Sompo Japan Insurance Inc.【JP:E03827】

Market cap

P/E ratio

Summary Financials Dividends History Workforce

	Mar 31, 2013	Mar 31, 2014	Mar 31, 2015	Mar 31, 2016	Mar 31, 2017	Mar 31, 2018	Mar 31, 2019	Mar 31, 2020	Mar 31, 2021	Mar 31, 2022	Mar 31, 2023
Ordinary income	1,702,481	1,699,997	2,281,093	2,599,820	2,585,968	2,590,740	2,678,209	2,579,158	2,486,893	2,490,458	2,623,349
Underwriting income	1,553,577	1,559,979	2,133,524	2,442,914	2,405,516	2,424,702	2,440,115	2,383,396	2,301,534	2,300,385	2,399,389
Net premiums written	1,327,361	1,413,818	1,891,605	2,218,425	2,165,694	2,168,009	2,148,632	2,184,750	2,141,433	2,158,791	2,225,531
Premiums of saving-type insurance	104,804	108,361	132,530	120,217	131,574	120,364	111,128	113,702	93,496	81,009	70,773
Investment income from saving type insurance	34,065	32,408	39,615	45,841	41,780	39,287	38,153	35,092	31,987	30,895	30,102
Life insurance premiums	3,809	7,117	5,174	4,001	6,549	4,999	4,519	7,740	5,886	6,682	5,918
Other underwriting income	2,409	2,078	4,278	1,475	1,348	1,556	945	969	951	742	606
Investment income	142,223	133,625	135,000	145,570	168,291	155,053	225,397	183,996	172,705	175,824	210,057
Interest and dividend income	79,498	78,110	92,963	109,938	114,898	106,234	134,644	137,164	126,178	147,980	166,250
Gain on money held in trust	477	3,088	6,216	5,830	2,516	5,476	5,445	202	5,046	1,353	3,105
Net gain on trading securities	128	99	6,649	3	5,574	11,461	-	324	1,526	853	2,200
Gain on sale of securities	93,914	75,114	61,549	62,279	84,070	81,469	116,389	80,473	65,724	42,554	53,878
Gain on redemption of securities	34	247	96	334	45	1,025	1,709	1,032	2,977	4,580	2,389
Other investment income	327	162	334	1,877	993	136	2,085	216	208	261	1,166
Income credited to saving type insurance	-34,065	-32,408	-39,615	-45,841	-41,780	-39,287	-38,153	-35,092	-31,987	-30,895	-30,102
Other operating income	6,681	6,392	12,569	11,335	12,160	10,983	12,696	11,765	12,654	14,248	13,902
Share of profit of entities accounted for using equity method	713	-	175	270	398	592	-	-	72	961	990
Other	9,756	8,500	18,229	16,287	15,786	16,499	14,927	18,203	17,932	17,177	18,565
Ordinary expenses	1,637,422	1,631,918	2,114,265	2,421,734	2,355,493	2,415,519	2,462,672	2,396,771	2,289,461	2,279,648	2,498,423
Underwriting expenses	1,371,853	1,392,345	1,829,966	2,061,611	1,986,208	2,021,875	2,096,117	2,036,819	1,929,500	1,933,287	2,109,098
Net claims paid	843,762	822,285	1,125,937	1,287,493	1,242,843	1,272,130	1,377,796	1,301,872	1,189,878	1,175,024	1,311,226
Loss adjustment expenses	93,375	91,723	109,601	125,400	125,894	123,507	121,930	115,385	112,817	115,456	115,369
Commissions and collection fees	228,951	245,153	339,418	398,265	385,963	392,329	388,839	404,695	414,829	423,007	439,225
Maturity refunds to policyholders	203,020	179,584	251,922	244,303	226,123	231,262	205,330	212,128	196,812	190,527	181,722
Dividends to policyholders	7	6	45	79	87	186	128	101	65	28	7
