SMBC Consumer Finance Co.,Ltd.【JP:E03708】

Market cap

P/E ratio

Summary Financials Dividends History Workforce

	Mar 31, 2013	Mar 31, 2014
Interest on operating loans	116,750	112,707
Revenue from credit guarantee	36,219	39,948
Other operating revenue	11,677	12,072
Operating revenue	164,646	164,728
Financial expenses	8,473	4,299
Advertising expenses	10,212	11,558
Provision of allowance for doubtful accounts	29,410	28,563
Provision for loss on guarantees-OE	12,233	15,607
Provision for loss on interest repayment	-	38,700
Employees' salaries and bonuses	14,089	16,213
Provision for bonuses	1,542	1,808
Retirement benefit expenses	2,253	51
Welfare expenses	2,420	2,789
Rent expenses	7,189	7,674
Depreciation	2,456	3,273
Commission fee	15,240	15,642
Communication expenses	1,867	2,034
Amortization of goodwill	245	-
Other	44,793	40,712
Other operating expenses	113,803	144,483
Operating expenses	122,276	148,782
Operating income (loss)	42,369	15,946
Interest and dividend income	255	287
Insurance and dividend income	72	85
Foreign exchange gains	755	44
Share of profit of entities accounted for using equity method	1,964	2,457
Other	548	257
Non-operating income	2,158	489
Interest expenses	511	250
Office transfer expenses	433	93
Removal costs on property and equipment-NOE	-	352
Loss on valuation of derivatives	-	174
Other	59	76
Non-operating expenses	996	870
Ordinary income (loss)	43,532	15,564
Gain on sales of non-current assets	18	-
Gain on sales of investment securities	-	2,507
Gain on sales of shares of subsidiaries and associates	2,172	-
Gain on bargain purchase	-	1,031
Gain on step acquisitions	140	1,564
Other	14	-
Extraordinary income	2,206	4,098
Loss on retirement of non-current assets	399	359
Loss on sales of non-current assets	1,616	1
Impairment loss	100	55
Loss on valuation of investment securities	-	128
Provision for removal of equipments	612	-
Other	404	7
Extraordinary losses	3,167	553
Income (loss) before income taxes	42,571	19,110
Income taxes - current	38	33
Income taxes - deferred	-342	-241
Income taxes	38	33
Income (loss) before minority interests	48,172	29,440
Minority interests in income (loss)	20	42
Net income (loss)	42,533	19,077