Sumitomo Mitsui Finance and Leasing Company, Limited【JP:E04791】
Market cap
P/E ratio
| Mar 31, 2013 | Mar 31, 2014 | Mar 31, 2015 | Mar 31, 2016 | Mar 31, 2017 | Mar 31, 2018 | Mar 31, 2019 | Mar 31, 2020 | Mar 31, 2021 | Mar 31, 2022 | Mar 31, 2023 | Mar 31, 2024 | |
| Profit (loss) before income taxes | 58,867 | 77,551 | 87,029 | 81,170 | 92,319 | 92,959 | 93,293 | 91,035 | 43,088 | 39,751 | 77,972 | 224,761 |
| Depreciation and amortization | - | - | - | - | 102,697 | 100,202 | 97,448 | 99,519 | 116,330 | 138,936 | 136,968 | 193,704 |
| Impairment losses | 2,329 | 3,497 | 9,235 | 8,939 | 4,005 | 8,180 | 5,386 | 2,625 | 19,907 | 10,358 | 9,721 | 10,958 |
| Amortization of goodwill | 8,503 | 8,664 | 8,767 | 8,719 | 9,398 | 9,376 | 9,133 | 9,129 | 9,120 | 10,157 | 9,537 | 9,425 |
| Increase (decrease) in allowance for doubtful accounts | 4,445 | -1,077 | -5,587 | -11,422 | -1,043 | -764 | -1,467 | 1,156 | 21,286 | -13,639 | 686 | -1,044 |
| Increase (decrease) in other provisions | 236 | -3,547 | -323 | -553 | -688 | 879 | -139 | -318 | -258 | 675 | 767 | 426 |
| Increase (decrease) in retirement benefit liability | - | 212 | -636 | -916 | 668 | 199 | 345 | 526 | -796 | -759 | 1,162 | 281 |
| Loss (gain) on disposal of own-used assets | 118 | 51 | 127 | 18 | 26 | 21 | 6 | 187 | 237 | 60 | 58 | 175 |
| Loss (gain) on valuation of investment securities | 20 | - | 11 | 34 | - | - | 94 | 2,041 | 26 | 64 | 213 | 1,171 |
| Gain(loss) on liquidation of investment securities | - | - | - | - | - | - | - | - | - | 11 | 26 | 8 |
| Loss on valuation of golf club membership | - | - | 2 | 9 | 11 | 1 | 11 | 23 | - | 2 | 6 | 3 |
| roshia | - | - | - | - | - | - | - | - | - | 81,966 | 59,480 | 19,486 |
| Gains on Russia-related insurance | - | - | - | - | - | - | - | - | - | - | - | -82,972 |
| Interest and dividend income | -731 | -780 | -1,094 | -925 | -1,105 | -1,143 | -1,301 | -1,512 | -1,749 | -1,407 | -2,120 | -1,807 |
| Capital costs and interest expenses | 33,205 | 38,190 | 49,865 | 50,222 | 54,817 | 51,841 | 59,263 | 59,133 | 76,067 | 80,163 | 93,403 | 168,956 |
| Amortization of bond issuance costs | 161 | 226 | 222 | 146 | 182 | 198 | 1,823 | 794 | 361 | 257 | 281 | 1,140 |
| Share of loss (profit) of entities accounted for using equity method | -1,740 | -1,957 | -1,350 | -1,419 | -1,695 | -1,821 | -2,000 | -2,761 | -4,099 | -7,947 | -9,772 | -8,734 |
| Loss (gain) on disposal of assets for lease | -4,183 | -3,946 | -10,966 | -15,071 | -13,028 | -12,378 | -8,495 | -22,112 | -8,690 | -16,201 | -20,564 | -29,009 |
| Loss (gain) on sale of investment securities | -5 | -10 | -70 | -31 | 19 | -30 | -2,934 | -2,547 | -1,746 | -1,172 | -537 | -13,072 |
| Loss (gain) on sale of shares of subsidiaries and associates | - | - | -102 | 6 | -1,920 | -408 | -1,775 | -139 | - | - | -865 | 94 |
| Decrease (increase) in installment sales receivable | -43,630 | -37,350 | -25,030 | -25,335 | -48,447 | 8,580 | -20,242 | -41,154 | 24,193 | -21,469 | -60,619 | 41,306 |
| Net decrease (increase) in lease receivables and investments in leases | 70,633 | -54,521 | -32,089 | -63,560 | -46,519 | 44,694 | -76,971 | -68,769 | 39,195 | -19,334 | 90,712 | 190,028 |
