The Shoko Chukin Bank,Ltd.

<h3 class="smt_head2" style="font-family:'ＭＳ ゴシック';">3 [Dividend Policy]</h3><p class="smt_text2" style="orphans:0;widows:0;">Our basic dividend policy is to build a sound financial foundation and maintain stable dividends while strengthening retained earnings, in order to fulfill our mission of facilitating smooth financing for small and medium-sized enterprises. We will also strategically acquire treasury shares while comprehensively considering business performance, capital conditions, and market environment, to improve stock liquidity and enhance shareholder returns. We implement one annual dividend at the end of the fiscal year, with a reference date of March 31. For the current fiscal year, we propose a dividend of 3 yen per share, subject to shareholder approval at the general meeting. Under Article 15 of the Cabinet Order for the Law on the Shoko Chukin Bank, Co., Ltd., dividends on government-held shares were previously set at one-third of the per-share dividend on privately-held shares. However, following the amendment to this Cabinet Order in July 2023, the ratio for the fiscal year ending March 2024 and thereafter is now 10/10.</p><p class="smt_text2" style="orphans:0;widows:0;text-align:justify;padding-left:9pt;padding-right:0pt;margin-top:0pt;margin-bottom:0pt;text-indent:9pt;font-family:'ＭＳ 明朝';letter-spacing:0pt;line-height:15pt;font-size:9pt;">Pursuant to Article 49 of the Law on the Shoko Chukin Bank, Co., Ltd., resolutions on dividend distributions and other surplus dispositions become effective only upon approval by the competent minister. Additionally, dividend distributions are subject to restrictions under Article 42 of the same law. When distributing surplus, we record an amount equal to one-fifth of the surplus reduction resulting from the dividend as capital reserve or earned reserve, notwithstanding the provisions of Article 445, Paragraph 4 of the Companies Act.</p><p class="smt_text6" style="orphans:0;widows:0;"> </p><p class="smt_text2" style="orphans:0;widows:0;padding-left:0pt;">Dividend distributions with reference dates in the current fiscal year are as follows.</p>
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<td valign="middle" colspan="2" style="vertical-align:middle;border-top-style:solid;border-top-width:0.75pt;border-top-color:#000000;border-bottom-style:solid;border-bottom-width:0.75pt;border-bottom-color:#000000;border-left-style:solid;border-left-width:0.75pt;border-left-color:#000000;border-right-style:solid;border-right-width:0.75pt;border-right-color:#000000;overflow:hidden;"><p class="smt_tblC" style="orphans:0;widows:0;">Dividend per Share<br/>(Yen)</p>
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<p>We aim to build a sound management foundation by strengthening retained earnings while maintaining stable dividends as our basic policy. We implement a year-end dividend once annually and flexibly acquire treasury stock by comprehensively considering business performance, capital position, and market conditions to improve stock liquidity and enhance shareholder returns.</p>

The Shoko Chukin Bank,Ltd. (E21951) Dividends

Dividend Policy

Dividend per Share

Payout Ratio

Dividend Yield

Dividend History (Forecasts, Revisions, Actuals)