Life insurance claims paid	1,121	2,453	2,451	2,152	3,896	2,884	1,643	1,919	1,262	3,020	2,235
Provision of outstanding claims	-	45,534	-	-	27,403	74,515	9,832	10,509	13,330	27,657	60,251
Provision of policy reserve and other	-	20,405	-	-	-	-	-	24,309	92,195	54,531	27,740
Other underwriting expenses	2,735	2,607	3,040	2,952	2,668	2,458	2,092	2,044	1,765	1,585	1,295
Investment expenses	40,127	21,350	8,790	37,056	35,917	57,210	35,567	33,068	26,297	12,523	51,543
Loss on money held in trust	-	12	-	156	198	168	1,006	2,507	11	45	2
Loss on sale of securities	1,430	1,573	764	1,694	12,984	14,110	16,329	1,353	886	4,390	22,936
Loss on valuation of securities	25,351	10,867	890	28,784	1,607	26,703	4,807	11,734	3,292	1,805	1,954
Net loss on financial derivatives	10,455	5,754	4,866	-	16,218	11,326	6,438	9,203	13,096	2,476	13,362
Other investment expenses	2,633	3,021	2,186	6,329	4,590	3,396	6,644	5,957	8,549	3,806	13,286
Sales and administrative expenses	214,839	206,242	268,266	315,188	322,505	325,104	321,281	317,396	321,415	323,947	325,566
Other operating expenses	10,603	11,979	7,241	7,877	10,862	11,328	9,706	9,486	12,248	9,889	12,215
Interest expenses	7,420	11,576	5,753	4,968	6,496	7,058	7,152	7,124	7,065	7,016	7,587
Provision of allowance for doubtful accounts	-	50	59	224	151	171	11	1,148	106	1,873	48
Loss from bad debts	8	6	5	19	80	11	28	14	11	19	31
Other	2,496	395	1,483	2,890	4,133	4,087	2,513	2,347	5,065	2,854	4,548
Ordinary profit (loss)	65,058	68,079	166,828	178,086	230,474	175,220	215,537	182,387	197,432	210,810	124,926
Extraordinary income	91	2,161	818	12,640	9,257	27,690	18,937	1,824	9,611	16,336	5,854
Gain on disposal of non-current assets	91	2,161	818	12,640	9,257	4,619	18,937	1,824	9,611	16,336	5,854
Extraordinary losses	19,298	24,637	79,777	19,093	17,538	47,541	7,256	13,793	14,458	14,906	6,206
Loss on disposal of non-current assets	367	1,136	1,156	4,618	6,803	34,316	2,562	4,178	2,100	6,097	1,596
Impairment losses	529	344	5,512	-	197	2,738	703	2,124	7,404	4,575	148
Provision of reserves under special laws	4,952	5,222	8,096	8,035	10,536	10,486	3,990	3,933	3,980	4,233	4,461
Provision of reserve for price fluctuation	4,952	5,222	8,096	8,035	10,536	10,486	3,990	3,933	3,980	4,233	4,461
Profit (loss) before income taxes	45,852	45,603	87,869	171,633	222,194	155,369	227,218	170,417	192,585	212,239	124,573
Income taxes - current	2,788	3,395	7,299	10,785	50,999	6,394	33,897	60,312	75,339	97,780	32,227
Income taxes - deferred	16,094	17,023	44,492	38,729	11,949	-15,494	22,029	-2,960	-29,486	-25,857	2,096
Income taxes	16,714	18,253	48,521	45,343	57,792	-14,663	51,510	39,838	45,590	46,031	16,531
Profit (loss)	-	-	39,348	126,289	164,401	170,032	175,708	130,579	146,994	166,207	108,041
Profit (loss) attributable to non-controlling interests	-	-	788	681	414	-3,188	-4,253	655	406	1,759	1,767
Profit (loss) attributable to owners of parent	-	-	49,794	155,062	170,790	140,550	149,112	127,399	134,316	179,913	106,572