| Decrease (increase) in loan receivable | 6,125 | -34,958 | -2,781 | -6,303 | 20,398 | -12,361 | -27,436 | 39,007 | -139,833 | -83,267 | 33,087 | 93,303 |
| Decrease (increase) in operational investment securities | - | - | - | - | - | - | - | -15,277 | -1,007 | -5,301 | -16,597 | -43,023 |
| Decrease (increase) in bad debts | -39,912 | 18,782 | 8,204 | 18,854 | 7,873 | -1,377 | 308 | 4,391 | -17,994 | 9,096 | -8,645 | 1,711 |
| Decrease (increase) in real estate for sale | - | - | - | - | - | - | - | - | - | -50,442 | -72,910 | -74,587 |
| Increase(decrease) in real estate for sale in process | - | - | - | - | - | - | - | - | - | -3,846 | -886 | -1,101 |
| Purchase of assets for lease | -199,795 | -357,191 | -410,114 | -384,847 | -360,794 | -380,132 | -459,066 | -553,730 | -670,458 | -803,303 | -863,168 | -604,799 |
| Proceeds from sale of assets for lease | 93,847 | 152,323 | 190,866 | 149,050 | 156,712 | 313,977 | 200,418 | 238,705 | 107,936 | 279,661 | 398,045 | 465,762 |
| Decrease (increase) in Advances for purchases at property for lease | -30,898 | 4,516 | -5,880 | 57,787 | -40,952 | -150,157 | -100,138 | -45,973 | 217,248 | 18,625 | 51,450 | -36,102 |
| Increase in other operating assets by purchase | - | - | - | - | - | - | - | - | -36,998 | -28,575 | -28,861 | -22,596 |
| Increase (decrease) in trade payables | 2,352 | 21,088 | -14,767 | -8,612 | 12,980 | -2,201 | 6,896 | -6,693 | -6,073 | 10,040 | -16,047 | -19,678 |
| Other, net | -21,558 | -4,202 | 1,757 | 41,443 | 10,827 | -48,327 | -28,074 | 44,930 | -10,830 | 81,926 | 60,915 | -21,165 |
| Subtotal | -4,334 | -120,503 | -68,746 | -32,325 | -44,560 | 23,544 | -261,729 | -168,060 | -225,537 | -296,122 | -77,100 | 463,013 |
| Interest and dividends received | 969 | 1,013 | 1,314 | 1,268 | 1,224 | 1,361 | 1,619 | 2,849 | 2,986 | 3,678 | 5,081 | 5,764 |
| Interest paid | -31,585 | -37,737 | -49,395 | -49,836 | -54,022 | -51,424 | -56,223 | -59,106 | -65,697 | -77,880 | -78,877 | -161,157 |
| Russia-related Insurance Received | - | - | - | - | - | - | - | - | - | - | - | 114,371 |
| Income taxes paid | -35,082 | -21,294 | -19,719 | -20,091 | -16,453 | -19,514 | -26,686 | -8,312 | -8,610 | -18,316 | -18,849 | -27,603 |
| Net cash provided by (used in) operating activities | -70,032 | -178,522 | -136,546 | -100,985 | -113,811 | -46,033 | -343,019 | -232,629 | -296,859 | -388,640 | -169,745 | 394,387 |
| Purchase of own-used assets | -2,466 | -2,687 | -4,800 | -4,998 | -4,176 | -4,841 | -6,660 | -7,041 | -6,232 | -5,670 | -7,279 | -16,612 |
| Proceeds from sale of own-used assets | 883 | 3 | 7 | 17 | 40 | 241 | 616 | 5 | 25 | - | 78 | 2 |
| Purchase of investment securities | -435 | -308 | -1,278 | -2,651 | -143 | -712 | -36,136 | -34,064 | -1,426 | -34,111 | -26,523 | -8,338 |
| Proceeds from sale and redemption of investment securities | 225 | 189 | 1,227 | 386 | 14,502 | 3,199 | 4,688 | 4,775 | 3,607 | 4,569 | 3,207 | 24,981 |
| Decrease (increase) in time deposits | 1 | -306 | 47 | 88 | - | - | - | -1,000 | - | 3,272 | - | -2,762 |
