
| Issuance of subordinated bonds | - | - | - | - | - | - | - | - | 10,000 | 20,000 | 50,000 |
| Purchase of treasury shares | -11 | -11 | -10 | -10 | -11 | -11 | -11 | -10 | -63 | -10 | -7 |
| Proceeds from sale of treasury shares | - | - | - | - | - | - | - | - | - | - | - |
| Dividends paid | -4,498 | -4,498 | -4,497 | -4,497 | -4,497 | -4,497 | -4,497 | -4,496 | -4,496 | -4,495 | -4,495 |
| Dividends paid to non-controlling interests | - | - | -3 | -3 | -3 | -3 | -3 | -3 | -3 | -3 | -3 |
| Net cash provided by (used in) financing activities | -4,513 | -4,512 | -4,511 | -4,512 | -10,512 | -24,512 | -24,512 | -10,011 | 5,435 | 490 | 45,493 |
| Net increase (decrease) in cash and cash equivalents | 411,276 | 132,609 | 249,443 | 92,778 | 674,451 | -173,522 | 312,992 | -518,780 | 323,480 | -133,847 | 230,765 |