The Bank of Nagasaki, Ltd.【JP:E03667】

Market cap

P/E ratio

	Mar 31, 2013	Mar 31, 2014
Ordinary income	5,411	5,341
Interest income	4,552	4,411
Interest on loans and discounts	4,272	4,161
Interest and dividends on securities	-	-
Interest on call loans	7	5
Interest on deposits with banks	272	243
Other interest income	-	-
Fees and commissions	608	624
Fees and commissions on domestic and foreign exchanges	122	119
Other fees and commissions	485	504
Other income	250	305
Reversal of allowance for loan losses	-	192
Reversal of provision for contingent loss-OI-BNK	21	-
Recoveries of written off claims	128	27
Other	100	85
Ordinary expenses	5,231	4,898
Interest expenses	476	427
Interest on deposits	394	323
Interest on negotiable certificates of deposit	15	46
Interest on call money	-	-
Interest on borrowings and rediscounts	59	52
Other interest expenses	5	4
Fees and commissions payments	788	907
Fees and commissions on domestic and foreign exchanges	20	20
Other fees and commissions	768	887
Other ordinary expenses	-	-
Loss on trading account securities transactions	-	-
General and administrative expenses	3,818	3,475
Other expenses	148	86
Provision of allowance for loan losses	113	-
Written-off of loans	15	34
Other	20	52
Ordinary income (loss)	180	442
Extraordinary income	73	17
Gain on disposal of non-current assets	73	17
Extraordinary losses	141	13
Loss on disposal of non-current assets	69	4
Impairment loss	38	-
Other	34	9
Income (loss) before income taxes	111	446
Income taxes - current	10	10
Income taxes - deferred	26	19
Income taxes	37	30
Net income (loss)	74	415