| Purchase of shares of subsidiaries resulting in change in scope of consolidation | - | - | - | - | -158,310 | -3,054 | - | -5,398 | -50,338 | -3,836 | -181,140 | -2,686 |
| Other, net | 16 | 193 | -1,445 | -400 | -517 | 1,777 | -2,358 | -123 | 2,138 | -807 | -29 | -24 |
| Net cash provided by (used in) investing activities | 18,931 | -2,916 | -6,189 | -6,052 | -148,604 | -3,388 | -15,689 | -42,567 | -52,226 | -36,583 | -211,687 | -5,440 |
| Net increase (decrease) in short-term borrowings | 17,253 | 20,578 | -4,588 | 30,155 | 56,246 | -180,339 | 334,229 | -24,141 | -12,518 | 193,896 | -45,007 | -124,094 |
| Net increase (decrease) in commercial papers | 126,400 | 49,900 | -17,600 | 76,200 | 34,100 | 185,500 | -41,000 | -19,000 | -67,500 | 5,300 | -60,000 | -240,700 |
| Proceeds from long-term borrowings | 1,117,394 | 438,363 | 628,151 | 461,955 | 547,813 | 438,664 | 804,445 | 1,105,400 | 1,061,580 | 976,906 | 1,886,761 | 1,167,510 |
| Repayments of long-term borrowings | -1,191,605 | -378,002 | -466,348 | -438,170 | -404,004 | -437,429 | -751,995 | -819,143 | -748,480 | -728,845 | -1,423,484 | -1,332,014 |
| Proceeds from securitization of lease receivables | 65,176 | 105,882 | 53,613 | 51,203 | 45,730 | 54,101 | 54,872 | 54,294 | 52,711 | 36,720 | 31,603 | 10,810 |
| Repayments of payables under securitization of lease receivables | -66,561 | -76,188 | -60,046 | -41,790 | -43,236 | -44,454 | -66,723 | -71,914 | -62,516 | -35,203 | -28,051 | -45,700 |
| Proceeds from issuance of bonds | 33,928 | 69,773 | 75,384 | 61,853 | 153,212 | 177,592 | 292,825 | 279,721 | 121,938 | 190,219 | 91,418 | 538,684 |
| Redemption of bonds | -22,600 | -8,318 | -35,108 | -75,422 | -88,094 | -94,409 | -82,547 | -80,076 | -70,400 | -140,376 | -153,470 | -189,365 |
| Repayments of lease liabilities | -10,007 | -9,155 | -8,923 | -7,166 | -7,606 | -10,978 | -21,180 | -2,870 | -1,584 | -1,093 | -178 | -1,891 |
| Increase (decrease) in cash collateral received | - | - | - | - | - | - | - | - | - | - | 5,635 | 4,517 |
| Dividends paid | -17,113 | -17,945 | -17,575 | -20,073 | -18,315 | -20,165 | -19,703 | -20,175 | -15,554 | -12,666 | -12,491 | -25,332 |
| Dividends paid to non-controlling interests | - | - | -62 | -33 | -106 | -284 | -1,605 | -33 | -179 | -647 | -3,707 | -8,991 |
| Proceeds from share issuance to non-controlling shareholders | - | - | 12 | - | - | - | 31,754 | - | 2,017 | 16,543 | 58,507 | 9 |
| Repayments to non-controlling shareholders | - | - | - | - | - | - | -31,628 | - | - | -33,474 | -60 | -34 |
| Net cash provided by (used in) financing activities | 52,067 | 194,826 | 146,909 | 98,711 | 275,470 | 67,796 | 334,357 | 353,662 | 386,094 | 511,677 | 347,474 | -246,593 |
| Effect of exchange rate change on cash and cash equivalents | 20,273 | 5,278 | 9,462 | -4,098 | -1,362 | -1,657 | -279 | -1,340 | 910 | 7,666 | 13,985 | 14,631 |
| Net increase (decrease) in cash and cash equivalents | 21,239 | 18,665 | 13,634 | -12,425 | 11,691 | 16,716 | -24,631 | 77,125 | 37,919 | 94,120 | -19,973 | 156,984 |
| Increase (decrease) in cash and cash equivalents resulting from change in scope of consolidation | 31 | -6 | 393 | 2,367 | 11,273 | 8,802 | -2,129 | 318 | 222 | -229 | -50 | -43 |