The Kyoei Fire and Marine Insurance Company,Limited【JP:E03850】

Market cap

P/E ratio

Summary Financials Dividends History Workforce

	Mar 31, 2013	Mar 31, 2014	Mar 31, 2015	Mar 31, 2016	Mar 31, 2017	Mar 31, 2018	Mar 31, 2019	Mar 31, 2020	Mar 31, 2021	Mar 31, 2022	Mar 31, 2023
Ordinary income	220,682	211,986	216,831	211,948	192,253	189,416	196,181	190,832	196,672	198,298	210,517
Underwriting income	212,967	202,462	210,609	201,014	186,433	182,599	180,408	182,299	189,966	191,181	203,274
Net premiums written	159,091	162,965	167,774	169,024	166,217	163,795	161,825	166,660	166,920	170,107	172,832
Premiums of saving-type insurance	31,815	27,335	24,185	15,429	13,707	11,322	10,276	4,125	3,914	2,478	1,346
Investment income from saving type insurance	4,688	4,327	4,020	3,944	3,470	3,357	3,350	3,074	2,733	2,551	2,358
Reversal of reserve for outstanding claims	-	-	7,230	-	518	-	2,949	374	538	228	-
Reversal of policy reserve	17,363	7,826	7,177	12,583	2,503	4,123	1,996	8,057	15,855	15,794	26,722
Foreign exchange gains	7	7	5	-	-	-	-	-	2	7	8
Other underwriting income	-	-	216	32	16	-	8	7	-	13	7
Investment income	7,389	9,258	5,997	10,616	5,567	6,623	15,513	8,265	6,548	6,801	6,870
Interest and dividend income	8,904	9,108	8,392	8,237	7,884	7,982	7,971	7,832	8,456	7,988	7,514
Gain on sale of securities	3,143	4,247	1,618	5,951	996	1,731	10,892	3,408	766	1,363	1,713
Net foreign exchange gains	-	44	6	258	153	16	-	3	16	-	-
Other investment income	22	20	-	2	3	-	1	1	-	1	-
Income credited to saving type insurance	-4,688	-4,327	-4,020	-3,944	-3,470	-3,357	-3,350	-3,074	-2,733	-2,551	-2,358
Other operating income	325	264	224	317	252	193	259	267	157	314	372
Ordinary expenses	217,112	209,252	202,752	202,163	188,472	184,078	192,166	186,546	190,870	187,808	209,449
Underwriting expenses	185,826	179,749	173,984	171,905	157,267	153,298	162,088	153,523	160,186	157,213	177,344
Net claims paid	99,731	92,820	92,874	93,347	88,723	88,111	100,396	91,406	88,585	86,691	96,448
Loss adjustment expenses	7,469	10,231	10,614	10,587	10,645	10,494	10,343	10,052	10,202	9,988	9,901
Commissions and collection fees	29,845	29,872	31,513	31,711	31,845	31,101	31,679	33,277	34,665	35,297	36,070
Maturity refunds to policyholders	47,299	41,566	38,886	35,208	25,914	21,624	19,368	18,541	26,542	25,073	27,718
Dividends to policyholders	-	1	8	14	16	4	2	1	-	-	7
Provision of outstanding claims	1,379	5,167	-	945	-	1,796	-	-	-	-	7,056
Other underwriting expenses	99	88	86	86	119	165	297	243	189	161	142
Investment expenses	1,942	378	148	704	1,327	923	607	3,099	743	440	909
Loss on sale of securities	1,111	78	23	234	1,237	546	500	2,112	126	197	209
Loss on valuation of securities	377	179	6	390	30	177	-	887	466	66	437
Loss on redemption of securities	140	80	50	33	7	189	78	84	135	145	106
Net loss on financial derivatives	41	-	41	24	46	2	4	-	-	-	77
Net foreign exchange losses	250	-	-	-	-	-	10	-	-	17	-
Other investment expenses	20	39	26	20	5	7	13	15	15	13	78
Sales and administrative expenses	28,734	28,528	28,081	28,966	29,443	29,507	29,311	29,865	29,863	30,103	31,141
Other operating expenses	608	596	538	588	433	348	159	58	76	51	54
Interest expenses	531	497	466	464	326	201	100	1	1	2	1
Provision of allowance for doubtful accounts	-	-	-	-	-	-	-	7	-	-	7
Other	76	97	71	124	106	146	59	48	73	49	45
Ordinary profit (loss)	3,570	2,733	14,078	9,784	3,781	5,338	4,014	4,285	5,802	10,489	1,067
Extraordinary income	49	815	6	46	8	164	8	133	32	145	50
Gain on disposal of non-current assets	49	20	6	46	8	164	8	133	32	145	50
Extraordinary losses	216	264	347	326	435	569	1,040	1,260	1,187	1,415	651
Loss on disposal of non-current assets	18	33	33	32	37	93	75	131	110	156	125
Impairment losses	-	29	108	82	181	248	200	313	390	563	297
Provision of reserves under special laws	197	201	205	211	217	227	235	437	686	694	228
Provision of reserve for price fluctuation	197	201	205	211	217	227	235	437	686	694	228
Profit (loss) before income taxes	3,403	3,283	13,737	9,504	3,354	4,933	2,982	3,158	4,648	9,220	466
Income taxes - current	119	118	793	1,264	1,804	2,611	3,548	1,743	2,572	3,962	376
Income taxes - deferred	43	598	-2,689	1,772	-730	-1,312	-3,092	-744	-1,556	-1,671	-564
Income taxes	163	717	-1,896	3,036	1,073	1,299	455	999	1,016	2,291	-187
Profit (loss)	-	-	15,633	6,468	2,281	3,634	2,527	2,159	3,631	6,929	653